Equity
€126,216 ▲ 19.2%
RCMARKET has made a profit without a break since 2014.
RCMARKET
Lifetime
17 annual accounts with figures on one time axis, 18 filings since 2008peak €116,469 (2020)
€100,625▲ 42.7%
lowest -€31,131 (2012)
€20,292▲ 89.3%
peak €126,216 (2025)
€126,216▲ 19.2%
€293,962▼ 4.5%
peak 1 FTE (2013)
-not published
Board2 names since 2007
1 directorKeren Shaposhnik
Documentsfilings and deeds
23-09-202654 days late
2025micro format
Gross margin from €70,513 to €100,625Result from €10,719 to €20,292Appointment: Keren Shaposhnik (director) 23-06Equity from €105,924 to €126,216
Key points
from the 2025 annual accountsChecked score
65
Healthy
Financially stronger than 57% of micro companies in wholesale trade (NACE 46)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,888 companies (NACE 46, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.7%▲ +0.1 percentage points vs 06-2025
08-2025: 0.9%▲ +0.2 percentage points vs 07-2025
09-2025: 1.1%▲ +0.2 percentage points vs 08-2025
10-2025: 1.4%▲ +0.3 percentage points vs 09-2025highest value
11-2025: 0.4%▼ -1.0 percentage point vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026lowest value
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.2 percentage points vs 07-2026
09-2026: 0.7%▲ +0.1 percentage points vs 08-2026
10-2026: 1.4%▲ +0.7 percentage points vs 09-2026
11-2026: 1.4%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 54 days late; 3 of the last 3 accounts late
Liquidity: current ratio 1.04
lowers risk
Founded in 2007
Size: total assets €420,177
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 40% of them on solvency, 64% on liquidity, 48% on profitability and 75% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as RCMARKET has now. Each dot stands for 28 companies, two years later.
95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of RCMARKET itself is higher: 1.4% within 12 months. It rests on far more data about RCMARKET than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for RCMARKET. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.04 (0.95 in 2024), below the usual 1.5. Short-term debt is 43.5% of total assets. 70% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 54 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
54 days late
2024
59 days late
2023
92 days late
2022
99 days late
2021
31 days late
2020
317 days late
2019
138 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 113 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 September (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0893285569
Appointment: Keren Shaposhnik (director)
General meeting of 23-05-2025 · Gazette deed
Amendment of the articles
Gazette deed
Registered office moved from Halle to Waterloo
New registered office: Drève du Moulin 58 te 1410 Waterloo · Previous registered office: Meiboom 22 bus 3 te 1500 Halle · Change of role: SHAPOSHNIK Alexander Jakoirtch, from manager to director · General meeting of 10-01-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RCMARKET Waterloo | €420,177 | €100,625 | 30.0% | - |
| TOP-JUMPS Kampenhout | €404,094 | €124,879 | 85.8% | 2.1 |
| ESQ PRODUCTS & SERVICES Bredene | €469,424 | €106,425 | 47.8% | - |
| MORPHING CREATIVITY Anzegem | €428,025 | €113,330 | 57.9% | - |
| DIVEWISE.BE Wijnegem | €301,372 | €71,877 | 50.0% | 0 |
| PAUWELS ALL-ROUND FISHING Geraardsbergen | €421,719 | €172,532 | -11.7% | - |
| BELGO DIVING Ghent | €470,781 | €106,154 | 25.4% | - |
These companies have the same main activity as RCMARKET: wholesale trade (NACE 46496). They are comparable in size and age: total assets between €301,000 and €471,000, founded between 2003 and 2009.
Official details
Source: KBO- Status
- Active since 07-11-2007Normal situation
- Activity
- Wholesale tradeNACE 46496and 1 other
- Joint committee
- 201Independent retail · annual accounts 2020
- Establishment unit
- 2.166.691.6711410 Waterloo, since 31-10-2007
- Financial year end
- 31 December
- Peppol
- Reachable since 24-12-2025
Insights on RCMARKET
RCMARKET files the micro format. That format states no turnover. The gross margin rose from €382 in 2009 to €100,625 in 2025.
The balance sheet grew most from 2016 to 2017 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RCMARKET
- What is the company number of RCMARKET?
- The company number of RCMARKET is 0893.285.569. The VAT number is the same number with BE in front: BE 0893.285.569.
- Where is RCMARKET based?
- The registered office is at Drève du Moulin 58, 1410 Waterloo.Company details
- What does RCMARKET do?
- According to the KBO register, the main activity is wholesale trade (NACE 46496).
- What is the legal form of RCMARKET?
- RCMARKET is a private limited company (BV).
- When was RCMARKET founded?
- RCMARKET was founded on 07-11-2007.
- Is RCMARKET still active?
- Yes, RCMARKET is an active enterprise in the KBO register.
- Which joint committee does RCMARKET fall under?
- In its 2020 annual accounts, RCMARKET states joint committee 201 (Independent retail).
- What is the turnover of RCMARKET?
- The turnover in financial year 2025 is ≈ €500,000. This figure is estimated from the gross margin of €100,625 and 59 comparable companies (NACE 46). It probably lies between €240,000 and €930,000.Financials
- Is RCMARKET profitable?
- In financial year 2025, RCMARKET made a profit of €20,292.
- Where can I find the annual accounts of RCMARKET?
- RCMARKET filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RCMARKET due?
- RCMARKET must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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