RDM³
ActiveRDM³ has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €584k and a net result of €201k. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 38% of 7692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-3
Solvency59▼-21
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 2.11 in 2024; short-term debt: 58.8% and cash: 16.4% of total assets), and 65.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.2%
Return on assets
11.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
27 d late
2023
29 d late
2022
24 d early
2021
23 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€584k▼ 13.1%
2024 · €672k
2018: €112k
2019: €236k
2020: €360k
2021: €489k
2022: €646k
2023: €679k
2024: €672k
2018 → 2025
Total assets
€1.71M▲ 38.7%
2024 · €1.23M
2018: €528k
2019: €591k
2020: €684k
2021: €848k
2022: €1.06M
2023: €1.27M
2024: €1.23M
2018 → 2025
Net result
€201k▲ 20.1%
2024 · €167k
2018: €37k
2019: €124k
2020: €124k
2021: €130k
2022: €156k
2023: €212k
2024: €167k
2018 → 2025
Working capital
€279k▼ 34.0%
2024 · €422k
2018: €11k
2019: €127k
2020: €252k
2021: €387k
2022: €510k
2023: €482k
2024: €422k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€489k-€646k▲ 31.9%€679k▲ 5.1%€672k▼ 0.9%€584k▼ 13.1%
Operating result€200k-€247k▲ 23.9%€252k▲ 2.0%€200k▼ 20.8%€246k▲ 23.0%
Net result€130k-€156k▲ 20.5%€212k▲ 35.5%€167k▼ 21.0%€201k▲ 20.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 23% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.71M
Fixed assets
€425k▼ 1.1%
Current assets
€1.28M▲ 59.9%
Equity and liabilities €1.71M
Equity
€584k▼ 13.1%
Debt
€1.12M▲ 101%
The debt ratio rises from 45.4% to 65.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€313k▲
2024 · €261k
Cash flow
€268k▲
2024 · €229k
Solvency
34.2%▼
2024 · 54.6%
Current ratio
1.28▼
2024 · 2.11
Quick ratio
1.28▼
2024 · 2.11
Debt / equity
1.92▲
2024 · 0.83
ROE
34.4%▲
2024 · 24.9%
ROA
11.8%▼
2024 · 13.6%
Interest coverage
13.36▼
2024 · 13.97
Debt
€1.12M▲
2024 · €560k
Debt ≤ 1 year
€1.00M▲
2024 · €380k
Debt > 1 year
€120k▼
2024 · €180k
Income taxes
€23k▲
2024 · €14k
Staff costs
€536▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.23M€1.71M▲
Fixed assets21/28€430k€425k▼
Tangible fixed assets22/27€426k€421k▼
Land and buildings22€207k€218k▲
Plant, machinery and equipment23€93k€116k▲
Furniture and vehicles24€126k€88k▼
Financial fixed assets28€4k€4k=
Current assets29/58€802k€1.28M▲
Amounts receivable after more than one year29€29k€0▼
Other amounts receivable291€29k€0▼
Amounts receivable within one year40/41€596k€993k▲
Trade receivables40€544k€952k▲
Other amounts receivable41€52k€40k▼
Cash at bank and in hand54/58€152k€281k▲
Deferred charges and accrued income490/1€25k€10k▼
Equity and liabilities
Total equity and liabilities10/49€1.23M€1.71M▲
Equity10/15€672k€584k▼
Contributions10/11€19k€19k=
Reserves13€654k€566k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€654k€566k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€560k€1.12M▲
Amounts payable after more than one year17€180k€120k▼
Financial debts170/4€180k€120k▼
Amounts payable within one year42/48€380k€1.00M▲
Current portion of amounts payable after more than one year42€77k€60k▼
Financial debts43€42€184▲
Credit institutions430/8€42€184▲
Other loans439€0-
Trade debts44€146k€700k▲
Suppliers440/4€146k€700k▲
Taxes, remuneration and social security45€13k€31k▲
Taxes450/3€13k€31k▲
Other amounts payable47/48€145k€214k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1k€536▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€67k▲
Other operating charges640/8€5k€5k▼
Gross operating margin9900€267k€318k▲
Operating profit (loss)9901€200k€246k▲
Financial income75/76B€16€2k▲
Recurring financial income75€16€2k▲
Financial charges65/66B€19k€23k▲
Recurring financial charges65€19k€23k▲
Profit (loss) for the period before taxes9903€181k€224k▲
Income taxes67/77€14k€23k▲
Profit (loss) for the period9904€167k€201k▲
Profit (loss) for the period to be appropriated9905€167k€201k▲
Appropriation of the result
Profit (loss) to be appropriated9906€169k€201k▲
Profit (loss) brought forward from the previous period14P€2k€0▼
Transfer from equity791/2€37k€124k▲
Transfer to equity691/2€33k€36k▲
To other reserves6921€33k€36k▲
Profit to be distributed694/7€174k€289k▲
Return on contributions (dividend)694€37k€124k▲
Directors or managers695€137k€165k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Highest result since 2018net €212k ▲35.5%
Operating result €252k, net result €212k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €646k ▲31.9%
5 profitable years in a row build equity to €646k.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 23 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Equity above €200kEq €236k ▲111%
2 profitable years in a row build equity to €236k.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Landen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St.-Truidenstraat 73404 LandenGround area
1,087 m²
Building footprint
130 m²
Volume, LiDAR
663 m³
Parcel 24076B0259/00P000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RDM³
since 20142.227.515.621
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24076B0259/00P000 | Flanders | 1,087 m² | 1 · 130 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,452 companies in sector 43120 we hold annual accounts for 3,231. 2,070 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2014
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.