RE-INVEST
ActiveThe annual accounts of RE-INVEST for fiscal year 2025 show a net loss of 51% of the equity at the start of that year. The 2025 annual accounts show equity of €140k and a net result of €-147k. Equity is shrinking by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 22% of 8601 sector peers (fiscal year 2025). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-67
Solvency45▼-43
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.6 against 0.97 in 2024; short-term debt: 70.5% and cash: 27.5% of total assets), and 79.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.1%
Return on assets
-21.1%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-147k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 8601 sector peers (2025).
NBB · sector comparisonPosition among 8601 sector peers
Solvency
better than 22%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-06-2026, 150 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
150 d late
2024
4 d late
2023
366 d late
2022
59 d late
2021
393 d late
2020
16 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€140k▼ 51.3%
2024 · €287k
2019: €308k
2020: €325k
2021: €245k
2022: €198k
2023: €294k
2024: €287k
2019 → 2025
Total assets
€696k▲ 53.5%
2024 · €453k
2019: €551k
2020: €507k
2021: €610k
2022: €601k
2023: €611k
2024: €453k
2019 → 2025
Net result
€-147k▼ 1,785%
2024 · €-8k
2019: €-398k
2020: €17k
2021: €-80k
2022: €-47k
2023: €96k
2024: €-8k
2019 → 2025
Working capital
€-195k▼ 3,939%
2024 · €-5k
2019: €4k
2020: €558
2021: €-160k
2022: €-273k
2023: €17k
2024: €-5k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€245k-€198k▼ 19.2%€294k▲ 48.7%€287k▼ 2.6%€140k▼ 51.3%
Operating result€-50k-€-30k▲ 39.4%€135k€-4k€-141k▼ 3,737%
Net result€-80k-€-47k▲ 41.2%€96k€-8k€-147k▼ 1,785%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €141k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €696k
Fixed assets
€401k▲ 26.4%
Current assets
€295k▲ 116%
Equity and liabilities €696k
Equity
€140k▼ 51.3%
Debt
€556k▲ 233%
The debt ratio rises from 36.8% to 79.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-109k▼
2024 · €24k
Cash flow
€-115k▼
2024 · €20k
Solvency
20.1%▼
2024 · 63.2%
Current ratio
0.60▼
2024 · 0.97
Quick ratio
0.60▲
2024 · 0.46
Debt / equity
3.98▲
2024 · 0.58
ROE
-105.3%▼
2024 · -2.7%
ROA
-21.1%▼
2024 · -1.7%
Interest coverage
-16.80▼
2024 · 6.38
Debt
€556k▲
2024 · €167k
Debt ≤ 1 year
€490k▲
2024 · €141k
Debt > 1 year
€64k▲
2024 · €24k
Income taxes
€839▲
2024 · €396
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€453k€696k▲
Fixed assets21/28€317k€401k▲
Tangible fixed assets22/27€315k€399k▲
Land and buildings22€255k€240k▼
Plant, machinery and equipment23€21k€17k▼
Furniture and vehicles24€39k€8k▼
Leasing and similar rights25-€133k
Financial fixed assets28€2k€2k=
Current assets29/58€136k€295k▲
Stocks and contracts in progress3€71k-
Stocks30/36€71k-
Amounts receivable within one year40/41€34k€89k▲
Trade receivables40€26k€19k▼
Other amounts receivable41€8k€70k▲
Current investments50/53€14k-
Cash at bank and in hand54/58-€191k
Deferred charges and accrued income490/1€17k€14k▼
Equity and liabilities
Total equity and liabilities10/49€453k€696k▲
Equity10/15€287k€140k▼
Contributions10/11€74k€74k=
Capital10€74k-
Issued capital100€74k-
Outside capital11-€74k
Other1109/19-€74k
Reserves13€212k€9k▼
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€203k-
Profit (loss) carried forward14-€56k
Amounts payable17/49€167k€556k▲
Amounts payable after more than one year17€24k€64k▲
Financial debts170/4€24k€64k▲
Amounts payable within one year42/48€141k€490k▲
Current portion of amounts payable after more than one year42€7k€101k▲
Trade debts44€16k€270k▲
Suppliers440/4€16k€270k▲
Taxes, remuneration and social security45€15k€15k▼
Taxes450/3€15k€15k▼
Other amounts payable47/48€103k€105k▲
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€32k▲
Other operating charges640/8€6k€10k▲
Gross operating margin9900€30k€-99k▼
Operating profit (loss)9901€-4k€-141k▼
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€-7k€-146k▼
Income taxes67/77€396€839▲
Profit (loss) for the period9904€-8k€-147k▼
Profit (loss) for the period to be appropriated9905€-8k€-147k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-147k▼
Transfer from equity791/2€8k€203k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 150 days late
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 366 days late
2023
30-06
Financial
Back to profitnet €96k
Net result €96k after 2 loss-making years.
30-06
Financial
Liquidity quadruplescurrent ratio 1.06
Current ratio from 0.25 to 1.06; short-term debt falls from €366k to €288k.
30-06
Financial
Equity above €200kEq €294k ▲48.7%
Equity rises from €198k to €294k.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 393 days late
2021
15-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningin Astridlaan 28 C0022950 KapellenGround area
788 m²
Building footprint
108 m²
Volume, LiDAR
742 m³
Parcel 11362M0444/00N000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RE-Invest
since 19962.076.418.721
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362M0444/00N000 | Flanders | 787 m² | 1 · 108 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AMYLO
BE 1007.799.217
Brugge · Eq €140k
FACTOR DC
BE 0462.677.825
Mechelen · Eq €140k
Digitect
BE 0753.614.873
Gent · Eq €140k
Eight Ball Communications
BE 0683.637.588
Beringen · Eq €140k
H.D.K.
BE 0450.363.575
Heist-op-den-Berg · Eq €140k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,882 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-03-1996
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
68121Development of residential building projects
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.