RBS-SYSTEMS

Active

Private limited companyfounded 20205 yrs activeRue du Progrès 1, 5300 Andenne, BelgiumKBO/BCE: BE 0760.521.570

The computed 12-month bankruptcy probability of RBS-SYSTEMS is 1.8% (moderate). The 2025 annual accounts show equity of €82k and a net result of €3k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 27% of 11195 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

59 / 100

Fair▲ +8 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability18▲+17

Solvency22▼-2

Growth52=

Stability94

Bankruptcy probability, 12 months

1.8% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity tight (current ratio 1.14 against 1.22 in 2024), and 88.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 25

Relative position

BE, all sectors

reference

Sector 25

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

11.9%

Return on assets

0.4%

Age of the figures

11 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-05-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

21 d late

2024

on the day

2023

31 d late

2022

25 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

14-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€82k▲ 3.7%

2024 · €79k

2022: €79k 2023: €79k 2024: €79k

2022 → 2025

Total assets

€689k▲ 7.9%

2024 · €639k

2022: €485k 2023: €658k 2024: €639k

2022 → 2025

Net result

€3k▲ 1,467%

2024 · €186

2022: €69k 2023: €280 2024: €186

2022 → 2025

Working capital

€78k▼ 27.1%

2024 · €107k

2022: €185k 2023: €163k 2024: €107k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€79k-€79k▲ 0.4%€79k▲ 0.2%€82k▲ 3.7%

Operating result€93k-€8k▼ 91.8%€9k▲ 11.6%€13k▲ 49.7%

Net result€69k-€280▼ 99.6%€186▼ 33.6%€3k▲ 1,467%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 50% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €689k

94.0%

Fixed assets €41k▼ 16.7%

Current assets €648k▲ 9.9%

Equity and liabilities €689k

12%

88.1%

Equity €82k▲ 3.7%

Debt €607k▲ 8.5%

The debt ratio rises from 87.6% to 88.1%: debt grows faster than equity.

Key figures and ratios

2025 value · change against 2024

EBITDA

€30k▲

2024 · €22k

Cash flow

€20k▲

2024 · €14k

Solvency

11.9%▼

2024 · 12.4%

Current ratio

1.14▼

2024 · 1.22

Quick ratio

0.22▲

2024 · 0.15

Debt / equity

7.38▲

2024 · 7.06

ROE

3.5%▲

2024 · 0.2%

ROA

0.4%▲

2024 · 0.0%

Interest coverage

3.14▼

2024 · 3.20

Debt

€607k▲

2024 · €560k

Debt ≤ 1 year

€570k▲

2024 · €483k

Debt > 1 year

€35k▼

2024 · €77k

Income taxes

€3k▲

2024 · €1k

Staff costs

€80k▲

2024 · €62k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€639k€689k▲

Fixed assets21/28€50k€41k▼

Intangible fixed assets21€10k€15k▲

Tangible fixed assets22/27€35k€21k▼

Plant, machinery and equipment23€13k€9k▼

Furniture and vehicles24€22k€12k▼

Financial fixed assets28€5k€5k=

Current assets29/58€589k€648k▲

Stocks and contracts in progress3€519k€522k▲

Stocks30/36€519k€522k▲

Amounts receivable within one year40/41€45k€114k▲

Trade receivables40€24k€67k▲

Other amounts receivable41€20k€47k▲

Cash at bank and in hand54/58€22k€0▼

Deferred charges and accrued income490/1€3k€12k▲

Equity and liabilities

Total equity and liabilities10/49€639k€689k▲

Equity10/15€79k€82k▲

Contributions10/11€10k€10k=

Profit (loss) carried forward14€69k€72k▲

Amounts payable17/49€560k€607k▲

Amounts payable after more than one year17€77k€35k▼

Financial debts170/4€77k€35k▼

Amounts payable within one year42/48€483k€570k▲

Current portion of amounts payable after more than one year42€43k€45k▲

Financial debts43€100k€98k▼

Credit institutions430/8€100k€98k▼

Trade debts44€143k€219k▲

Suppliers440/4€143k€219k▲

Advances received on contracts in progress46€0€29k▲

Taxes, remuneration and social security45€19k€7k▼

Taxes450/3€11k€3k▼

Remuneration and social security454/9€8k€4k▼

Other amounts payable47/48€177k€173k▼

Accrued charges and deferred income492/3€288€2k▲

Income statement Code20242025

Remuneration, social security and pensions62€62k€80k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€17k▲

Other operating charges640/8€1k€2k▲

Gross operating margin9900€86k€111k▲

Operating profit (loss)9901€9k€13k▲

Financial income75/76B€9€2k▲

Recurring financial income75€9€2k▲

Financial charges65/66B€7k€9k▲

Recurring financial charges65€7k€9k▲

Profit (loss) for the period before taxes9903€2k€6k▲

Income taxes67/77€1k€3k▲

Profit (loss) for the period9904€186€3k▲

Profit (loss) for the period to be appropriated9905€186€3k▲

Appropriation of the result

Profit (loss) to be appropriated9906€69k€72k▲

Profit (loss) brought forward from the previous period14P€69k€69k▲

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 1Filings 4

Next filing, fiscal year 2026, expected by 30-04-2027

2026

21-05

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 21 days late

2025

30-04

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

30-09

Financial Weakest financial yearnet €186 ▼33.6%

Net result drops to €186, the lowest in the series; recovery starts the following year.

31-05

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 31 days late

2023

25-05

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 25 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Andenne · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Progrès 15300 Andenne

Ground area

2,969 m²

Building footprint

238 m²

2 parcels, Wallonia. Linked by address, not a title deed.

1 establishment unit

RBS-SYSTEMS

Route de la Hesbaye,Noville 1, 5310 EghezéeRepair and maintenance of electrical equipment

since 20212.313.186.318

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92410C0005/00V000	Wallonia	2,649 m²	-	-
92335A0247/00S000	Wallonia	320 m²	1 · 238 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

M.T.F. Metal Frame and Profile Experts

Of 3,448 companies in sector 25530 we hold annual accounts for 1,645. 1,197 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded24-12-2020

Fiscal year end30-09

Activities, NACEBEL

25530Machining of metals

46140Agents in the wholesale of industrial machinery, ships and aircraft

46180Agents specialised in the wholesale of other particular products

46190Agents in non-specialised wholesale trade

46500Wholesale of information and communication equipment

46520Wholesale trade

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.