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RCE CONSTRUCT

Active
Private limited companyfounded 2024active for 2 yearsBergensesteenweg 24/8, 1600 Sint-Pieters-Leeuw, Belgium590 active companies are registered at this addressKBO/BCE: BE 1005.610.084
Summary

The computed 12-month bankruptcy probability of RCE CONSTRUCT is 3.2% (moderate). The 2025 annual accounts show equity of €19,104 and a net result of €12,710. Its solvency ranks better than 88% of 9,316 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of other non-residential buildings
NACE 41003General construction of residential buildings NACE 41001
1 site
Size
€195,278turnover 2025
Equity
€19,104
Profit
€12,710
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.2%
Structure
2025 accounts 38 days early
Why 52raises riskFounded in 2024Size: turnover €195,278, total assets €23,800Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskEquity €19,104 (80.3% of total assets)Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 75% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Strong
Solvency 100+35
equity 80.3% of total assets
Liquidity 49+30
short-term debt 19.7% · cash 4.3%
Profitability 85+22
return on assets 53.4%
Bankruptcy probability, 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,433 companies, NACE 41, micro)
Last 24 months 03-2025: 3.6% 04-2025: 3.7%▲ +0.1 percentage points vs 03-2025 05-2025: 3.8%▲ +0.1 percentage points vs 04-2025 06-2025: 4.2%▲ +0.4 percentage points vs 05-2025 07-2025: 4.2%● unchanged vs 06-2025 08-2025: 4.6%▲ +0.4 percentage points vs 07-2025 09-2025: 5.2%▲ +0.6 percentage points vs 08-2025 10-2025: 5.2%● unchanged vs 09-2025 11-2025: 5.1%▼ -0.1 percentage points vs 10-2025 12-2025: 5.0%▼ -0.1 percentage points vs 11-2025 01-2026: 5.3%▲ +0.3 percentage points vs 12-2025 02-2026: 5.4%▲ +0.1 percentage points vs 01-2026 03-2026: 5.4%● unchanged vs 02-2026 04-2026: 5.5%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 5.5%● unchanged vs 04-2026 06-2026: 5.5%● unchanged vs 05-2026 07-2026: 3.2%▼ -2.3 percentage points vs 06-2026 08-2026: 3.2%● unchanged vs 07-2026 09-2026: 3.2%● unchanged vs 08-2026 10-2026: 3.2%● unchanged vs 09-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity ample (current ratio 1.78, compared with 1.65 in 2024, above the usual 1.5; short-term debt: 19.7% and cash: 4.3% of total assets), and 19.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 49% on liquidity, 69% on profitability and 90% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: turnover €195,278, total assets €23,800
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Equity €19,104 (80.3% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
38 days early
2024
11 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 14 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. IncorporationAppointment: ROIZER Andrei (director and…

Financials · financial year 2025, micro format

Turnover
€195,278▲ 62.9%
2024 · €119,889
EBIT margin
8.8%▲ 7.3pp
2024 · 1.5%
Net result
€12,710▲ 812%
2024 · €1,394
Working capital
€3,659▼ 32.2%
2024 · €5,394
Trend over the years

2024 to 2025, 2 financial years

The operating result rises in 2025; 2025 is 9.6 times 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Turnover€195,278 2025 Operating result€17,265 2025 Net result€12,710 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Turnover€119,889-€195,278▲ 62.9%
Operating result€1,798-€17,265▲ 860%
Net result€1,394within the sector's middle half-€12,710within the sector's middle half▲ 812%
EBIT margin1.5%-8.8%▲ 7.3pp
Equity€5,394below the sector's middle half-€19,104within the sector's middle half▲ 254%
Total assets€13,645below the sector's middle half-€23,800below the sector's middle half▲ 74.4%
Debt€8,251-€4,696▼ 43.1%
Working capital€5,394within the sector's middle half-€3,659within the sector's middle half▼ 32.2%
Solvency39.5%within the sector's middle half-80.3%above the sector's middle half▲ 40.7pp
Current ratio1.65within the sector's middle half-1.78within the sector's middle half▲ 0.13
Return on assets (ROA)10.2%within the sector's middle half-53.4%above the sector's middle half▲ 43.2pp
above within below the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23,800
Fixed assets €15,445
Current assets €8,356
Equity and liabilities €23,800
Equity €19,104 ▲ 254%
Debt €4,696 ▼ 43.1%
Debt's share of the balance-sheet total falls from 60.5% to 19.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€17,671
Cash flow
€13,115
Debt to equity
0.25▼
2024 · 1.53
ROE
66.5%▲
2024 · 25.8%
Interest coverage
28.15
Debt ≤ 1 year
€4,696▼
2024 · €8,251
Income taxes
€3,928▲
2024 · €354
Staff costs
€222▼
2024 · €297
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€13,645€23,800▲
Fixed assets21/28-€15,445
Tangible fixed assets22/27-€15,445
Furniture and vehicles24-€15,445
Current assets29/58€13,645€8,356▼
Amounts receivable within one year40/41€13,640€7,339▼
Trade receivables40€8,917€7,168▼
Other amounts receivable41€4,723€172▼
Cash at bank and in hand54/58€5€1,017▲
Equity and liabilities
Total equity and liabilities10/49€13,645€23,800▲
Equity10/15€5,394€19,104▲
Contributions10/11€4,000€5,000▲
Profit (loss) carried forward14€1,394€14,104▲
Amounts payable17/49€8,251€4,696▼
Amounts payable within one year42/48€8,251€4,696▼
Trade debts44€6,129-
Suppliers440/4€6,129-
Taxes, remuneration and social security45€354€3,928▲
Taxes450/3€354€3,928▲
Other amounts payable47/48€1,768€768▼
Income statement Code20242025
Turnover70€119,889€195,278▲
Goods, raw materials, services and sundry goods60/61€117,795€177,030▲
Remuneration, social security and pensions62€297€222▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€405
Other operating charges640/8-€356
Gross operating margin9900€2,095€18,249▲
Operating profit (loss)9901€1,798€17,265▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€50€628▲
Recurring financial charges65€50€628▲
Profit (loss) for the period before taxes9903€1,747€16,638▲
Income taxes67/77€354€3,928▲
Profit (loss) for the period9904€1,394€12,710▲
Profit (loss) for the period to be appropriated9905€1,394€12,710▲
Appropriation of the result
Profit (loss) to be appropriated9906€1,394€14,104▲
Profit (loss) brought forward from the previous period14P-€1,394

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Turnover70€119,889€195,278▲ 62.9%
Goods, raw materials, services and sundry goods60/61€117,795€177,030▲ 50.3%
Remuneration, social security and pensions62€297€222▼ 25.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€405-
Other operating charges640/8-€356-
Gross operating margin9900€2,095€18,249▲ 771%
Operating profit (loss)9901€1,798€17,265▲ 860%
Financial income75/76B€0€0▲ 46×
Recurring financial income75€0€0▲ 46×
Financial charges65/66B€50€628▲ 12×
Recurring financial charges65€50€628▲ 12×
Profit (loss) for the period before taxes9903€1,747€16,638▲ 852%
Income taxes67/77€354€3,928▲ 11×
Profit (loss) for the period9904€1,394€12,710▲ 812%
Profit (loss) for the period to be appropriated9905€1,394€12,710▲ 812%
Line20242025Change
Assets
Total assets20/58€13,645€23,800▲ 74.4%
Fixed assets21/28-€15,445-
Tangible fixed assets22/27-€15,445-
Furniture and vehicles24-€15,445-
Current assets29/58€13,645€8,356▼ 38.8%
Amounts receivable within one year40/41€13,640€7,339▼ 46.2%
Trade receivables40€8,917€7,168▼ 19.6%
Other amounts receivable41€4,723€172▼ 96.4%
Cash at bank and in hand54/58€5€1,017▲ 199×
Equity and liabilities
Total equity and liabilities10/49€13,645€23,800▲ 74.4%
Equity10/15€5,394€19,104▲ 254%
Contributions10/11€4,000€5,000▲ 25.0%
Profit (loss) carried forward14€1,394€14,104▲ 912%
Amounts payable17/49€8,251€4,696▼ 43.1%
Amounts payable within one year42/48€8,251€4,696▼ 43.1%
Trade debts44€6,129--
Suppliers440/4€6,129--
Taxes, remuneration and social security45€354€3,928▲ 11×
Taxes450/3€354€3,928▲ 11×
Other amounts payable47/48€1,768€768▼ 56.5%
Line20242025Change
Profit (loss) for the period9904€1,394€12,710▲ 812%
+ Depreciation and write-downs630-€405-
Operating cash flow (approximation)€1,394€13,115▲ 841%
Change in cash-€1,011-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 23-06-2026 2026-00193019
31-12-2024 micro format 11-08-2025 2025-00372689

Similar companies · same sector, comparable size

Of the 2,411 active companies whose main activity is general construction of other non-residential buildings (NACE 41003), figures are known for 1,074. 610 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, 1 in day-to-day management, no change since 2024

Board 1

ROIZER Andrei
Director and managing director · since 07-02-2024
Current

Day-to-day management 1

ROIZER Andrei
Director and managing director · since 07-02-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
  • Day-to-day management
Mandates per person, with start and end dates
Name Functions and periods
ROIZER Andrei
  • Director and managing director, from 07-02-2024 to date
  • Director and managing director, from 07-02-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 07-02-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 07-02-2024 Incorporation · €5,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

RCE CONSTRUCT was incorporated on 5 February 2024 as a private limited company by one natural person, with a starting capital of €5,000.12 Since 2024, ROIZER Andrei has served as director and managing director of the company.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 07-02-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
23-06
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
11-08
NBB filing Annual accounts filed
financial year 2024 · micro format · 11 days late
2024
07-02
Gazette deed Incorporation
Appointment: ROIZER Andrei (director and managing director) · Founder · Founding capital8 facts ▸
  • Incorporation, “RCE CONSTRUCT” (deed in Dutch)
  • Founder, ROIZER Andrei
  • Founding capital, €5,000
  • Bank account, “stortingen, bijzondere rekening geopend namens vennootschap in oprichting” (deed in Dutch)
  • Other provision, 04-12-2023
  • Registered office clause, “Bergensesteenweg 24/8”, 1600 (deed in Dutch)
  • Director appointment, ROIZER Andrei (director and managing director)
  • Pre-incorporation commitments, “takeover, alle verbintenissen,verplichtingen en activiteiten in naam en voor rekening vennootschap in oprichting” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded05-02-2024
Financial year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41003General construction of other non-residential buildings
43221Plumbing work
43240Other construction installation
43320Joinery installation
43410Roofing work
E-invoicing
Reachable via Peppol
Peppol ID 0208:1005610084
Also 9925:BE1005610084
Registered 27-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 26 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1005.610.084

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
1,922 m²
Building footprint
484 m²
Building volume
3,863 m³
2 parcels, Flanders, Wallonia · tallest building 9.7 m. Linked by address, not a title deed.
1 establishment unit
RCE CONSTRUCT
Rue des Dévoués 3, 1440 Braine-le-ChâteauGeneral construction of other non-residential buildings
since 2024unit no. 2.355.792.379
2 parcels
Flanders 1 (50%) Wallonia 1 (50%)
Cadastral parcel Region Area Buildings Height / floors
23077A0118/00W082 Flanders 1,638 m² 1 · 398 m² 9.5 m · 3
25015B0241/00K003 Wallonia 284 m² 1 · 87 m² 9.7 m · 3
How the parcels are linked
Good to know
Both parcels match the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
RCE CONSTRUCT
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Alle machten om op authentieke wijze statutenwijziging te doen vaststellen, Vlaams Gewest” (deed in Dutch)

deed of 07-02-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Bestuursorgaan, benoemd met of zonder beperking duur,statutair bestuurder indien benoemd in statuten” (deed in Dutch)
“Vergoeding bestuurders, geboekt op algemene kosten los van representatie-,reis- en verplaatsingskosten” (deed in Dutch)

deed of 07-02-2024

Capital, shares and profit

Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
One provision in the deed
Share issue ruleHow and by whom new shares can be issued.
“100, gelijk recht in winstverdeling per aandeel” (deed in Dutch)

deed of 07-02-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Vereist voor statutenwijziging, algemene vergadering” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Vereffenaars, om welke reden en op welk ogenblik ook” (deed in Dutch)

deed of 07-02-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Stortingsplicht, bestuursorgaan zelfstandig” (deed in Dutch)
Other provision: “Nieuwe aandelen waarop in geld wordt ingeschreven eerst aangeboden aan bestaande aandeelhouders naar evenredigheid aantal aandelen, Inbreng…” (deed in Dutch)
Other provision: “Toegang algemene vergadering, rechten niet geschorst” (deed in Dutch)
Other provision: “Bestuurder, bij gebrek aanwezige aandeelhouder met meeste aandelen, bij pariteit oudste, Zittingen-processen-verbaal” (deed in Dutch)
Other provision: “Beraadslagingen, meerderheid van stemmen ongeacht vertegenwoordigde effecten behoudens wet of statuten” (deed in Dutch)
Other provision: “Bestuursorgaan tijdens zitting, elke gewone of buitengewone algemene vergadering” (deed in Dutch)
Other provision: “Bestemming winst-reserves, algemene vergadering op voorstel bestuursorgaan” (deed in Dutch)
Liquidation distribution: “Goederen in natura op zelfde wijze verdeeld, netto actief onder alle aandeelhouders naar verhouding aantal aandelen” (deed in Dutch)
Other provision: “Woonstkeuze, in buitenland wonende aandeelhouder,bestuurder,commissaris,vereffenaar,obligatiehouder” (deed in Dutch)
Other provision: “Rechtbank rechtsgebied zetel, Gerechtelijke bevoegdheid” (deed in Dutch)
Other provision: “Gemeen recht, geacht niet geschreven” (deed in Dutch)
Other provision: “Statutair onbeschikbare eigen vermogensrekening, inbrengen geboekt op onbeschikbare eigen vermogensrekening niet vatbaar voor uitkering” (deed in Dutch)
Other provision: “Op naam met volgnummer, Aard van de aandelen” (deed in Dutch)
Other provision: “Bestuursorgaan bepaalt alleen of gezamenlijk optreden, Dagelijks bestuur” (deed in Dutch)
Other provision: “Wanneer door wet vereist en binnen wettelijke grenzen toezicht aan één of meerdere commissarissen, hernieuwbare termijn drie jaar” (deed in Dutch)
1 more provision in the deed, see the deed of 07-02-2024

deed of 07-02-2024