RCR SMILE

Active

Private limited companyfounded 2025active for 1 yearRue de la Garenne(BO) 19, 7110 La Louvière, BelgiumKBO/BCE: BE 1020.701.504

Summary

RCR SMILE has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86,918 and a net result of €83,918. The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

RCR SMILEActiveChecked score 90/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€113,703total assets 2025

Equity: €86,918
Profit: €83,918

Turnover not published (micro format)

Financial health

90 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

Accounts 176 days early

Why 90raises riskFounded in 2025lowers riskLiquidity: current ratio 4.24, cash €42,982Size: total assets €113,703Equity €86,918 (76.4% of total assets)Show the evidence

Checked score

Score 2025

90 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 84% of its sector peers (no NACE code, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 100

equity 76.4% of total assets

Liquidity 89

short-term debt 23.6% · cash 37.8%

Profitability 100

return on assets 73.8%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 04-2026: 0.3%lowest value 05-2026: 0.3%● unchanged vs 04-2026lowest value 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026highest value

Credit of up to €7,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record

Liquidity ample (current ratio 4.24, above the usual 1.5; short-term debt: 23.6% and cash: 37.8% of total assets), and 23.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 80% on liquidity and 90% on profitability.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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