RBSE
ActiveRBSE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €137k and a net result of €26k. Equity is shrinking by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 75% of 1221 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▼-1
Solvency93▲+4
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 3.12 against 2.73 in 2023; short-term debt: 32% and cash: 64.8% of total assets), and 32% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €137k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
36 d early
2022
34 d early
2021
34 d early
2020
58 d early
2019
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€137k▲ 23.1%
2023 · €111k
2018: €155k
2019: €178k
2020: €191k
2021: €140k
2022: €111k
2023: €111k
2018 → 2024
Total assets
€202k▲ 15.0%
2023 · €175k
2018: €171k
2019: €185k
2020: €208k
2021: €197k
2022: €152k
2023: €175k
2018 → 2024
Net result
€26k▲ 7.7%
2023 · €24k
2018: €10k
2019: €23k
2020: €13k
2021: €12k
2022: €16k
2023: €24k
2018 → 2024
Working capital
€137k▲ 23.6%
2023 · €111k
2018: €133k
2019: €161k
2020: €178k
2021: €134k
2022: €110k
2023: €111k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€191k-€140k▼ 26.5%€111k▼ 20.7%€111k▲ 0.1%€137k▲ 23.1%
Operating result€18k-€17k▼ 8.9%€23k▲ 37.6%€33k▲ 44.4%€35k▲ 7.2%
Net result€13k-€12k▼ 10.9%€16k▲ 41.8%€24k▲ 45.5%€26k▲ 7.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 7% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €202k
Fixed assets
€379▼ 50.1%
Current assets
€201k▲ 15.3%
Equity and liabilities €202k
Equity
€137k▲ 23.1%
Debt
€65k▲ 1.0%
The debt ratio falls from 36.5% to 32.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36k▲
2023 · €33k
Cash flow
€26k▲
2023 · €24k
Solvency
68.0%▲
2023 · 63.5%
Current ratio
3.12▲
2023 · 2.73
Quick ratio
3.12▲
2023 · 2.73
Debt / equity
0.47▼
2023 · 0.57
ROE
18.7%▼
2023 · 21.4%
ROA
12.7%▼
2023 · 13.6%
Interest coverage
89.54▼
2023 · 96.58
Debt
€65k▲
2023 · €64k
Debt ≤ 1 year
€65k▲
2023 · €64k
Income taxes
€13k▲
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€175k€202k▲
Fixed assets21/28€759€379▼
Tangible fixed assets22/27€759€379▼
Furniture and vehicles24€759€379▼
Current assets29/58€175k€201k▲
Amounts receivable within one year40/41€126k€69k▼
Trade receivables40€20k€9k▼
Other amounts receivable41€106k€60k▼
Cash at bank and in hand54/58€47k€131k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€175k€202k▲
Equity10/15€111k€137k▲
Contributions10/11€10k€10k=
Reserves13€97k€123k▲
Distributable reserves133€97k€123k▲
Profit (loss) carried forward14€4k€4k=
Amounts payable17/49€64k€65k▲
Amounts payable within one year42/48€64k€65k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Other amounts payable47/48€59k€57k▼
Income statement
Code20232024
Non-recurring operating income76A-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€430€380▼
Other operating charges640/8€720€785▲
Gross operating margin9900€34k€36k▲
Operating profit (loss)9901€33k€35k▲
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€345€397▲
Recurring financial charges65€345€397▲
Profit (loss) for the period before taxes9903€35k€38k▲
Income taxes67/77€11k€13k▲
Profit (loss) for the period9904€24k€26k▲
Profit (loss) for the period to be appropriated9905€24k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€30k▲
Profit (loss) brought forward from the previous period14P€4k€4k▲
Transfer from equity791/2€24k-
Transfer to equity691/2€24k€26k▲
To other reserves6921€24k€26k▲
Profit to be distributed694/7€24k-
Return on contributions (dividend)694€24k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €26k ▲7.7%
Operating result €35k, net result €26k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity triplescurrent ratio 24.41
Current ratio from 9.19 to 24.41; short-term debt falls from €16k to €7k.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
14-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Norbert Neeckxlaan 573920 LommelGround area
1,491 m²
Building footprint
323 m²
Volume, LiDAR
1 m³
Parcel 72020C0118/00D005, Flanders · tallest building 0.8 m. Linked by address, not a title deed.
1 establishment unit
RBSE
since 20112.200.210.220
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C0118/00D005 | Flanders | 1,491 m² | 1 · 323 m² | 0.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE RIJCKE
BE 0443.401.648
Evergem · Eq €137k
METAALCONSTRUCTIE VANDERSCHEUREN
BE 0413.787.944
Diksmuide · Eq €137k
STABOMETAL
BE 0681.767.072
Wellen · Eq €138k
JG SERVICE
BE 0825.921.148
Oudsbergen · Eq €138k
M.V.R.
BE 0438.996.858
Hamont-Achel · Eq €138k
Of 3,463 companies in sector 25530 we hold annual accounts for 1,658. 1,310 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-2011
Fiscal year end31-12
Activities, NACEBEL
25530Machining of metals
27120Manufacture of electrical equipment
28410Manufacture of machinery and equipment not elsewhere classified
28420Manufacture of machinery and equipment not elsewhere classified
33120Repair and maintenance of machinery
33200Installation of industrial machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.