Rbuild

Active

Private limited companyfounded 20206 yrs activeGouden-Hoofdstraat 107, 8630 Veurne, BelgiumKBO/BCE: BE 0748.788.233

Rbuild has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €7k. Equity is growing by ~44.9% per year across the filed fiscal years. Its solvency ranks better than 16% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

63 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability70▼-15

Solvency37▼-9

Growth52▼-26

Track record100

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity short (current ratio 0.47 against 0.76 in 2024; short-term debt: 25.4% and cash: 3.8% of total assets), and 88.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 8647 sector peers (2025).

NBB · sector comparison

Position among 8647 sector peers

Solvency

better than 16%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 13-10-2025, 18 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

18 d early

2024

1 d early

2023

14 d late

2022

17 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.

Companies Code · seven months

Position in the running window

31-03-2026 close20-09-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€92k▲ 7.8%

2024 · €85k

2022: €18k 2023: €34k 2024: €85k

2022 → 2025

Total assets

€772k▲ 92.6%

2024 · €401k

2022: €29k 2023: €327k 2024: €401k

2022 → 2025

Net result

€7k▼ 87.0%

2024 · €51k

2022: €12k 2023: €16k 2024: €51k

2022 → 2025

Working capital

€-104k▼ 204%

2024 · €-34k

2022: €16k 2023: €-27k 2024: €-34k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€18k-€34k▲ 93.2%€85k▲ 150%€92k▲ 7.8%

Operating result€15k-€23k▲ 59.1%€69k▲ 194%€18k▼ 73.9%

Net result€12k-€16k▲ 41.2%€51k▲ 210%€7k▼ 87.0%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 74% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €772k

88.1%

12%

Fixed assets €680k▲ 130%

Current assets €92k▼ 12.4%

Equity and liabilities €772k

12%

88.1%

Equity €92k▲ 7.8%

Debt €680k▲ 115%

The debt ratio rises from 78.8% to 88.1%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€90k▲

2024 · €84k

Cash flow

€79k▲

2024 · €66k

Solvency

11.9%▼

2024 · 21.2%

Current ratio

0.47▼

2024 · 0.76

Quick ratio

0.47▼

2024 · 0.76

Debt / equity

7.41▲

2024 · 3.71

ROE

7.2%▼

2024 · 60.0%

ROA

0.9%▼

2024 · 12.7%

Interest coverage

9.63▼

2024 · 17.35

Debt

€680k▲

2024 · €316k

Debt ≤ 1 year

€196k▲

2024 · €139k

Debt > 1 year

€485k▲

2024 · €177k

Income taxes

€2k▼

2024 · €13k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€401k€772k▲

Fixed assets21/28€296k€680k▲

Tangible fixed assets22/27€245k€630k▲

Land and buildings22€215k€607k▲

Leasing and similar rights25€31k€23k▼

Financial fixed assets28€50k€50k=

Current assets29/58€105k€92k▼

Amounts receivable within one year40/41€7k€60k▲

Trade receivables40€7k€60k▲

Cash at bank and in hand54/58€96k€29k▼

Deferred charges and accrued income490/1€2k€3k▲

Equity and liabilities

Total equity and liabilities10/49€401k€772k▲

Equity10/15€85k€92k▲

Contributions10/11€6k€6k=

Reserves13€79k€86k▲

Distributable reserves133€79k€86k▲

Amounts payable17/49€316k€680k▲

Amounts payable after more than one year17€177k€485k▲

Financial debts170/4€177k€485k▲

Amounts payable within one year42/48€139k€196k▲

Current portion of amounts payable after more than one year42€25k€44k▲

Trade debts44€36€962▲

Suppliers440/4€36€962▲

Taxes, remuneration and social security45€31k€13k▼

Taxes450/3€28k€10k▼

Remuneration and social security454/9€3k€3k▲

Other amounts payable47/48€84k€138k▲

Accrued charges and deferred income492/3€0-

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€72k▲

Other operating charges640/8€3k€3k▲

Gross operating margin9900€87k€93k▲

Operating profit (loss)9901€69k€18k▼

Financial income75/76B-€36

Recurring financial income75-€36

Financial charges65/66B€5k€9k▲

Recurring financial charges65€5k€9k▲

Profit (loss) for the period before taxes9903€64k€9k▼

Income taxes67/77€13k€2k▼

Profit (loss) for the period9904€51k€7k▼

Profit (loss) for the period to be appropriated9905€51k€7k▼

Appropriation of the result

Profit (loss) to be appropriated9906€51k€7k▼

Transfer to equity691/2€51k€7k▼

To other reserves6921€51k€7k▼

The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-10-2026

2025

13-10

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

31-03

Financial Weakest financial yearnet €7k ▼87%

Net result drops to €7k, the lowest in the series.

2024

30-10

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

31-03

Financial Highest result since 2022net €51k ▲210%

Operating result €69k, net result €51k, both a record.

2023

14-11

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema · 14 days late

2022

14-10

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Veurne · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gouden-Hoofdstraat 1078630 Veurne

Ground area

1,536 m²

Building footprint

181 m²

Volume, LiDAR

1,023 m³

Parcel 38026B0170/00K003, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Rbuild

Gouden-Hoofdstraat 107, 8630 VeurneManufacture of fabricated metal products, except machinery and equipment

since 20202.304.078.909

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
38026B0170/00K003	Flanders	1,536 m²	1 · 181 m²	10.4 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,700 companies in sector 70100 we hold annual accounts for 3,492. 2,259 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded22-06-2020

Fiscal year end31-03

Activities, NACEBEL

70100Activities of head offices

43230Insulation installation

43291Specialised construction activities

43310Plastering work

43320Joinery installation

64200Holdings

64210Activities of holding companies

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.