Ready 4 You
ActiveReady 4 You has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €4k. Equity is growing by ~22.6% per year across the filed fiscal years. Its solvency ranks better than 85% of 32 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+67
Solvency85▼-12
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.46 against 3.67 in 2024; short-term debt: 28.9% and cash: 19.1% of total assets), and 39.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 97
Relative position
BE, all sectors
reference
Sector 97
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.4%
Return on assets
26.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
on the day
2023
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▲ 79.0%
2024 · €5k
2023: €6k
2024: €5k
2023 → 2025
Total assets
€15k▲ 114%
2024 · €7k
2023: €10k
2024: €7k
2023 → 2025
Net result
€4k
2024 · €-1k
2023: €6k
2024: €-1k
2023 → 2025
Working capital
€11k▲ 128%
2024 · €5k
2023: €4k
2024: €5k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€6k-€5k▼ 18.9%€9k▲ 79.0%
Operating result€7k-€-1k€6k
Net result€6k-€-1k€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €15k
Equity
€9k▲ 79.0%
Debt
€6k▲ 204%
The debt ratio rises from 27.8% to 39.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€6k▲
2024 · €266
Cash flow
€5k▲
2024 · €209
Solvency
60.4%▼
2024 · 72.2%
Current ratio
3.46▼
2024 · 3.67
Quick ratio
3.46▼
2024 · 3.67
Debt / equity
0.65▲
2024 · 0.39
ROE
44.1%▲
2024 · -23.3%
ROA
26.7%▲
2024 · -16.8%
Interest coverage
22.37▲
2024 · 3.98
Debt
€6k▲
2024 · €2k
Debt ≤ 1 year
€4k▲
2024 · €2k
Debt > 1 year
€963
Income taxes
€1k▲
2024 · €159
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7k€15k▲
Formation expenses20€596-
Current assets29/58€7k€15k▲
Amounts receivable after more than one year29€4k-
Other amounts receivable291€4k-
Amounts receivable within one year40/41€2k€12k▲
Trade receivables40€1k€12k▲
Other amounts receivable41€423€731▲
Cash at bank and in hand54/58€570€3k▲
Equity and liabilities
Total equity and liabilities10/49€7k€15k▲
Equity10/15€5k€9k▲
Contributions10/11€2k€2k=
Reserves13€4k€8k▲
Distributable reserves133€4k€8k▲
Amounts payable17/49€2k€6k▲
Amounts payable after more than one year17-€963
Other amounts payable178/9-€963
Amounts payable within one year42/48€2k€4k▲
Trade debts44€78€3k▲
Suppliers440/4€78€3k▲
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Accrued charges and deferred income492/3€205€666▲
Income statement
Code20242025
Non-recurring operating income76A€600€102▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€596▼
Other operating charges640/8€38€677▲
Gross operating margin9900€304€7k▲
Operating profit (loss)9901€-1k€6k▲
Financial income75/76B€168-
Recurring financial income75€168-
Financial charges65/66B€67€273▲
Recurring financial charges65€67€273▲
Profit (loss) for the period before taxes9903€-1k€5k▲
Income taxes67/77€159€1k▲
Profit (loss) for the period9904€-1k€4k▲
Profit (loss) for the period to be appropriated9905€-1k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€4k▲
Transfer from equity791/2€1k-
Transfer to equity691/2-€4k
To other reserves6921-€4k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-1k ▼121%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bellegemsestraat(Bel) 688510 KortrijkGround area
496 m²
Building footprint
175 m²
Volume, LiDAR
701 m³
Parcel 34005C0820/00S000, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Ready 4 You
since 20232.345.785.840
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34005C0820/00S000 | Flanders | 496 m² | 1 · 175 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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CVCLEGAL
BE 0777.522.603
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E.M.V. CLEANING
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Komppas
BE 1003.275.948
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KAJA25
BE 1000.767.707
Antwerpen · Eq €23k
Of 4,991 companies in sector 97000 we hold annual accounts for 55. 15 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-05-2023
Fiscal year end31-12
Activities, NACEBEL
97000Households as employers of domestic personnel
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.