RD AUTOSELECT
ActiveThe computed 12-month bankruptcy probability of RD AUTOSELECT is 2.5% (moderate). The 2025 annual accounts show negative equity (€-109k) and a net result of €-89k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 10289 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
18
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-11
Growth32=
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.68 against 1.25 in 2024; short-term debt: 146.7% and cash: 0.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-138.9%
Return on assets
-113.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-109k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
26 d late
2024
22 d late
2023
31 d late
2022
27 d late
2021
21 d late
2020
30 d late
2019
85 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-109k▼ 453%
2024 · €-20k
2018: €233
2019: €2k
2020: €6k
2021: €-16k
2022: €-5k
2023: €28k
2024: €-20k
2018 → 2025
Total assets
€79k▼ 45.7%
2024 · €145k
2018: €134k
2019: €109k
2020: €113k
2021: €133k
2022: €94k
2023: €199k
2024: €145k
2018 → 2025
Net result
€-89k▼ 86.5%
2024 · €-48k
2018: €-18k
2019: €2k
2020: €3k
2021: €-22k
2022: €11k
2023: €33k
2024: €-48k
2018 → 2025
Working capital
€-37k
2024 · €28k
2018: €-20k
2019: €-18k
2020: €-14k
2021: €-11k
2022: €-9k
2023: €76k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-16k-€-5k▲ 70.6%€28k€-20k€-109k▼ 453%
Operating result€-26k-€841€23k▲ 2,616%€-65k€-98k▼ 50.1%
Net result€-22k-€11k€33k▲ 191%€-48k€-89k▼ 86.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €98k in 2025 against €65k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€260=
Current assets
€78k▼ 45.8%
Key figures and ratios
Solvency
-138.9%▼
2024 · -13.6%
Current ratio
0.68▼
2024 · 1.25
Quick ratio
0.11▲
2024 · 0.04
Debt / equity
-1.72▲
2024 · -8.33
ROA
-113.8%▼
2024 · -33.2%
Debt
€188k▲
2024 · €164k
Debt ≤ 1 year
€115k▼
2024 · €116k
Debt > 1 year
€72k▲
2024 · €48k
Income taxes
€1k▼
2024 · €1k
Staff costs
€60k▲
2024 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€145k€79k▼
Fixed assets21/28€260€260=
Financial fixed assets28€260€260=
Current assets29/58€144k€78k▼
Stocks and contracts in progress3€140k€65k▼
Stocks30/36€140k€65k▼
Amounts receivable within one year40/41€2k€8k▲
Trade receivables40-€8k
Other amounts receivable41€2k-
Cash at bank and in hand54/58€93€553▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€145k€79k▼
Equity10/15€-20k€-109k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Profit (loss) carried forward14€-38k€-128k▼
Amounts payable17/49€164k€188k▲
Amounts payable after more than one year17€48k€72k▲
Financial debts170/4-€24k
Other amounts payable178/9€48k€48k=
Amounts payable within one year42/48€116k€115k▼
Current portion of amounts payable after more than one year42-€18k
Financial debts43€43k€684▼
Credit institutions430/8€43k€684▼
Trade debts44€20k€44k▲
Suppliers440/4€20k€44k▲
Taxes, remuneration and social security45€25k€11k▼
Taxes450/3€18k€6k▼
Remuneration and social security454/9€7k€5k▼
Other amounts payable47/48€28k€42k▲
Income statement
Code20242025
Remuneration, social security and pensions62€58k€60k▲
Other operating charges640/8€11k€7k▼
Gross operating margin9900€4k€-31k▼
Operating profit (loss)9901€-65k€-98k▼
Financial income75/76B€19k€12k▼
Recurring financial income75€19k€12k▼
Financial charges65/66B€990€3k▲
Recurring financial charges65€990€3k▲
Profit (loss) for the period before taxes9903€-47k€-88k▼
Income taxes67/77€1k€1k▼
Profit (loss) for the period9904€-48k€-89k▼
Profit (loss) for the period to be appropriated9905€-48k€-89k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€-128k▼
Profit (loss) brought forward from the previous period14P€10k€-38k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet €-89k
Net result drops to €-89k, the lowest in the series.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Highest result since 2018net €33k ▲191%
Operating result €23k, net result €33k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
24-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 85 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grâce-Hollogne · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Laguesse 44460 Grâce-HollogneGround area
1.0 ha
Building footprint
3,691 m²
Volume, LiDAR
27,874 m³
2 parcels, Wallonia · tallest building 12.4 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
RD AUTOSELECT
since 20182.271.255.988
RD AUTOSELECT
since 20252.383.095.505
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62046A0065/00A006 | Wallonia | 9,273 m² | 1 · 3,517 m² | 9.0 m · 2 fl. |
| 62046A0101/00Z000 | Wallonia | 1,036 m² | 1 · 175 m² | 12.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GARAGE GILLE
BE 0864.543.182
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FNM CARS
BE 0692.867.337
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R1 SERVICES
BE 0766.322.764
Antwerpen · Eq €28k
MICHEL LENFRANC
BE 0475.988.995
Huy · Eq €28k
D. LIEVENS
BE 0450.203.922
Geel · Eq €28k
Of 10,674 companies in sector 47811 we hold annual accounts for 5,223. 2,941 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-01-2018
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0483/24.88.33