RCC Distribution
ActiveSummary
The computed 12-month bankruptcy probability of RCC Distribution is 1.6% (moderate). The 2025 annual accounts show equity of €255k and a net result of €189k. Equity is growing by ~160.6% per year across the filed fiscal years. Its solvency ranks better than 37% of 11323 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+4
Solvency49▼-15
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.77 in 2024; short-term debt: 73.9% and cash: 22.1% of total assets), and 75.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.4%
Return on assets
18%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
18 d early
2024
6 d early
2023
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€255k▲ 284%
2024 · €66k
2023: €42k
2024: €66k
2023 → 2025
Total assets
€1.05M▲ 522%
2024 · €168k
2023: €105k
2024: €168k
2023 → 2025
Net result
€189k▲ 665%
2024 · €25k
2023: €36k
2024: €25k
2023 → 2025
Working capital
€243k▲ 317%
2024 · €58k
2023: €34k
2024: €58k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€42k-€66k▲ 59.1%€255k▲ 284%
Operating result€45k-€33k▼ 26.5%€248k▲ 645%
Net result€36k-€25k▼ 31.0%€189k▲ 665%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 645% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€29k ▼ 14.6%
Current assets
€1.02M ▲ 659%
Equity and liabilities €1.05M
Equity
€255k ▲ 284%
Debt
€791k ▲ 676%
The debt ratio rises from 60.6% to 75.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€257k▲
2024 · €42k
Cash flow
€198k▲
2024 · €33k
Current ratio
1.31▼
2024 · 1.77
Debt / equity
3.10▲
2024 · 1.53
ROE
74.0%▲
2024 · 37.1%
ROA
18.0%▲
2024 · 14.7%
Interest coverage
192.16▲
2024 · 22.46
Debt ≤ 1 year
€774k▲
2024 · €76k
Debt > 1 year
€18k▼
2024 · €26k
Income taxes
€58k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€168k€1.05M▲
Fixed assets21/28€34k€29k▼
Tangible fixed assets22/27€33k€28k▼
Furniture and vehicles24€33k€28k▼
Financial fixed assets28€900€900=
Current assets29/58€134k€1.02M▲
Amounts receivable within one year40/41€16k€785k▲
Other amounts receivable41€16k€785k▲
Cash at bank and in hand54/58€118k€232k▲
Equity and liabilities
Total equity and liabilities10/49€168k€1.05M▲
Equity10/15€66k€255k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€60k€249k▲
Amounts payable17/49€102k€791k▲
Amounts payable after more than one year17€26k€18k▼
Financial debts170/4€26k€18k▼
Amounts payable within one year42/48€76k€774k▲
Current portion of amounts payable after more than one year42€8k€9k▲
Financial debts43-€2k
Other loans439-€2k
Trade debts44€19k€670k▲
Suppliers440/4€19k€670k▲
Taxes, remuneration and social security45€10k€59k▲
Taxes450/3€10k€59k▲
Other amounts payable47/48€38k€34k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€149€438▲
Gross operating margin9900€42k€258k▲
Operating profit (loss)9901€33k€248k▲
Financial income75/76B€44€0▼
Recurring financial income75€44€0▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€32k€247k▲
Income taxes67/77€7k€58k▲
Profit (loss) for the period9904€25k€189k▲
Profit (loss) for the period to be appropriated9905€25k€189k▲
Appropriation of the result
Profit (loss) to be appropriated9906€60k€249k▲
Profit (loss) brought forward from the previous period14P€36k€60k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €189k ▲665%
Operating result €248k, net result €189k, both a record.
31-12
Financial
Equity above €200kEq €255k ▲284%
3 profitable years in a row build equity to €255k.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €25k ▼31%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lessines · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pont d'Ancre(GH) 1847863 LessinesGround area
935 m²
Building footprint
116 m²
Volume, LiDAR
844 m³
Parcel 55012C0630/00V000, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RCC Distribution
since 20232.343.695.390
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55012C0630/00V000 | Wallonia | 935 m² | 1 · 116 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VOLGHE
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Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,792 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2023
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.