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RCAP Consult

Active
Private limited companyfounded 20188 yrs activeRue de la Liberté, Nodebais 25, 1320 Beauvechain, BelgiumKBO/BCE: BE 0690.714.927
Summary

RCAP Consult has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,488 and a net result of -€3,719. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 50% of 11770 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch ReportCompare
RCAP ConsultActiveChecked score 68/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of hardware, building materials, paint and glass (general range)
NACE 47521
1 site
Size
€14,686total assets 2025
Equity
€5,488
Loss
-€3,719
Financial health
68 Healthy Checked score 2025
Bankruptcy chance 12 m
0.8%
Structure
Accounts filed 13 d late0 of 3 deeds read
Why 68- Latest accounts 13 days late; 1 of the last 3 late- Loss of €3,719, the second in a row (FY 2025)- Sector Retail trade (NACE 47)+ Liquidity: current ratio 1.33, cash €5,535Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 43% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 62-17
equity 37.4% of total assets
Liquidity 64+7
short-term debt 62.6% · cash 37.7%
Profitability 49+49
return on assets -25.3%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,919 companies)
Last 24 months 11-2024: 1.4% 12-2024: 1.4%● 0.0% vs 11-2024 01-2025: 1.3%▼ -1.3% vs 12-2024 02-2025: 1.3%▼ -1.5% vs 01-2025 03-2025: 1.4%▲ +2.7% vs 02-2025 04-2025: 1.4%▲ +4.6% vs 03-2025 05-2025: 1.5%▲ +7.4% vs 04-2025 06-2025: 1.5%▼ -1.2% vs 05-2025 07-2025: 1.6%▲ +4.5% vs 06-2025 08-2025: 2.4%▲ +52.8% vs 07-2025 09-2025: 1.9%▼ -19.0% vs 08-2025 10-2025: 1.9%▼ -1.1% vs 09-2025 11-2025: 1.9%● 0.0% vs 10-2025 12-2025: 1.9%● 0.0% vs 11-2025 01-2026: 1.9%▼ -1.2% vs 12-2025 02-2026: 1.9%▼ -1.4% vs 01-2026 03-2026: 1.8%▼ -1.4% vs 02-2026 04-2026: 1.7%▼ -7.5% vs 03-2026 05-2026: 1.8%▲ +3.7% vs 04-2026 06-2026: 1.7%▼ -3.2% vs 05-2026 07-2026: 1.6%▼ -5.8% vs 06-2026 08-2026: 2.5%▲ +52.7% vs 07-2026highest value 09-2026: 1.3%▼ -47.5% vs 08-2026 10-2026: 0.8%▼ -36.5% vs 09-2026lowest value
  • Latest accounts 13 days late; 1 of the last 3 late raises the probability
  • Liquidity: current ratio 1.33, cash €5,535 lowers the probability
  • Loss of €3,719, the second in a row (FY 2025) raises the probability
  • Sector Retail trade (NACE 47) raises the probability
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 52%, liquidity 71%, profitability 36%, growth against the median 13%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 13 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Liquidity: current ratio 1.33, cash €5,535
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Loss of €3,719, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€3,719
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
13 d late
2024
19 d late
2023
57 d late
2022
8 d late
2021
8 d late
2020
26 d late
2019
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Weakest financial yearnet -€15,482

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€3,719 View
  • Caution: Among the weakest 15% on equitysector median €244,042 · 11,782 companies €5,488 View
  • Total assets 20256 fiscal years filed €14,686 View

By topic

Financials

Fiscal year
2025
Total assets
€14,686
Loss
-€3,719
Solvency
37.4%
Total assets▼ 13.8%
Net result
20182025
Go to Financials

Timeline

Events
10
Since
2019
Next accounts
by 31-07-2027
  1. 13-08-2026Annual accounts filed
  2. 19-08-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of hardware, building materials, paint and…NACE 47521
Founded
19-02-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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