RCDW
ActiveSummary
RCDW has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50,421 and a net result of €47,421. Its solvency ranks better than 43% of 21,148 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 12-12-2024 Normal situation
- Activity
- Computer consultancy and computer facilities management NACE 62200and 5 others
- Establishment unit
- 2.367.501.467 1980 Zemst, since 12-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 04-01-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €64,510
- Turnover
- ≈ €120,000
- estimated
- Profit
- €47,421
- Equity
- €50,421
- Total assets
- €96,689
Score breakdownlowers riskLiquidity: current ratio 2.88, cash €88,964Sector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €96,689Equity €50,421 (52.1% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 45% of them on solvency, 71% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 29-07-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2025 |
|---|---|
| Tangible fixed assets | €8,371 |
| Depreciation and write-downs of the year | €1,460 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2025 · 1 entry · €653 awarded · €309 paidComparable companies
These companies have the same main activity as RCDW: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €92,100 and €106,000, founded in 2024.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| RCDW Zemst | 2024 | €96,689 | €50,421 | €64,510 | €47,421 | 2025 |
| Pretzel IT Consulting Wezembeek-Oppem | 2024 | €92,081 | €60,546 | €70,219 | €55,546 | 2025 |
| The Infinite Cosmos Kraainem | 2024 | €97,976 | €54,018 | €71,968 | €52,018 | 2025 |
| Béra Solutions Dilbeek | 2024 | €93,341 | €59,212 | €72,980 | €50,165 | 2025 |
| RKC Labs Overijse | 2024 | €95,329 | €70,905 | €57,831 | €45,107 | 2025 |
| FLOWGENICS Affligem | 2024 | €106,104 | €53,459 | €57,044 | €33,459 | 2025 |
| SDMD Partners Halle | 2024 | €97,298 | €71,530 | €74,008 | €58,365 | 2025 |
They were chosen from the 18,968 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 11,279 companies had the same profile as RCDW has now. Two years later, 0.7% had gone bankrupt and 96.6% were still going.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of RCDW itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for RCDW. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,460 |
| Other operating charges640/8 | €1,334 |
| Gross operating margin9900 | €64,510 |
| Operating profit (loss)9901 | €61,716 |
| Financial income75/76B | €36 |
| Recurring financial income75 | €36 |
| Financial charges65/66B | €1,780 |
| Recurring financial charges65 | €1,780 |
| Profit (loss) for the period before taxes9903 | €59,972 |
| Income taxes67/77 | €12,551 |
| Profit (loss) for the period9904 | €47,421 |
| Profit (loss) for the period to be appropriated9905 | €47,421 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €96,689 | |
| Fixed assets21/28 | €6,911 | |
| Tangible fixed assets22/27 | €6,911 | |
| Plant, machinery and equipment23 | €6,911 | |
| Current assets29/58 | €89,778 | |
| Cash at bank and in hand54/58 | €88,964 | |
| Deferred charges and accrued income490/1 | €814 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €96,689 | |
| Equity10/15 | €50,421 | |
| Contributions10/11 | €3,000 | |
| Profit (loss) carried forward14 | €47,421 | |
| Amounts payable17/49 | €46,268 | |
| Amounts payable within one year42/48 | €31,201 | |
| Trade debts44 | €1,564 | |
| Suppliers440/4 | €1,564 | |
| Taxes, remuneration and social security45 | €14,871 | |
| Taxes450/3 | €14,871 | |
| Other amounts payable47/48 | €14,766 | |
| Accrued charges and deferred income492/3 | €15,067 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €47,421 |
| + Depreciation and write-downs630 | €1,460 |
| Operating cash flow (approximation) | €48,881 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 29-07-2026 | 2026-00350352 | NBB |
Board & ownership
Directors
Owners and capital
Shareholders
- RICOUR Nico Jean-Marie 100 shares (100%) · €3,000
Capital transactions
- 16-12-2024 Incorporation · €3,000 · 100 shares
Articles of association
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 16-12-2024 (in Dutch)
Network & group
RCDW shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of RCDW. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
16-12
Gazette deed
IncorporationStarting capital €3,000 · Appointment: RICOUR Nico Jean-Marie (director) · Founder8 points ▸
- Incorporation, 11-12-2024
- Founder, RICOUR Nico Jean-Marie
- Founding capital, €3,000
- Share issue, 100, “vergoeding voor de inbrengen” (deed in Dutch)
- Registered office clause, “1980 Eppegem, Tiendeschuurstraat 11” (deed in Dutch)
- General meeting, “bijzondere algemene vergadering, onmiddellijk daarna” (deed in Dutch)
- Board rule, 1
- Director appointment, RICOUR Nico Jean-Marie (director (not named in the articles))
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23020D0261/00K002 | Flanders | 834 m² | 1 · 169 m² | 8.5 m · 2 |