RC CONSULT
ActiveRC CONSULT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86k and a net result of €39k. Equity is growing by ~88.6% per year across the filed fiscal years. Its solvency ranks better than 21% of 12627 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
81
/ 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency46▲+27
Growth78=
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.03 in 2024), but 79.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.6%
Return on assets
9.4%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 12627 sector peers (2025).
NBB · sector comparisonPosition among 12627 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
30 d late
2024
25 d late
2023
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€86k▲ 84.1%
2024 · €47k
2023: €3k
2024: €47k
2023 → 2025
Total assets
€419k▼ 2.3%
2024 · €429k
2023: €3k
2024: €429k
2023 → 2025
Net result
€39k▲ 15.7%
2024 · €34k
2023: €-2k
2024: €34k
2023 → 2025
Working capital
€38k▲ 1,990%
2024 · €2k
2024: €2k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€3k-€47k▲ 1,331%€86k▲ 84.1%
Operating result€-2k-€55k€62k▲ 13.6%
Net result€-2k-€34k€39k▲ 15.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 14% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €419k
Fixed assets
€337k▼ 6.5%
Current assets
€82k▲ 20.2%
Equity and liabilities €419k
Equity
€86k▲ 84.1%
Debt
€333k▼ 12.9%
The debt ratio falls from 89.1% to 79.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€86k▲
2024 · €74k
Cash flow
€63k▲
2024 · €53k
Solvency
20.6%▲
2024 · 10.9%
Current ratio
1.87▲
2024 · 1.03
Quick ratio
1.87▲
2024 · 1.03
Debt / equity
3.86▼
2024 · 8.16
ROE
45.7%▼
2024 · 72.7%
ROA
9.4%▲
2024 · 7.9%
Interest coverage
6.79▲
2024 · 5.89
Debt
€333k▼
2024 · €382k
Debt ≤ 1 year
€44k▼
2024 · €66k
Debt > 1 year
€289k▼
2024 · €315k
Income taxes
€10k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€429k€419k▼
Fixed assets21/28€360k€337k▼
Tangible fixed assets22/27€360k€337k▼
Land and buildings22€293k€285k▼
Furniture and vehicles24€67k€52k▼
Current assets29/58€68k€82k▲
Amounts receivable within one year40/41€14k€19k▲
Trade receivables40€12k€1k▼
Other amounts receivable41€1k€17k▲
Cash at bank and in hand54/58€48k€63k▲
Deferred charges and accrued income490/1€6k€403▼
Equity and liabilities
Total equity and liabilities10/49€429k€419k▼
Equity10/15€47k€86k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€32k€71k▲
Amounts payable17/49€382k€333k▼
Amounts payable after more than one year17€315k€289k▼
Financial debts170/4€315k€289k▼
Amounts payable within one year42/48€66k€44k▼
Current portion of amounts payable after more than one year42€31k€28k▼
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Taxes, remuneration and social security45€14k€13k▼
Taxes450/3€14k€13k▼
Other amounts payable47/48€14k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€24k▲
Other operating charges640/8€42k€4k▼
Gross operating margin9900€116k€90k▼
Operating profit (loss)9901€55k€62k▲
Financial charges65/66B€13k€13k▲
Recurring financial charges65€13k€13k▲
Profit (loss) for the period before taxes9903€42k€50k▲
Income taxes67/77€8k€10k▲
Profit (loss) for the period9904€34k€39k▲
Profit (loss) for the period to be appropriated9905€34k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€71k▲
Profit (loss) brought forward from the previous period14P€-2k€32k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Highest result since 2023net €39k ▲15.7%
Operating result €62k, net result €39k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fernand Lehmanlaan 3A1860 MeiseGround area
559 m²
Building footprint
141 m²
Volume, LiDAR
984 m³
Parcel 23050F0290/00L023, Flanders · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
RC IMMO
since 20232.352.122.019
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050F0290/00L023 | Flanders | 558 m² | 1 · 141 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JDK Management
BE 0607.909.193
Kontich · Eq €86k
Notalegis
BE 0763.734.646
Waasmunster · Eq €87k
NICK PLUIM
BE 0781.825.047
Lier · Eq €87k
LoCorp
BE 0771.706.066
Sint-Pieters-Woluwe · Eq €85k
SAMB LEGAL
BE 0795.340.513
Leuven · Eq €87k
Of 2,752 companies in sector 69109 we hold annual accounts for 1,205. 941 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2023
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.