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REACT SECURITY

Active Private limited company (pre-2019)founded 2017active for 9 yearsKoning Albertlaan 163, 1082 Berchem-Sainte-AgatheKBO/BCE: BE 0668.940.605

Overview

Lifetime

9 annual accounts with figures on one time axis
peak €61,675 (2020)
€47,806▲ 94.8%
peak €43,056 (2020)
€21,678▲ 284%
peak €123,904 (2025)
€123,904▲ 21.2%
€54,017▲ 79.1%
Board2 names since 2021
2 directorsEL OUDGHIRI MUSTAPHA and 1 other
Documentsfilings and deeds
28-09-202659 days late
2025micro format
Gross margin from €24,546 to €47,806Result from €5,651 to €21,678Equity from €102,226 to €123,904Debts from €30,169 to €54,017Investments €51,909Cash from €34,566 to €18,140

Key points

from the 2025 annual accounts

Equity

€123,904 ▲ 21.2%

REACT SECURITY has made a profit in every financial year since 2017.

Investments

€55,314 5.0 × depreciation
20212022202320242025

Green is investment, beige is depreciation.

Filings

9 annual accounts 8 late
AprilJune31 JulyOctober20202025

The 2017 accounts came latest: 121 days after the end of the period.

Checked score

87
Excellent
Financially stronger than 53% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.4%▲ +0.1 percentage points vs 08-2025 10-2025: 0.8%▲ +0.4 percentage points vs 09-2025highest value 11-2025: 0.1%▼ -0.7 percentage points vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026

Financial strength
Strong

95-5equity 69.6% of total assets
57-18short-term debt 18.9% · cash 10.2%
84+14return on assets 12.2%

Score breakdown

raises risk
Last filed accounts filed 59 days late; 2 of the last 3 accounts late
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €123,904 (69.6% of total assets)
Liquidity: current ratio 3.84, cash €18,140
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 63% of them on solvency, 40% on liquidity, 45% on profitability and 66% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as REACT SECURITY has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of REACT SECURITY itself is lower: 0.3% within 12 months. It rests on far more data about REACT SECURITY than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for REACT SECURITY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €10,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 3.84 (4.14 in 2024), above the usual 1.5. Short-term debt is 18.9% and cash 10.2% of total assets. 30.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Last filed accounts filed 59 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Equity €123,904 (69.6% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 3.84, cash €18,140
NBB · annual accounts
raises risk · 2025 accounts filed 59 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
59 days late
2024
61 days late
2023
29 days late
2022
27 days early
2021
107 days late
2020
97 days late
2019
21 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 50 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 September (4 of the last 5 accounts filed within 48 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

EO
EL OUDGHIRI MUSTAPHA
Director
RS
RIOUCH SAMIRA
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0668940605
Incorporation published on 12-01-2017 · Gazette deed
First establishment Koning Albertlaan 163, Berchem-Sainte-Agathe
All 15 events

Comparable companies

same main activity, similar in size and age
Company
REACT SECURITY Berchem-Sainte-Agathe €177,921 €47,806 69.6% -
L.D. Interactions Woluwe-Saint-Lambert €180,363 €52,841 56.6% -
RVEGE Zemst €167,771 €53,415 57.7% -
2BraVo Maaseik €152,598 €48,049 63.0% -
DVL-SERVICES Izegem €159,321 €56,983 91.1% -
UBORA Ramillies €189,639 €57,069 35.8% -
DELACON Zulte €139,498 €45,095 13.6% -

These companies have the same main activity as REACT SECURITY: other information technology and computer services (NACE 62900). They are comparable in size and age: total assets between €139,000 and €190,000, founded between 2015 and 2017.

Official details

Source: KBO
Status
Active since 10-01-2017Normal situation
Activity
Other information technology and computer servicesNACE 62900and 2 others
Establishment unit
2.261.305.7681082 Berchem-Sainte-Agathe, since 10-01-2017
Financial year end
31 December
Peppol
Reachable since 28-12-2025
Company details

Annual accounts 2025

€47,806▲ 94.8%
≈ €160,000estimated
€21,678▲ 284%
€123,904▲ 21.2%
€177,921▲ 34.4%
Filing
Filed on 28-09-2026
Financials

Insights on REACT SECURITY

REACT SECURITY files the micro format. That format states no turnover. The gross margin rose from €19,915 in 2017 to €47,806 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 28-09-2026, 59 days late
€47,806
▲ 94.8%
€33,047
▲ 156%
€44,115
▲ 86.5%
€32,746
▲ 99.8%
69.6%
▼ 7.6 percentage points
3.84
▼ 0.29

Money flows

no detail for 2025

Balance sheet

balance sheet total €177,921 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

69.6%

Higher than 61% of 21,205 companies in 2025.

3.84

Higher than 67% of 20,568 companies in 2025.

12.2%

Higher than 39% of 20,743 companies in 2025.

REACT SECURITY Middle half of the sector 80% of the sector Micro accounts in computer programming and consultancy (NACE 62)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020201920182017
Balance sheet: assets
20/58 177,921132,394121,711142,064121,643110,22243,93253,51059,550
21/28 48,4557,61516,55525,08719,1297,72312,81318,39220,722
22/27 47,4556,61515,55525,08719,1297,72312,81318,39220,722
24 47,4556,61515,55525,08719,1297,72312,81318,39220,722
28 1,0001,0001,000------
29/58 129,465124,780105,157116,977102,514102,49931,11935,11838,827
3 2,7602,760-------
30/36 2,7602,760-------
40/41 49,46134,12941,82328,99243,87535,83214,74634,68017,421
40 49,16032,68340,38125,93140,91235,83214,55634,48917,421
41 3021,4451,4423,0612,963-190191-
50/53 59,10452,67252,67224,08124,081----
54/58 18,14034,56610,55363,11834,55966,39215,69343818,056
490/1 -653108786-275680-3,350
Balance sheet: equity and liabilities
10/49 177,921132,394121,711142,064121,643110,22243,93253,51059,550
10/15 123,904102,22696,57589,71276,10271,49924,67117,92613,756
10/11 6,5006,5006,5006,5006,5006,5006,5006,5006,500
100 -----18,60018,60018,60018,600
101 -----12,10012,10012,10012,100
13 1,8601,8601,8601,8601,8601,8601,8601,860-
130/1 1,8601,8601,8601,8601,8601,860---
130 -----1,8601,8601,860-
1311 1,8601,8601,8601,8601,860----
14 115,54493,86688,21581,35267,74263,13916,3119,5667,256
17/49 54,01730,16925,13652,35245,54138,72319,26135,58445,793
17 20,314--1,5417,704--1,6006,400
170/4 20,314--1,5417,704--1,6006,400
42/48 33,70330,16925,13650,81237,83738,72319,26133,98439,393
42 9,029-----1,6004,8004,800
43 --1,5416,1636,163----
430/8 --1,5416,1636,163----
44 13,68510,59211,1468,9749,765-1,94016,04823,812
440/4 13,68510,59211,1468,9749,765-1,94016,04823,812
45 10,45519,42712,41522,2317,65913,09914,50111,91610,282
450/3 10,45519,42712,41522,2317,65913,09914,50111,91610,282
47/48 5341503513,44314,24925,6241,2201,220500
Income statement
70 -232,090-------
76A 7,3677092,5811,6071,562----
9900 47,80624,54624,50531,81634,77761,67518,67118,39119,915
60/61 -221,409-------
62 ---1,6809,076----
630 11,06810,73611,0107,2958,4546,2215,5795,5795,788
640/8 3,6918928121,2822,3271,7031,4181,7102,845
66A ----6,124----
9901 33,04712,91812,68221,5588,79653,75111,67511,10211,282
75/76B 451278-045---
75 451278-045---
65/66B 6787611,46932114724553144127
65 6787611,46932114724553144127
9903 32,41412,28511,22021,2388,65053,77211,12210,95911,155
67/77 10,7366,6344,3577,6284,04610,7164,3776,9033,898
9904 21,6785,6516,86313,6104,60343,0566,7454,0567,256
9905 21,6785,6516,86313,6104,60343,0566,7454,0567,256
Appropriation of the result
9906 115,54493,86688,21581,35267,74263,13916,3119,5667,256
14P 93,86688,21581,35267,74263,139----
Social balance sheet
9087 ----0.4----
Hours worked1013 ----445----
Document PDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 28-09-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 59 days after the deadline. Filed on 28 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00532205.

Financial year Type Filed Reference Document
31-12-2025 micro format 28-09-2026 2026-00532205 PDF
31-12-2024 micro format 30-09-2025 2025-00518000 PDF
31-12-2023 micro format 29-08-2024 2024-00394745 PDF
31-12-2022 micro format 04-07-2023 2023-00193863 PDF
31-12-2021 micro format 15-11-2022 2022-20522482 PDF
31-12-2020 micro format 05-11-2021 2021-76600134 PDF
31-12-2019 micro format 21-08-2020 2020-43200256 PDF
31-12-2018 micro format 20-08-2019 2019-48200555 PDF
31-12-2017 micro format 29-11-2018 2018-73100366 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020201920182017
44,11523,65423,69228,85317,25159,97217,25316,68117,070
32,74616,38717,87420,90513,05749,27712,3249,63513,045
55,3143,2742,47829,94825,4901,13103,24825,903
-16,42624,013-52,56528,559-31,83350,69915,255-17,619-
95,76294,61180,02066,16564,67763,77611,8581,134-566
-5.6%-------
69.6%77.2%79.3%63.1%62.6%64.9%56.2%33.5%23.1%
3.844.144.182.302.712.651.621.030.99
3.764.044.182.302.712.651.621.030.99
0.440.300.260.580.600.540.781.993.33
17.5%5.5%7.1%15.2%6.0%60.2%27.3%22.6%52.7%
12.2%4.3%5.6%9.6%3.8%39.1%15.4%7.6%12.2%
65.0631.1016.1289.97over 100----
-51 days-------
-17 days-------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-2021
0.2
Joined1
Left1

Source: social balance sheet in the 2021 annual accounts

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€55,314€3,274€1,478€29,948€25,490
Financial fixed assets--€1,000--
€11,068€10,736€11,010€7,295€8,454

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on REACT SECURITY

The operating result for 2025 is 156% higher than in 2024 and the highest since 2020. It is the second rise in a row, after the fall in 2023.

Debt's share of the balance-sheet total rises from 22.8% to 30.4%. Equity and debt are higher.

Board & ownership

Board

2 directors
EL OUDGHIRI MUSTAPHA
Director
listed in the 2023 annual accounts, filed on 29-08-2024
RIOUCH SAMIRA
Director
listed in the 2023 annual accounts, filed on 29-08-2024

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today
EL OUDGHIRI MUSTAPHA
Director
RIOUCH SAMIRA
Director
Boardmandate already running before its first mention
Mandates as a list
  • EL OUDGHIRI MUSTAPHA
    • Director, since before 31-12-2021
  • RIOUCH SAMIRA
    • Director, since before 31-12-2021

See the board, name and registered office on a given date →

Control

Capital

Contribution
€6,500
Source
2025 annual accounts

Network & group

No group

REACT SECURITY has no parent and no holdings in its annual accounts. REACT SECURITY shares no director with another company.

Timeline

Timeline

15 events since 2017

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 59 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0668940605
Annual accounts 2024 filed PDFmicro format · 61 days late
2024
Equity above €100,000 equity €102,226 ▲5.9% With a profit in every financial year since 2017, equity grows to €102,226.
Annual accounts 2023 filed PDFmicro format · 29 days late
2023
Annual accounts 2022 filed PDFmicro format · 27 days before the deadline
2022
Annual accounts 2021 filed PDFmicro format · 107 days late
2021
Annual accounts 2020 filed PDFmicro format · 97 days late
2020
Highest result from 2017 to 2025 net €43,056 ▲538% The operating result of €53,751 and the net result of €43,056 are both a record.
Annual accounts 2019 filed PDFmicro format · 21 days late
2019
Annual accounts 2018 filed PDFmicro format · 20 days late
2018
Weakest financial year net €4,056 ▼44.1% The net result drops to €4,056, the lowest from 2017 to 2025. It recovers the following year.
Annual accounts 2017 filed PDFmicro format · 121 days late
2017
Incorporation PDFpublished on 12-01-2017
First establishment Koning Albertlaan 163, Berchem-Sainte-Agathe

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 10 January 2017, REACT SECURITY was incorporated.1 Total assets went from €53,510 in 2018 to €177,921 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0668.940.605
VAT number
BE 0668.940.605
Peppol ID
0208:0668940605
Legal form
Private limited company (pre-2019)
Status
Active, normal situation
Founded
10-01-2017
Financial year
ends on 31 December
Peppol
Reachable since 28-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
REACT SECURITY in French
Entity type
Legal entity

Activities

NACEBEL 2025
Codes under NACEBEL 2008
62090 Computer programming, consultancy and related activities main activity
62010 Computer programming, consultancy and related activities
62020 IT consultancy

Registered office and establishments

1 establishment
Establishment Since Unit number
Koning Albertlaan 163 registered office 1082 Berchem-Sainte-Agathe 10-01-2017 2.261.305.768

Buildings and parcels at the address

Ground area
251 m²
Buildings
119 m²
Volume, LiDAR
983 m³
Tallest building
15.2 m
Buildings to scale, each on its own parcel
119 m², 15.2 m 119 m², 15.2 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
21003A0277/00K006251 m² 1 · 119 m² 15.2 m · 4