REACTIF
ActiveSummary
REACTIF has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111k and a net result of €17k. Equity is growing by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 55% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▼-13
Solvency86=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.21 against 1.98 in 2024; short-term debt: 38.7% and cash: 77.5% of total assets), and 38.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.3%
Return on assets
9.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
4 d late
2024
26 d late
2023
61 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€111k▲ 16.9%
2024 · €95k
Total assets
€181k▲ 17.2%
2024 · €155k
Net result
€17k▼ 42.8%
2024 · €30k
Working capital
€85k▲ 45.5%
2024 · €58k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€87k-€45k▼ 48.6%€26k▼ 41.4%
Net result€63k-€30k▼ 53.3%€17k▼ 42.8%
Equity€66k-€95k▲ 43.3%€111k▲ 16.9%
Total assets€116k-€155k▲ 33.2%€181k▲ 17.2%
Debt€50k-€60k▲ 19.7%€70k▲ 17.5%
Working capital€19k-€58k▲ 205%€85k▲ 45.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 41% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €181k
Fixed assets
€26k ▼ 28.4%
Current assets
€155k ▲ 31.4%
Equity and liabilities €181k
Equity
€111k ▲ 16.9%
Debt
€70k ▲ 17.5%
Debt's share of the balance-sheet total rises from 38.6% to 38.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€37k▼
2024 · €55k
Cash flow
€27k▼
2024 · €40k
Current ratio
2.21▲
2024 · 1.98
Debt to equity
0.63▲
2024 · 0.63
ROE
15.2%▼
2024 · 31.1%
ROA
9.3%▼
2024 · 19.1%
Interest coverage
245.61▼
2024 · 353.34
Debt ≤ 1 year
€70k▲
2024 · €60k
Income taxes
€9k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €10k | €10k | = |
| Other operating charges640/8 | €794 | €508 | €463 | ▼ 8.9% |
| Non-recurring operating charges66A | €10k | - | - | - |
| Gross operating margin9900 | €102k | €55k | €37k | ▼ 33.3% |
| Operating profit (loss)9901 | €87k | €45k | €26k | ▼ 41.4% |
| Financial charges65/66B | €144 | €156 | €149 | ▼ 4.4% |
| Recurring financial charges65 | €144 | €156 | €149 | ▼ 4.4% |
| Profit (loss) for the period before taxes9903 | €86k | €44k | €26k | ▼ 41.5% |
| Income taxes67/77 | €23k | €15k | €9k | ▼ 39.1% |
| Profit (loss) for the period9904 | €63k | €30k | €17k | ▼ 42.8% |
| Profit (loss) for the period to be appropriated9905 | €63k | €30k | €17k | ▼ 42.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €116k | €155k | €181k | ▲ 17.2% |
| Fixed assets21/28 | €47k | €37k | €26k | ▼ 28.4% |
| Tangible fixed assets22/27 | €47k | €37k | €26k | ▼ 28.4% |
| Furniture and vehicles24 | €47k | €37k | €26k | ▼ 28.4% |
| Current assets29/58 | €69k | €118k | €155k | ▲ 31.4% |
| Amounts receivable within one year40/41 | €9k | €9k | €14k | ▲ 47.1% |
| Trade receivables40 | €9k | €9k | €8k | ▼ 17.5% |
| Other amounts receivable41 | €144 | - | €6k | - |
| Cash at bank and in hand54/58 | €60k | €108k | €140k | ▲ 30.3% |
| Deferred charges and accrued income490/1 | €113 | €934 | €873 | ▼ 6.5% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €116k | €155k | €181k | ▲ 17.2% |
| Equity10/15 | €66k | €95k | €111k | ▲ 16.9% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Reserves13 | €40k | €65k | €82k | ▲ 26.0% |
| Distributable reserves133 | €40k | €65k | €82k | ▲ 26.0% |
| Profit (loss) carried forward14 | €23k | €27k | €26k | ▼ 3.1% |
| Amounts payable17/49 | €50k | €60k | €70k | ▲ 17.5% |
| Amounts payable within one year42/48 | €50k | €60k | €70k | ▲ 17.5% |
| Trade debts44 | €440 | €148 | €820 | ▲ 456% |
| Suppliers440/4 | €440 | €148 | €820 | ▲ 456% |
| Taxes, remuneration and social security45 | €31k | €54k | €68k | ▲ 25.4% |
| Taxes450/3 | €6k | €9k | €10k | ▲ 9.8% |
| Remuneration and social security454/9 | €25k | €45k | €58k | ▲ 28.6% |
| Other amounts payable47/48 | €19k | €5k | €1k | ▼ 77.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €63k | €30k | €17k | ▼ 42.8% |
| + Depreciation and write-downs630 | €5k | €10k | €10k | = |
| Operating cash flow (approximation) | €68k | €40k | €27k | ▼ 31.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | €48k | €33k | ▼ 31.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
31-12
Financial
Weakest financial yearnet €17k ▼42.8%
Net result drops to €17k, the lowest in the series.
31-12
Financial
Equity above €100kEq €111k ▲16.9%
3 profitable years in a row build equity to €111k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2022
Ground area
560 m²
Building footprint
150 m²
Volume, LiDAR
691 m³
Parcel 25016A0176/00T002, Wallonia · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
REACTIF
since 20222.332.602.055
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25016A0176/00T002 | Wallonia | 560 m² | 1 · 150 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 40,763 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
69201Certified accountants and tax accountants
Contact
E-mail
e.denis@comptactuel.be
Phone
+32478336429
Scores and ratios are computed by Checked and are not a credit decision.