RDCONSULT
ActiveRDCONSULT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1k and a net result of €-4k. Equity is shrinking by ~85.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 17% of 37978 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency24▼-23
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.15 against 0.8 in 2023), and 85.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
14.7%
Return on assets
-47.6%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
222324
2022 to 2024 · latest year -€4k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 37978 sector peers (2024).
NBB · sector comparisonPosition among 37978 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-08-2025, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
6 d late
2023
20 d late
2022
29 d late
2021
1 d late
2020
33 d early
2019
42 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€1k▼ 76.4%
2023 · €5k
2022: €10k
2023: €5k
2022 → 2024
Total assets
€9k▼ 47.0%
2023 · €16k
2022: €23k
2023: €16k
2022 → 2024
Net result
€-4k▲ 19.0%
2023 · €-5k
2022: €-2k
2023: €-5k
2022 → 2024
Working capital
€1k
2023 · €-2k
2022: €1k
2023: €-2k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€10k-€5k▼ 48.5%€1k▼ 76.4%
Operating result€-2k-€-5k▼ 155%€-4k▲ 19.1%
Net result€-2k-€-5k▼ 124%€-4k▲ 19.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2024 against €5k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €9k
Fixed assets
€150▼ 98.2%
Current assets
€8k▲ 5.5%
Equity and liabilities €9k
Equity
€1k▼ 76.4%
Debt
€7k▼ 32.6%
The debt ratio rises from 67.0% to 85.3%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-3k▼
2023 · €3k
Cash flow
€-4k▼
2023 · €2k
Solvency
14.7%▼
2023 · 33.0%
Current ratio
1.15▲
2023 · 0.80
Quick ratio
1.15▲
2023 · 0.80
Debt / equity
5.80▲
2023 · 2.03
ROE
-323.5%▼
2023 · -94.3%
ROA
-47.6%▼
2023 · -31.1%
Interest coverage
-16.89▼
2023 · 8.96
Debt
€7k▼
2023 · €11k
Debt ≤ 1 year
€7k▼
2023 · €10k
Debt > 1 year
€0▼
2023 · €861
Income taxes
€174▲
2023 · €164
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Total assets
20/58€16k€9k▼
Fixed assets
21/28€8k€150▼
Tangible fixed assets
22/27€8k€0▼
Financial fixed assets
28€150€150=
Current assets
29/58€8k€8k▲
Amounts receivable within one year
40/41€4k€7k▲
Cash & bank
54/58€3k€432▼
Total equity & liabilities
10/49€16k€9k▼
Equity
10/15€5k€1k▼
Contributions / capital
10/11€20k€20k=
Reserves
13€8k€8k=
Accumulated profits (losses)
14€-23k€-27k▼
Amounts payable
17/49€11k€7k▼
Amounts payable after one year
17€861€0▼
Amounts payable within one year
42/48€10k€7k▼
Trade debts payable within one year
44€519€56▼
Income statement
Code20232024
Gross operating margin
9900€3k€-3k▼
Operating result
9901€-5k€-4k▲
Financial income
75-€0
Financial charges
65€287€198▼
Result before taxes
9903€-5k€-4k▲
Income taxes
67/77€164€174▲
Net result for the period
9904€-5k€-4k▲
Result to be appropriated
9905€-5k€-4k▲
Timeline · acts, filings and financial milestones
2025
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 1 day late
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 42 days late
2019
15-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 46 days late
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
15-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
Consilation
BE 0761.855.717
Hasselt · Eq €1k
F&M Studio-Décoration et Gastronomie
BE 0761.565.014
Liège · Eq €1k
Sapporo
BE 0802.463.875
Gent · Eq €1k
ACT Mgt
BE 0778.394.415
Gent · Eq €1k
Sacré Automotive Consultancy
BE 0700.599.722
Tubize · Eq €1k
Of 82,369 companies in sector 70200 we hold annual accounts for 51,486. 5,304 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2002
Fiscal year end31-12
Abbreviation FR
RDC
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filings
Data from official sources, last processed on 27-08-2026. Scores and ratios are computed by Checked and are not a credit decision.