RE@CT
ActiveSummary
RE@CT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63,848 and a net result of €34,277. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 60% of 7833 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency88▲+16
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.12 against 1.51 in 2024; short-term debt: 37.1% and cash: 63.8% of total assets), and 37.1% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.9%
Return on assets
33.8%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
31 d early
2023
31 d early
2022
31 d early
2021
38 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€63,848▲ 29.7%
2024 · €49,214
Total assets
€101,558▼ 3.5%
2024 · €105,292
Net result
€34,277▼ 3.7%
2024 · €35,590
Working capital
€42,123▲ 64.8%
2024 · €25,566
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€36,632▼ 5.3%€43,094▲ 17.6%€47,576▲ 10.4%€45,417▼ 4.5%€46,844▲ 3.1%
Net result€28,910within the sector's middle half▼ 2.3%€33,027within the sector's middle half▲ 14.2%€35,826within the sector's middle half▲ 8.5%€35,590within the sector's middle half▼ 0.7%€34,277within the sector's middle half▼ 3.7%
Equity€44,208within the sector's middle half=€51,708within the sector's middle half▲ 17.0%€53,283within the sector's middle half▲ 3.0%€49,214within the sector's middle half▼ 7.6%€63,848within the sector's middle half▲ 29.7%
Total assets€83,334within the sector's middle half▲ 15.8%€104,732within the sector's middle half▲ 25.7%€120,511within the sector's middle half▲ 15.1%€105,292within the sector's middle half▼ 12.6%€101,558within the sector's middle half▼ 3.5%
Debt€39,126▲ 41.1%€53,024▲ 35.5%€67,227▲ 26.8%€56,078▼ 16.6%€37,710▼ 32.8%
Working capital€40,373within the sector's middle half▼ 6.0%€25,529within the sector's middle half▼ 36.8%€26,664within the sector's middle half▲ 4.4%€25,566within the sector's middle half▼ 4.1%€42,123within the sector's middle half▲ 64.8%
Solvency53.0%within the sector's middle half▼ 8.4pp49.4%within the sector's middle half▼ 3.7pp44.2%within the sector's middle half▼ 5.2pp46.7%within the sector's middle half▲ 2.5pp62.9%within the sector's middle half▲ 16.1pp
Current ratio2.03within the sector's middle half▼ 0.521.85within the sector's middle half▼ 0.181.48within the sector's middle half▼ 0.371.51within the sector's middle half▲ 0.032.12within the sector's middle half▲ 0.61
Return on assets (ROA)34.7%above the sector's middle half▼ 6.4pp31.5%above the sector's middle half▼ 3.2pp29.7%above the sector's middle half▼ 1.8pp33.8%above the sector's middle half▲ 4.1pp33.8%above the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101,558
Fixed assets
€21,726 ▼ 27.1%
Current assets
€79,832 ▲ 5.7%
Equity and liabilities €101,558
Equity
€63,848 ▲ 29.7%
Debt
€37,710 ▼ 32.8%
Debt's share of the balance-sheet total falls from 53.3% to 37.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€57,146▲
2024 · €55,220
Cash flow
€44,579▼
2024 · €45,393
Debt to equity
0.59▼
2024 · 1.14
ROE
53.7%▼
2024 · 72.3%
Interest coverage
87.54▲
2024 · 62.21
Debt ≤ 1 year
€37,710▼
2024 · €49,938
Debt > 1 year
€0▼
2024 · €6,140
Income taxes
€11,917▲
2024 · €8,951
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €7,700 | - | €25 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,189 | €2,436 | €11,206 | €9,803 | €10,302 | ▲ 5.1% |
| Other operating charges640/8 | €1,245 | €922 | €1,331 | €1,061 | €337 | ▼ 68.3% |
| Non-recurring operating charges66A | - | - | - | - | €376 | - |
| Gross operating margin9900 | €40,066 | €46,452 | €60,113 | €56,281 | €57,859 | ▲ 2.8% |
| Operating profit (loss)9901 | €36,632 | €43,094 | €47,576 | €45,417 | €46,844 | ▲ 3.1% |
| Financial income75/76B | €42 | €0 | €0 | €11 | €2 | ▼ 78.0% |
| Recurring financial income75 | €42 | €0 | €0 | €11 | €2 | ▼ 78.0% |
| Financial charges65/66B | €43 | €226 | €1,045 | €888 | €653 | ▼ 26.5% |
| Recurring financial charges65 | €43 | €226 | €1,045 | €888 | €653 | ▼ 26.5% |
| Profit (loss) for the period before taxes9903 | €36,630 | €42,868 | €46,531 | €44,541 | €46,194 | ▲ 3.7% |
| Income taxes67/77 | €7,720 | €9,841 | €10,705 | €8,951 | €11,917 | ▲ 33.1% |
| Profit (loss) for the period9904 | €28,910 | €33,027 | €35,826 | €35,590 | €34,277 | ▼ 3.7% |
| Profit (loss) for the period to be appropriated9905 | €28,910 | €33,027 | €35,826 | €35,590 | €34,277 | ▼ 3.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €83,334 | €104,732 | €120,511 | €105,292 | €101,558 | ▼ 3.5% |
| Fixed assets21/28 | €3,835 | €49,179 | €38,633 | €29,789 | €21,726 | ▼ 27.1% |
| Tangible fixed assets22/27 | €3,835 | €49,179 | €38,633 | €29,489 | €21,726 | ▼ 26.3% |
| Furniture and vehicles24 | €3,835 | €49,179 | €38,633 | €29,489 | €21,726 | ▼ 26.3% |
| Financial fixed assets28 | - | - | - | €300 | €0 | ▼ 100% |
| Current assets29/58 | €79,499 | €55,554 | €81,878 | €75,503 | €79,832 | ▲ 5.7% |
| Amounts receivable within one year40/41 | €11,623 | €13,585 | €12,795 | €13,748 | €13,044 | ▼ 5.1% |
| Trade receivables40 | €10,285 | €11,636 | €12,499 | €12,403 | €12,403 | = |
| Other amounts receivable41 | €1,338 | €1,949 | €296 | €1,345 | €641 | ▼ 52.3% |
| Cash at bank and in hand54/58 | €67,144 | €41,832 | €67,385 | €57,310 | €64,763 | ▲ 13.0% |
| Deferred charges and accrued income490/1 | €733 | €136 | €1,698 | €4,445 | €2,025 | ▼ 54.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €83,334 | €104,732 | €120,511 | €105,292 | €101,558 | ▼ 3.5% |
| Equity10/15 | €44,208 | €51,708 | €53,283 | €49,214 | €63,848 | ▲ 29.7% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | €18,600 | €18,600 | - | - | - | - |
| Other1109/19 | €18,600 | €18,600 | - | - | - | - |
| Reserves13 | €24,680 | €32,180 | €33,430 | €29,360 | €44,160 | ▲ 50.4% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €22,820 | €30,320 | €33,430 | €29,360 | €44,160 | ▲ 50.4% |
| Profit (loss) carried forward14 | €928 | €928 | €1,254 | €1,254 | €1,088 | ▼ 13.2% |
| Amounts payable17/49 | €39,126 | €53,024 | €67,227 | €56,078 | €37,710 | ▼ 32.8% |
| Amounts payable after more than one year17 | - | €23,000 | €12,013 | €6,140 | €0 | ▼ 100% |
| Financial debts170/4 | - | €23,000 | €12,013 | €6,140 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €39,126 | €30,024 | €55,214 | €49,938 | €37,710 | ▼ 24.5% |
| Current portion of amounts payable after more than one year42 | - | - | €5,616 | €5,872 | €6,140 | ▲ 4.6% |
| Trade debts44 | €466 | - | €1,535 | - | €5 | - |
| Suppliers440/4 | €466 | - | €1,535 | - | €5 | - |
| Taxes, remuneration and social security45 | €5,192 | €415 | €7,831 | - | €6,188 | - |
| Taxes450/3 | €5,192 | €415 | €7,831 | - | €6,188 | - |
| Other amounts payable47/48 | €33,468 | €29,609 | €40,232 | €44,065 | €25,377 | ▼ 42.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,910 | €33,027 | €35,826 | €35,590 | €34,277 | ▼ 3.7% |
| + Depreciation and write-downs630 | €2,189 | €2,436 | €11,206 | €9,803 | €10,302 | ▲ 5.1% |
| Operating cash flow (approximation) | €31,099 | €35,463 | €47,032 | €45,393 | €44,579 | ▼ 1.8% |
| Investment in fixed assets (approximation) | - | -€47,780 | -€660 | -€959 | -€2,238 | ▼ 133% |
| Change in cash | - | -€25,312 | €25,553 | -€10,075 | €7,453 | ▲ 174% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
08-07
State Gazette act
General meeting · Director reappointment
Permanent representative · Power of attorney
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €35,826 ▲8.5%
Operating result €47,576, net result €35,826, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €21,740 ▼13.3%
Net result drops to €21,740, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2001
Ground area
1,051 m²
Building footprint
273 m²
Volume, LiDAR
2,040 m³
Parcel 44038A0591/00N004, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
RE@CT
since 20012.093.347.694
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44038A0591/00N004 | Flanders | 1,051 m² | 1 · 273 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
Similar companies · same sector, comparable size
ARTS & MINDS
BE 0652.876.811
Evergem · Eq €63,857
ANT WORKS
BE 0878.990.937
Antwerpen · Eq €63,782
Jessdo
BE 0783.426.042
Lummen · Eq €63,927
MATYIX
BE 0793.854.334
Kortrijk · Eq €63,701
OFSA
BE 1016.570.391
Maasmechelen · Eq €64,021
Of 24,517 companies in sector 82990 we hold annual accounts for 9,421. 7,066 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-03-2001
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
55204Guest rooms (bed and breakfast)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0474246064
Also
9925:BE0474246064
Registered
02-07-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.