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RDsmartlaw

Active Private limited companyfounded 2019active for 7 yearsProcessiestraat 21, 8800 RoeselareKBO/BCE: BE 0734.934.653
RDsmartlaw
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Overview

Lifetime

6 annual accounts with figures on one time axis
peak €241,756 (2020)
€25,475▼ 50.9%
peak €169,416 (2020)
€13,839▲ 13.6%
peak €198,265 (2024)
€18,600▼ 90.6%
€18,500▲ 124%
Board1 name since 2019
1 director
Documentsfilings and deeds
12-01-202619 days before the deadline
2025micro format
Gross margin from €51,886 to €25,475Dividend €193,505Equity from €198,265 to €18,600Debts from €8,259 to €18,500Cash from €18,888 to €32,939

Key points

from the 2025 annual accounts

Equity

€18,600 from €198,265 in 2024

Equity fell by 91% in 1 year.

Turnover

≈ €71,000 estimated

The micro format states no turnover.

Liquidity

2.16 was 25.87 in 2024

Short-term debts rose from €7,646 to €17,143.

Filings

6 annual accounts since 2020
deadline202020222024

The last five annual accounts were filed 2 to 41 days before the end of the period.

Position in the sector

€18,600

Less equity than 81% of companies in legal and accounting. Sector median €87,489 · 16,415 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 26,969 companies had the same profile as RDsmartlaw has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,969 companies, not a prediction for RDsmartlaw. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • founderdeed of 30-09-2019
Board & ownership

Recent changes

Incorporation Founding capital of €18,600 · Founder: (aandeelhouder,comparant) · Appointment: (statutory director) · published on 30-09-2019 · Gazette deed
First establishment Processiestraat 21, Roeselare
All 12 events

Comparable companies

same main activity, similar in size and age
Company
RDsmartlaw Roeselare €37,100 €25,475 50.1% -
TLMS LEGAL Ixelles €33,128 €29,646 40.2% -
SYLVIE FOULON Izegem €42,381 €22,867 70.4% -
Advocaat Benjamin Louwaege Kortrijk €42,770 €23,093 66.1% -
ILLEPA LAW Ixelles €33,741 €27,888 14.8% -
MICHELLE NEVEN Tongeren-Borgloon €34,917 €30,903 40.2% -
ADRIEN PIERRE Charleroi €42,079 €20,979 6.6% -

These companies have the same main activity as RDsmartlaw: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €33,100 and €42,800, founded between 2019 and 2021.

Official details

Source: KBO
Status
Active since 26-09-2019Normal situation
Activity
Activities of lawyersNACE 69101and 1 other
Establishment unit
2.293.577.8668800 Roeselare, since 26-09-2019
Financial year end
30 June
Peppol
Reachable
Company details

Annual accounts to 30-06-2025

€25,475▼ 50.9%
€13,839▲ 13.6%
€18,600▼ 90.6%
€37,100▼ 82.0%
Filing
Filed on 12-01-2026, 19 days before the end of the filing period
Financials

Insights on RDsmartlaw

RDsmartlaw files the micro format. That format states no turnover. The gross margin fell from €241,756 in 2020 to €25,475 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 12-01-2026, 19 days before the deadline
€25,475
▼ 50.9%
€16,255
▼ 2.0%
€13,839
▲ 13.6%
€19,957
▼ 89.5%
50.1%
▼ 45.9 percentage points
2.16
▼ 23.71

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €71,000. Estimated: probably between €45,000 and €89,000.

Balance sheet

balance sheet total €37,100 on 30-06-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

50.1%

Higher than 43% of 16,409 companies in 2025.

2.16

Higher than 49% of 16,149 companies in 2025.

37.3%

Higher than 75% of 16,286 companies in 2025.

RDsmartlaw Middle half of the sector 80% of the sector Micro accounts in legal and accounting (NACE 69)

Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020
Balance sheet: assets
20/58 37,100206,524207,663186,253174,501248,135
21/28 -8,70043,50078,300113,100147,900
21 -8,70043,50078,300113,100147,900
29/58 37,100197,824164,163107,95361,401100,235
40/41 1,5621,9527,8549,172932735
40 1291286,3667,89491357
41 1,4341,8241,4881,27819678
50/53 -175,000125,000---
54/58 32,93918,88828,74296,60360,15699,499
490/1 2,5991,9832,5672,178313-
Balance sheet: equity and liabilities
10/49 37,100206,524207,663186,253174,501248,135
10/15 18,600198,265186,079173,796168,680148,016
10/11 18,60018,60018,60018,60018,600-
11 -----18,600
1100/10 -----18,600
13 -179,665167,479155,196150,080129,416
130/1 --1,8601,8601,8601,860
1311 --1,8601,8601,860-
1319 -----1,860
133 -179,665165,619153,336148,220127,556
17/49 18,5008,25921,58512,4575,821100,118
42/48 17,1437,64619,64410,7293,82197,218
44 8013,1231,8634581,1012,091
440/4 8013,1231,8634581,1012,091
45 966-13,3478,0952,72147,301
450/3 966-13,3478,0952,72147,301
47/48 15,3764,5244,4332,176-47,826
492/3 1,3576121,9411,7272,0002,900
Income statement
9900 25,47551,88656,83450,22058,022241,756
630 8,70034,80034,80034,80034,80026,100
631/4 --1,0006,087--
640/8 520501614686534348
9901 16,25516,58520,4208,64722,688215,309
75/76B 5,2643,3380294-0
75 5,2643,3380294-0
65/66B 3467831228091
65 3467831228091
9903 21,48519,85520,3378,82022,608215,217
67/77 7,6467,6688,0553,7041,94445,801
9904 13,83912,18712,2825,11620,664169,416
9905 13,83912,18712,2825,11620,664169,416
Appropriation of the result
9906 13,83912,18712,2825,11620,664169,416
791/2 179,665-----
691/2 -12,18712,2825,11620,664129,416
6921 -12,18712,2825,11620,664129,416
694/7 193,505----40,000
694 193,505-----
695 -----40,000
Document PDFPDFPDFPDFPDFPDF

The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 12-01-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
30-06-2025 micro format 12-01-2026 2026-00006259 PDF
30-06-2024 micro format 29-01-2025 2025-00014780 PDF
30-06-2023 micro format 21-12-2023 2023-00533343 PDF
30-06-2022 micro format 11-01-2023 2023-20557061 PDF
30-06-2021 micro format 07-01-2022 2022-00400292 PDF
30-06-2020 micro format 28-01-2021 2021-02600526 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020
24,95551,38555,22043,44757,488241,409
22,53946,98747,08239,91655,464195,516
00000174,000
14,050-9,853-67,86136,447-39,343-
19,957190,178144,51997,22457,5803,016
50.1%96.0%89.6%93.3%96.7%59.7%
2.1625.878.3610.0616.071.03
0.990.040.120.070.030.68
74.4%6.1%6.6%2.9%12.3%114.5%
37.3%5.9%5.9%2.7%11.8%68.3%
over 100over 100over 100over 100--

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Insights on RDsmartlaw

The operating result for 2025 is 2% lower than in 2024 and the lowest since 2022. It is the second fall in a row.

Debt's share of the balance-sheet total rises from 4.0% to 49.9%. Equity is lower and debt is higher.

Board & ownership

Board

1 director, since incorporation
Statutory director
appointed by deed of 30-09-2019 term for the life of the company
listed in the 2025 annual accounts, filed on 12-01-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Statutory director
Board
Mandates as a list
    • Statutory director, from 26-09-2019 to date

See the board, name and registered office on a given date →

Control

Founder
This company
RDsmartlaw
Equity €18,600
Profit €13,839 in 2025

Capital

Contribution
€18,600
Source
deed of 30-09-2019

Articles of association

deed of 30-09-2019 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Monday of December at 20:00

Shareholders

At incorporation deed of 30-09-2019 ↗
  • €18,600 in cash

Network & group

No group

RDsmartlaw has no parent and no holdings in its annual accounts. is the only director. RDsmartlaw shares no director with another company.

At the same address

Processiestraat 21, 8800 Roeselare · 1 other company
Depovere, Rik (sole trader)
establishment since 01-10-1995
 founded in 1995
0817.325.067

Timeline

Timeline

12 events since 2019

Deadline for the 2026 accounts: 31-01-2027

2026
Annual accounts 2025 filed PDFmicro format · 19 days before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 2 days before the deadline
2024
Liquidity more than triples current ratio 25.87 The current ratio rises from 8.36 to 25.87. Short-term debt falls from €19,644 to €7,646.
2023
Annual accounts 2023 filed PDFmicro format · 41 days before the deadline
Annual accounts 2022 filed PDFmicro format · 20 days before the deadline
2022
Weakest financial year net €5,116 ▼75.2% The net result drops to €5,116, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2021 filed PDFmicro format · 24 days before the deadline
2021
Liquidity more than 15 times current ratio 16.07 The current ratio rises from 1.03 to 16.07. Short-term debt falls from €97,218 to €3,821.
Equity above €150,000 equity €168,680 ▲14% With a profit in every financial year since 2020, equity grows to €168,680.
Annual accounts 2020 filed PDFmicro format · 3 days before the deadline
2019
IncorporationFounding capital of €18,600 · Founder: (aandeelhouder,comparant) · Appointment: (statutory director) · published on 30-09-20193 points ▸
  • Founder, (aandeelhouder,comparant)
  • Founding capital, €18,600
  • Director appointment, (statutory director)
  • The deed holds 3 more points.

Open the deed in the Belgian Official Gazette

First establishment Processiestraat 21, Roeselare

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 26 September 2019, RDsmartlaw was incorporated as a private limited company by one natural person, with a starting capital of €18,600.12 is statutory director of the company, appointed by deed of 30-09-2019.2 Total assets went from €248,135 in 2020 to €37,100 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 30-09-2019
  3. 3National Bank, annual accounts 2020 and 2025

Company details

Identity

Enterprise number
0734.934.653
VAT number
BE 0734.934.653
Peppol ID
0208:0734934653
Legal form
Private limited company
Status
Active, normal situation
Founded
26-09-2019
Financial year
ends on 30 June
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Monday of December at 20:00
deed of 30-09-2019 (in Dutch)
Peppol
Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
Name
RDsmartlaw in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 30-09-2019 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Processiestraat 21, 8800 Roeselare (Beveren)”
deed of 30-09-2019 (in Dutch)

Activities

NACEBEL 2025
69101 Activities of lawyers main activity
69109 Other legal services
Codes under NACEBEL 2008
69101 Activities of lawyers main activity
69109 Other legal services

Registered office and establishments

1 establishment
Establishment Since Unit number
Processiestraat 21 registered office 8800 Roeselare 26-09-2019 2.293.577.866

Buildings and parcels at the address

Ground area
235 m²
Buildings
143 m²
Volume, LiDAR
724 m³
Tallest building
10.2 m
Buildings to scale, each on its own parcel
143 m², 10.2 m 143 m², 10.2 m

Location

registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
36505C0719/00R000235 m² 1 · 143 m² 10.2 m · 2

Contact

E-mail info@RDsmartlaw.be

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