RCO Consult
ActiveRCO Consult has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.06M and a net result of €682k. Equity is growing by ~24% per year across the filed fiscal years. Its solvency ranks better than 59% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency90▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 2.81 against 2.41 in 2024; short-term debt: 35% and cash: 4.4% of total assets), and 35% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65%
Return on assets
41.8%
Age of the figures
16 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 17-12-2025, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
36 d early
2023
18 d early
2022
2 d late
2021
10 d late
2020
38 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close17-09-2026 today31-12-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€672k
EBIT margin
87.5%
Net result
€682k▲ 2.8%
2024 · €663k
2019: €259k
2020: €280k
2021: €463k
2022: €392k
2023: €581k
2024: €663k
2019 → 2025
Working capital
€1.03M▲ 18.4%
2024 · €871k
2019: €153k
2020: €178k
2021: €480k
2022: €639k
2023: €777k
2024: €871k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€672k-
Equity€487k-€652k▲ 33.9%€800k▲ 22.6%€892k▲ 11.5%€1.06M▲ 18.8%
Operating result€588k-€495k▼ 15.8%€803k▲ 62.3%€838k▲ 4.3%€863k▲ 2.9%
Net result€463k-€392k▼ 15.3%€581k▲ 48.1%€663k▲ 14.1%€682k▲ 2.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.63M
Fixed assets
€29k▲ 35.5%
Current assets
€1.60M▲ 7.7%
Equity and liabilities €1.63M
Equity
€1.06M▲ 18.8%
Debt
€570k▼ 7.4%
The debt ratio falls from 40.8% to 35.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€868k▲
2024 · €842k
Cash flow
€687k▲
2024 · €667k
Solvency
65.0%▲
2024 · 59.2%
Current ratio
2.81▲
2024 · 2.41
Quick ratio
2.81▲
2024 · 2.41
Debt / equity
0.54▼
2024 · 0.69
ROE
64.4%▼
2024 · 74.4%
ROA
41.8%▼
2024 · 44.0%
Interest coverage
244.34▼
2024 · 288.21
Debt
€570k▼
2024 · €616k
Debt ≤ 1 year
€570k▼
2024 · €616k
Income taxes
€247k▲
2024 · €229k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.51M€1.63M▲
Fixed assets21/28€21k€29k▲
Tangible fixed assets22/27€19k€26k▲
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€12k€21k▲
Financial fixed assets28€2k€2k=
Current assets29/58€1.49M€1.60M▲
Amounts receivable within one year40/41€448k€361k▼
Other amounts receivable41€448k€361k▼
Current investments50/53€913k€1.16M▲
Cash at bank and in hand54/58€121k€71k▼
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€1.51M€1.63M▲
Equity10/15€892k€1.06M▲
Contributions10/11€12k€12k=
Reserves13€675k€842k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€673k€840k▲
Profit (loss) carried forward14€205k€205k=
Amounts payable17/49€616k€570k▼
Amounts payable within one year42/48€616k€570k▼
Trade debts44€20k€25k▲
Suppliers440/4€20k€25k▲
Taxes, remuneration and social security45€196k€185k▼
Taxes450/3€196k€185k▼
Other amounts payable47/48€400k€360k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€384€2k▲
Gross operating margin9900€843k€870k▲
Operating profit (loss)9901€838k€863k▲
Financial income75/76B€57k€70k▲
Recurring financial income75€57k€70k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€892k€929k▲
Income taxes67/77€229k€247k▲
Profit (loss) for the period9904€663k€682k▲
Profit (loss) for the period to be appropriated9905€663k€682k▲
Appropriation of the result
Profit (loss) to be appropriated9906€868k€887k▲
Profit (loss) brought forward from the previous period14P€205k€205k=
Transfer to equity691/2€92k€167k▲
To other reserves6921€92k€167k▲
Profit to be distributed694/7€571k€514k▼
Return on contributions (dividend)694€571k€514k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-05
Financial
Highest result since 2019net €682k ▲2.8%
Operating result €863k, net result €682k, both a record.
31-05
Financial
Equity above €1MEq €1.06M ▲18.8%
7 profitable years in a row build equity to €1.06M.
2024
25-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
13-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
02-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-05
Financial
Equity above €500kEq €652k ▲33.9%
4 profitable years in a row build equity to €652k.
10-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
31-05
Financial
Liquidity triplescurrent ratio 5.16
Current ratio from 1.49 to 5.16; short-term debt falls from €362k to €115k.
31-05
Financial
Equity above €200kEq €487k ▲162%
3 profitable years in a row build equity to €487k.
2020
23-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Julilaan 1221200 Sint-Lambrechts-WoluweGround area
217 m²
Building footprint
132 m²
Volume, LiDAR
1,352 m³
Parcel 21673D0087/00A055, Brussels · tallest building 18.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
RCO Consult
since 20112.201.335.321
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0087/00A055 | Brussels | 217 m² | 1 · 132 m² | 18.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,637. 4,335 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-07-2011
Fiscal year end31-05
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.