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Reacto

Active
Private limited companyfounded 201510 yrs activeGeussensstraat 15, 3960 Bree, BelgiumKBO/BCE: BE 0642.551.655
Summary

Reacto has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52,493 and a net result of €46,083. Equity is growing by ~26.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Activity not known1 site
Size
€130,084total assets 2025
Equity
€52,493
Profit
€46,083
Turnover not published (abridged schema)
Financial health
89 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 63 d early0 of 6 deeds read
Why 89+ Size: total assets €130,084+ Founded in 2015+ Liquidity: current ratio 3.11, cash €18,785, halved+ Figures for FY 2025 (filed 31-05-2026)Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Better than 50% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 65-15
equity 40.4% of total assets
Liquidity 62-20
short-term debt 19.7% · cash 14.4%
Profitability 100=
return on assets 35.4%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%▲ +2.8% vs 01-2025 03-2025: 0.1%▲ +10.1% vs 02-2025 04-2025: 0.1%▲ +1.7% vs 03-2025 05-2025: 0.1%▲ +6.6% vs 04-2025 06-2025: 0.1%▼ -36.2% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%▲ +6.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -1.1% vs 12-2025 02-2026: 0.1%▲ +3.4% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +3.3% vs 03-2026 05-2026: 0.1%▼ -16.1% vs 04-2026lowest value 06-2026: 0.3%▲ +229% vs 05-2026 07-2026: 0.3%▲ +1.6% vs 06-2026 08-2026: 0.3%● 0.0% vs 07-2026 09-2026: 0.3%▲ +2.7% vs 08-2026highest value 10-2026: 0.2%▼ -28.0% vs 09-2026
  • Size: total assets €130,084 lowers the probability for this profile
  • Founded in 2015 lowers the probability for this profile
  • Liquidity: current ratio 3.11, cash €18,785, halved lowers the probability
  • Figures for FY 2025 (filed 31-05-2026) lowers the probability
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 3.11 against 2.35 in 2024; short-term debt: 19.7% and cash: 14.4% of total assets), but 59.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 39%, liquidity 59%, profitability 90%, growth against the median 12%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Size: total assets €130,084
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2015
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 3.11, cash €18,785, halved
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 31-05-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
63 d early
2024
77 d early
2023
35 d early
2022
11 d early
2021
23 d early
2020
40 d early
2019
22 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 39 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €46,083 ▲21.4%
  3. Annual accounts filedfiscal year 2024 · micro…

Financials · fiscal year 2025, micro schema

Equity
€52,493▼ 37.2%
2024 · €83,573
Total assets
€130,084▼ 14.9%
2024 · €152,777
Net result
€46,083▲ 21.4%
2024 · €37,958
Working capital
€54,100▼ 33.1%
2024 · €80,830
Trend over the years

2021 to 2025, 5 fiscal years 2018 to 2025, 8 fiscal years

The operating result has risen four years in a row; 2025 is 16% above 2024 and is the highest result in the available series.

What the company sold each fiscal year and what was left of it. A loss stands below the zero line.

Operating result€57,373 2025 Net result€46,083 2025

Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€6,458-€8,844▲ 36.9%-€6,798€35,406€38,034▲ 7.4%€40,320▲ 6.0%€49,601▲ 23.0%€57,373▲ 15.7%
Net result€3,821-€6,413▲ 67.9%-€7,330€28,741€29,326▲ 2.0%€30,550▲ 4.2%€37,958▲ 24.2%€46,083▲ 21.4%
Equity€9,538-€14,328▲ 50.2%€6,998▼ 51.2%€35,739▲ 411%€65,065▲ 82.1%€95,615▲ 47.0%€83,573▼ 12.6%€52,493▼ 37.2%
Total assets€33,960-€46,375▲ 36.6%€39,078▼ 15.7%€68,457▲ 75.2%€92,622▲ 35.3%€117,770▲ 27.2%€152,777▲ 29.7%€130,084▼ 14.9%
Debt€24,421-€32,047▲ 31.2%€32,080▲ 0.1%€32,718▲ 2.0%€27,557▼ 15.8%€22,155▼ 19.6%€69,204▲ 212%€77,591▲ 12.1%
Working capital€19,331-€11,469▼ 40.7%€11,089▼ 3.3%€42,066▲ 279%€69,261▲ 64.6%€95,590▲ 38.0%€80,830▼ 15.4%€54,100▼ 33.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130,084
Fixed assets €50,337 ▲ 323%
Current assets €79,747 ▼ 43.4%
Equity and liabilities €130,084
Equity €52,493 ▼ 37.2%
Debt €77,591 ▲ 12.1%
Debt's share of the balance-sheet total rises from 45.3% to 59.6%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€61,966▲
2024 · €52,586
Cash flow
€50,676▲
2024 · €40,943
Current ratio
3.11▲
2024 · 2.35
Debt to equity
1.48▲
2024 · 0.83
ROE
87.8%▲
2024 · 45.4%
ROA
35.4%▲
2024 · 24.8%
Interest coverage
821.17▲
2024 · 55.25
Debt ≤ 1 year
€25,647▼
2024 · €60,037
Debt > 1 year
€51,860▲
2024 · €9,167
Income taxes
€11,214▲
2024 · €10,691
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,695 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
3.9% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,695 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€152,777€130,084▼
Fixed assets21/28€11,910€50,337▲
Tangible fixed assets22/27€11,910€50,337▲
Land and buildings22€9,177€47,855▲
Plant, machinery and equipment23€623€0▼
Furniture and vehicles24€2,110€2,481▲
Current assets29/58€140,867€79,747▼
Amounts receivable within one year40/41€54,910€58,949▲
Trade receivables40€54,910€58,949▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€82,497€18,785▼
Deferred charges and accrued income490/1€3,460€2,013▼
Equity and liabilities
Total equity and liabilities10/49€152,777€130,084▼
Equity10/15€83,573€52,493▼
Contributions10/11€6,200€18,600▲
Reserves13€77,373€33,893▼
Distributable reserves133€77,373€33,893▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€69,204€77,591▲
Amounts payable after more than one year17€9,167€51,860▲
Other amounts payable178/9€9,167€51,860▲
Amounts payable within one year42/48€60,037€25,647▼
Financial debts43€18€20▲
Credit institutions430/8€18€20▲
Trade debts44€4,251€4,413▲
Suppliers440/4€4,251€4,413▲
Taxes, remuneration and social security45€13,268€4,214▼
Taxes450/3€13,268€4,214▼
Other amounts payable47/48€42,500€17,000▼
Accrued charges and deferred income492/3-€83
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,985€4,593▲
Other operating charges640/8€1,024€1,056▲
Gross operating margin9900€53,610€63,022▲
Operating profit (loss)9901€49,601€57,373▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€952€75▼
Recurring financial charges65€952€75▼
Profit (loss) for the period before taxes9903€48,649€57,297▲
Income taxes67/77€10,691€11,214▲
Profit (loss) for the period9904€37,958€46,083▲
Profit (loss) for the period to be appropriated9905€37,958€46,083▲
Appropriation of the result
Profit (loss) to be appropriated9906€37,958€46,083▲
Transfer from equity791/2€12,042€69,563▲
Transfer to equity691/2€0€26,083▲
To other reserves6921€0€26,083▲
Profit to be distributed694/7€50,000€89,563▲
Return on contributions (dividend)694€50,000€89,563▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,600€8,654€8,194€5,042€4,532€5,016€2,985€4,593▲ 53.8%
Other operating charges640/8---€966€1,180€996€1,024€1,056▲ 3.1%
Gross operating margin9900€13,035€18,663€2,372€41,414€43,746€46,332€53,610€63,022▲ 17.6%
Operating profit (loss)9901€6,458€8,844-€6,798€35,406€38,034€40,320€49,601€57,373▲ 15.7%
Financial income75/76B---€0€89€0€0€0▼ 100%
Recurring financial income75--€5€0€89€0€0€0▼ 100%
Financial charges65/66B---€241€1,001€1,055€952€75▼ 92.1%
Recurring financial charges65€110€209€349€241€1,001€1,055€952€75▼ 92.1%
Profit (loss) for the period before taxes9903€6,348€8,635-€7,143€35,165€37,122€39,265€48,649€57,297▲ 17.8%
Income taxes67/77€2,528€2,221€187€6,424€7,796€8,715€10,691€11,214▲ 4.9%
Profit (loss) for the period9904€3,821€6,413-€7,330€28,741€29,326€30,550€37,958€46,083▲ 21.4%
Profit (loss) for the period to be appropriated9905€3,821€6,413-€7,330€28,741€29,326€30,550€37,958€46,083▲ 21.4%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€33,960€46,375€39,078€68,457€92,622€117,770€152,777€130,084▼ 14.9%
Fixed assets21/28€9,800€22,830€21,950€16,908€14,263€13,349€11,910€50,337▲ 323%
Tangible fixed assets22/27€9,800€22,830€21,950€16,908€14,263€13,349€11,910€50,337▲ 323%
Land and buildings22---€8,981€9,570€10,947€9,177€47,855▲ 421%
Plant, machinery and equipment23---€2,646€1,972€1,297€623€0▼ 100%
Furniture and vehicles24---€5,281€2,722€1,105€2,110€2,481▲ 17.6%
Current assets29/58€24,160€23,545€17,128€51,549€78,358€104,421€140,867€79,747▼ 43.4%
Amounts receivable within one year40/41€6,179€6,004€3,080€27,342€45,580€58,574€54,910€58,949▲ 7.4%
Trade receivables40---€27,342€45,377€58,272€54,910€58,949▲ 7.4%
Other amounts receivable41----€204€302€0--
Cash at bank and in hand54/58€17,438€17,541€14,048€24,208€32,778€42,498€82,497€18,785▼ 77.2%
Deferred charges and accrued income490/1-----€3,349€3,460€2,013▼ 41.8%
Equity and liabilities
Total equity and liabilities10/49€33,960€46,375€39,078€68,457€92,622€117,770€152,777€130,084▼ 14.9%
Equity10/15€9,538€14,328€6,998€35,739€65,065€95,615€83,573€52,493▼ 37.2%
Contributions10/11€6,200€6,200-€6,200€6,200€6,200€6,200€18,600▲ 200%
Reserves13€3,338€8,128€8,128€29,539€58,865€89,415€77,373€33,893▼ 56.2%
Non-distributable reserves130/1---€1,860€0----
Reserves not available under the articles1311---€1,860€0----
Distributable reserves133---€27,679€58,865€89,415€77,373€33,893▼ 56.2%
Profit (loss) carried forward14---€7,330€0--€0€0-
Amounts payable17/49€24,421€32,047€32,080€32,718€27,557€22,155€69,204€77,591▲ 12.1%
Amounts payable after more than one year17€19,592€19,971€26,041€23,235€18,459€13,323€9,167€51,860▲ 466%
Financial debts170/4---€1,180€0----
Other amounts payable178/9---€22,055€18,459€13,323€9,167€51,860▲ 466%
Amounts payable within one year42/48€4,829€12,076€6,039€9,483€9,097€8,831€60,037€25,647▼ 57.3%
Current portion of amounts payable after more than one year42---€3,243€1,180€0---
Financial debts43----€15€0€18€20▲ 11.1%
Credit institutions430/8----€15€0€18€20▲ 11.1%
Trade debts44€1,501€6,025€2,463€816€2,479€3,751€4,251€4,413▲ 3.8%
Suppliers440/4---€816€2,479€3,751€4,251€4,413▲ 3.8%
Taxes, remuneration and social security45---€5,424€5,424€5,080€13,268€4,214▼ 68.2%
Taxes450/3---€5,424€5,424€5,080€13,268€4,214▼ 68.2%
Other amounts payable47/48------€42,500€17,000▼ 60.0%
Accrued charges and deferred income492/3-------€83-
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€3,821€6,413-€7,330€28,741€29,326€30,550€37,958€46,083▲ 21.4%
+ Depreciation and write-downs630€5,600€8,654€8,194€5,042€4,532€5,016€2,985€4,593▲ 53.8%
Operating cash flow (approximation)€9,421€15,067€865€33,783€33,858€35,566€40,943€50,676▲ 23.8%
Investment in fixed assets (approximation)--€21,684-€7,314€0-€1,888-€4,102-€1,546-€43,020▼ 2,682%
Change in cash-€103-€3,493€10,160€8,570€9,720€39,999-€63,712▼ 259%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Subsidies and aid

Flemish government

2022 to 2025 · 4 entries · €1,999 awarded · €1,999 paid
Year Entries awardedpaid
2025 1 €240€240
2024 1 €75€75
2023 1 €1,124€1,124
2022 1 €560€560
Schemes
4 entries · €1,999 · €1,999 paid · Fonds voor Innoveren en Ondernemen

Directors

Directors
No directors read yet: 0 of 6 Gazette acts processed. See the function holders in the CBE →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

Reacto was incorporated on 31 October 2015.1 Total assets rose from €33,960 in 2018 to €130,084 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €46,083 ▲21.4%
Operating result €57,373, net result €46,083, both a record.
15-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €28,741
Net result €28,741 after one loss-making year.
21-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet -€7,330
Net result drops to -€7,330, the lowest in the series; recovery starts the following year.
09-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded31-10-2015
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0642551655
Registered 12-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 4 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
776 m²
Building footprint
149 m²
Parcel 72403B0231/00E002, Flanders. Linked by address, not a title deed.
1 establishment unit
Reacto
Geussensstraat 15, 3960 BreeGeneral medical practice
since 2015unit no. 2.247.136.642
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72403B0231/00E002 Flanders 776 m² 1 · 149 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.