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RBT

Active
Private limited companyfounded 201510 yrs activeVeeweidestraat(SAR) 68, 3040 Huldenberg, BelgiumKBO/BCE: BE 0644.980.912
Summary

RBT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88,325 and a net result of €3,916. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 27% of 7814 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability70▼-10
Solvency46▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.16 against 1.27 in 2024; short-term debt: 63.8% and cash: 2.8% of total assets), and 79.3% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
20.7%
Return on assets
0.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
71 d late
2023
13 d late
2022
29 d late
2021
82 d late
2020
226 d late
2019
102 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 79 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

RBT was incorporated on 30 December 2015.1 Total assets rose from EUR 312,112 in 2018 to EUR 427,296 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€88,325▲ 4.6%
2024 · €84,409
Total assets
€427,296▲ 34.8%
2024 · €316,989
Net result
€3,916▼ 86.6%
2024 · €29,167
Working capital
€44,644▼ 29.0%
2024 · €62,896
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€34,558€16,125▼ 53.3%-€24,859€35,272€7,322▼ 79.2%
Net result€30,149€11,130▼ 63.1%-€25,389€29,167€3,916▼ 86.6%
Equity€69,501▲ 76.6%€80,631▲ 16.0%€55,242▼ 31.5%€84,409▲ 52.8%€88,325▲ 4.6%
Total assets€374,120▲ 6.9%€364,000▼ 2.7%€326,996▼ 10.2%€316,989▼ 3.1%€427,296▲ 34.8%
Debt€304,619▼ 2.0%€283,369▼ 7.0%€271,754▼ 4.1%€232,580▼ 14.4%€338,972▲ 45.7%
Working capital€55,429▲ 96.7%€66,914▲ 20.7%€36,230▼ 45.9%€62,896▲ 73.6%€44,644▼ 29.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000€40,000Operating result 2021: €34,558€34,558Net result 2021: €30,149€30,149Operating result 2022: €16,125€16,125Net result 2022: €11,130€11,130Operating result 2023: -€24,859-€24,859Net result 2023: -€25,389-€25,389Operating result 2024: €35,272€35,272Net result 2024: €29,167€29,167Operating result 2025: €7,322€7,322Net result 2025: €3,916€3,91620212022202320242025-€40,000-€20,000€0€20,000€40,000Operating result 2023: -€24,859-€24,900Net result 2023: -€25,389-€25,400Operating result 2024: €35,272€35,300Net result 2024: €29,167€29,200Operating result 2025: €7,322€7,320Net result 2025: €3,916€3,920202320242025
The operating result falls in 2025; 2025 is 79% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €427,296
Fixed assets €110,140 ▲ 412%
Current assets €317,156 ▲ 7.3%
Equity and liabilities €427,296
Equity €88,325 ▲ 4.6%
Debt €338,972 ▲ 45.7%
Debt's share of the balance-sheet total rises from 73.4% to 79.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€18,773▼
2024 · €38,763
Cash flow
€15,367▼
2024 · €32,658
Current ratio
1.16▼
2024 · 1.27
Debt to equity
3.84▲
2024 · 2.76
ROE
4.4%▼
2024 · 34.6%
ROA
0.9%▼
2024 · 9.2%
Interest coverage
17.29▼
2024 · 103.83
Debt ≤ 1 year
€272,512▲
2024 · €232,580
Debt > 1 year
€66,460
Income taxes
€2,322▼
2024 · €5,732
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 4,500 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 97% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
1.2% went bankrupt
1.6% stopped otherwise
97% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 4,500 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€316,989€427,296▲
Fixed assets21/28€21,513€110,140▲
Tangible fixed assets22/27€21,513€110,140▲
Furniture and vehicles24€10,345€97,894▲
Other tangible fixed assets26€11,168€12,246▲
Current assets29/58€295,476€317,156▲
Amounts receivable within one year40/41€291,168€303,755▲
Trade receivables40€81,433€94,166▲
Other amounts receivable41€209,735€209,589▼
Cash at bank and in hand54/58€4,308€11,799▲
Deferred charges and accrued income490/1€0€1,602▲
Equity and liabilities
Total equity and liabilities10/49€316,989€427,296▲
Equity10/15€84,409€88,325▲
Contributions10/11€12,400€12,400=
Reserves13€41,860€45,760▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€41,860€45,760▲
Profit (loss) carried forward14€30,149€30,165▲
Amounts payable17/49€232,580€338,972▲
Amounts payable after more than one year17-€66,460
Financial debts170/4-€66,460
Amounts payable within one year42/48€232,580€272,512▲
Current portion of amounts payable after more than one year42-€16,301
Financial debts43€42€0▼
Credit institutions430/8€42€0▼
Trade debts44€11,983€31,553▲
Suppliers440/4€11,983€31,553▲
Taxes, remuneration and social security45€9,798€8,054▼
Taxes450/3€9,798€8,054▼
Other amounts payable47/48€210,757€216,603▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,491€11,451▲
Other operating charges640/8€1,487€453▼
Gross operating margin9900€40,250€19,226▼
Operating profit (loss)9901€35,272€7,322▼
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€373€1,086▲
Recurring financial charges65€373€1,086▲
Profit (loss) for the period before taxes9903€34,899€6,238▼
Income taxes67/77€5,732€2,322▼
Profit (loss) for the period9904€29,167€3,916▼
Profit (loss) for the period to be appropriated9905€29,167€3,916▼
Appropriation of the result
Profit (loss) to be appropriated9906€59,149€34,065▼
Profit (loss) brought forward from the previous period14P€29,982€30,149▲
Transfer to equity691/2€29,000€3,900▼
To other reserves6921€29,000€3,900▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,446€1,554€3,433€3,491€11,451▲ 228%
Other operating charges640/8€348€1,030€564€1,487€453▼ 69.6%
Gross operating margin9900€36,351€18,709-€20,861€40,250€19,226▼ 52.2%
Operating profit (loss)9901€34,558€16,125-€24,859€35,272€7,322▼ 79.2%
Financial income75/76B----€2-
Recurring financial income75----€2-
Financial charges65/66B€143€153€341€373€1,086▲ 191%
Recurring financial charges65€143€153€341€373€1,086▲ 191%
Profit (loss) for the period before taxes9903€34,415€15,971-€25,200€34,899€6,238▼ 82.1%
Income taxes67/77€4,266€4,841€189€5,732€2,322▼ 59.5%
Profit (loss) for the period9904€30,149€11,130-€25,389€29,167€3,916▼ 86.6%
Profit (loss) for the period to be appropriated9905€30,149€11,130-€25,389€29,167€3,916▼ 86.6%
Line20212022202320242025Change
Assets
Total assets20/58€374,120€364,000€326,996€316,989€427,296▲ 34.8%
Fixed assets21/28€14,072€13,717€19,013€21,513€110,140▲ 412%
Tangible fixed assets22/27€14,072€13,717€19,013€21,513€110,140▲ 412%
Furniture and vehicles24€2,904€2,549€7,844€10,345€97,894▲ 846%
Other tangible fixed assets26€11,168€11,168€11,168€11,168€12,246▲ 9.7%
Current assets29/58€360,048€350,283€307,983€295,476€317,156▲ 7.3%
Amounts receivable within one year40/41€345,521€343,599€279,373€291,168€303,755▲ 4.3%
Trade receivables40€136,433€136,433€71,433€81,433€94,166▲ 15.6%
Other amounts receivable41€209,088€207,166€207,940€209,735€209,589▼ 0.1%
Cash at bank and in hand54/58€12,623€4,020€26,553€4,308€11,799▲ 174%
Deferred charges and accrued income490/1€1,904€2,664€2,057€0€1,602-
Equity and liabilities
Total equity and liabilities10/49€374,120€364,000€326,996€316,989€427,296▲ 34.8%
Equity10/15€69,501€80,631€55,242€84,409€88,325▲ 4.6%
Contributions10/11€12,400€12,400€12,400€12,400€12,400=
Reserves13€1,860€12,860€12,860€41,860€45,760▲ 9.3%
Non-distributable reserves130/1€1,860€1,860€1,860€0--
Reserves not available under the articles1311€1,860€1,860€1,860€0--
Distributable reserves133-€11,000€11,000€41,860€45,760▲ 9.3%
Profit (loss) carried forward14€55,241€55,371€29,982€30,149€30,165▲ 0.1%
Amounts payable17/49€304,619€283,369€271,754€232,580€338,972▲ 45.7%
Amounts payable after more than one year17----€66,460-
Financial debts170/4----€66,460-
Amounts payable within one year42/48€304,619€283,369€271,754€232,580€272,512▲ 17.2%
Current portion of amounts payable after more than one year42----€16,301-
Financial debts43€519€20€0€42€0▼ 100%
Credit institutions430/8€519€20€0€42€0▼ 100%
Trade debts44€950€4,802€2,709€11,983€31,553▲ 163%
Suppliers440/4€950€4,802€2,709€11,983€31,553▲ 163%
Advances received on contracts in progress46€75,031€69,901€0---
Taxes, remuneration and social security45€5,011€18,301€7,908€9,798€8,054▼ 17.8%
Taxes450/3€5,011€18,301€7,908€9,798€8,054▼ 17.8%
Other amounts payable47/48€223,107€190,346€261,136€210,757€216,603▲ 2.8%
Line20212022202320242025Change
Profit (loss) for the period9904€30,149€11,130-€25,389€29,167€3,916▼ 86.6%
+ Depreciation and write-downs630€1,446€1,554€3,433€3,491€11,451▲ 228%
Operating cash flow (approximation)€31,595€12,684-€21,956€32,658€15,367▼ 52.9%
Investment in fixed assets (approximation)--€1,199-€8,729-€5,992-€100,079▼ 1,570%
Change in cash--€8,603€22,533-€22,245€7,491▲ 134%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
10-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
31-12
Financial Back to profitnet €29,167
Net result €29,167 after one loss-making year.
13-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
21-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 82 days late
14-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 226 days late
2021
31-12
Financial Back to profitnet €30,149
Net result €30,149 after one loss-making year.
2020
10-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
2019
31-12
Financial Back to profitnet €35,847
Net result €35,847 after one loss-making year.
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huldenberg · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
3,214 m²
Building footprint
324 m²
Volume, LiDAR
1,658 m³
Parcel 24099C0334/00D000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RBT
Veeweidestraat(SAR) 68, 3040 HuldenbergOther financial services
since 20162.249.175.919
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24099C0334/00D000 Flanders 3,214 m² 1 · 324 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,219 companies in sector 82100 we hold annual accounts for 3,509. 2,615 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-12-2015
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
82910Office administrative, office support and other business support activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0644980912
Also 9925:BE0644980912
Registered 24-11-2023

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.