RD Property
ActiveRD Property has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148k and a net result of €12k. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 59% of 13933 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
87
/ 100
Excellent▲ +13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▲+15
Solvency75▲+12
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.37 in 2024), but 58.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.3%
Return on assets
3.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
30 d late
2024
19 d late
2023
9 d late
2022
23 d late
2021
28 d late
2020
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€148k▲ 8.9%
2024 · €136k
2020: €38k
2021: €94k
2022: €89k
2023: €129k
2024: €136k
2020 → 2025
Total assets
€359k▼ 8.0%
2024 · €391k
2020: €170k
2021: €250k
2022: €260k
2023: €363k
2024: €391k
2020 → 2025
Net result
€12k▲ 74.5%
2024 · €7k
2020: €37k
2021: €56k
2022: €-5k
2023: €40k
2024: €7k
2020 → 2025
Working capital
€101k▲ 20.7%
2024 · €84k
2020: €35k
2021: €67k
2022: €47k
2023: €71k
2024: €84k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€89k▼ 5.2%€129k▲ 45.3%€136k▲ 5.4%€148k▲ 8.9%
Operating result€69k-€-4k€54k€12k▼ 77.7%€22k▲ 86.1%
Net result€56k-€-5k€40k€7k▼ 82.7%€12k▲ 74.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 86% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €359k
Fixed assets
€65k▼ 22.4%
Current assets
€295k▼ 4.0%
Equity and liabilities €359k
Equity
€148k▲ 8.9%
Debt
€211k▼ 17.0%
The debt ratio falls from 65.1% to 58.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€48k▲
2024 · €38k
Cash flow
€38k▲
2024 · €33k
Solvency
41.3%▲
2024 · 34.9%
Current ratio
1.52▲
2024 · 1.37
Quick ratio
1.52▲
2024 · 1.37
Debt / equity
1.42▼
2024 · 1.87
ROE
8.2%▲
2024 · 5.1%
ROA
3.4%▲
2024 · 1.8%
Interest coverage
7.22▼
2024 · 14.50
Debt
€211k▼
2024 · €254k
Debt ≤ 1 year
€194k▼
2024 · €223k
Debt > 1 year
€17k▼
2024 · €31k
Income taxes
€4k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€391k€359k▼
Fixed assets21/28€84k€65k▼
Intangible fixed assets21€8k€4k▼
Tangible fixed assets22/27€76k€61k▼
Furniture and vehicles24€51k€34k▼
Other tangible fixed assets26€25k€27k▲
Current assets29/58€307k€295k▼
Amounts receivable within one year40/41€36k€23k▼
Trade receivables40€26k€11k▼
Other amounts receivable41€10k€12k▲
Cash at bank and in hand54/58€272k€271k=
Equity and liabilities
Total equity and liabilities10/49€391k€359k▼
Equity10/15€136k€148k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€135k€147k▲
Amounts payable17/49€254k€211k▼
Amounts payable after more than one year17€31k€17k▼
Financial debts170/4€31k€17k▼
Amounts payable within one year42/48€223k€194k▼
Current portion of amounts payable after more than one year42€133k€133k▲
Trade debts44€7k€4k▼
Suppliers440/4€7k€4k▼
Taxes, remuneration and social security45€1k€3k▲
Taxes450/3€1k€3k▲
Other amounts payable47/48€82k€53k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€26k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€40k€51k▲
Operating profit (loss)9901€12k€22k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€3k€7k▲
Recurring financial charges65€3k€7k▲
Profit (loss) for the period before taxes9903€11k€17k▲
Income taxes67/77€4k€4k▲
Profit (loss) for the period9904€7k€12k▲
Profit (loss) for the period to be appropriated9905€7k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€135k€147k▲
Profit (loss) brought forward from the previous period14P€128k€135k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
31-12
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
31-12
Financial
Equity above €100kEq €129k ▲45.3%
Equity rises from €89k to €129k.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Weakest financial yearnet €-5k ▼109%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
31-12
Financial
Highest result since 2020net €56k ▲54%
Operating result €69k, net result €56k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint-Martin 715000 NamurGround area
2,729 m²
Building footprint
180 m²
Parcel 92302E0422/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
RD Property
since 20192.294.025.452
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92302E0422/00A000 | Wallonia | 2,729 m² | 1 · 180 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,287 companies in sector 68110 we hold annual accounts for 5,352. 3,787 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2019
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.