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RBNK TRADING

Active
Private limited companyfounded 2023active for 3 yearsAalststraat 7-11, 1000 Brussel, BelgiumKBO/BCE: BE 1000.276.173
Summary

The computed 12-month bankruptcy probability of RBNK TRADING is 1.9% (moderate). The 2025 annual accounts show negative equity (-€3,038) and a net result of -€1,364. Its solvency ranks better than 15% of 13,741 sector peers (NACE 46, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 26-09-2023 Normal situation
Registered office
107 active companies are registered at this address 9 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Wholesale of other household goods NACE 46499and 3 others
Establishment unit
2.352.836.453 1000 Brussel, since 26-09-2023
Financial year end
31 December
Peppol
Reachable since 30-12-2025

Board and ownership

Board

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Annual accounts 2025
Gross margin
-€1,304
Loss
€1,364
Equity
-€3,038
Total assets
€18,130
  • Negative equity on 31-12-2025
  • 2025 accounts filed 61 days after the deadline
Turnover not published (micro format)
Score breakdownraises riskLast filed accounts filed 61 days late; 1 of the last 3 accounts lateFounded in 2023Negative equity -€3,038lowers riskLiquidity: current ratio 0.86, cash €10,469Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 29% of micro companies in wholesale trade (NACE 46)
Financial strength
Weak
Solvency 8
equity -16.8% of total assets
Liquidity 50
short-term debt 116.8% · cash 57.7%
Profitability 19
return on assets -7.5%
Bankruptcy probability within 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 1.8%lowest value 01-2025: 2.1%▲ +0.3 percentage points vs 12-2024 02-2025: 2.2%▲ +0.1 percentage points vs 01-2025 03-2025: 2.4%▲ +0.2 percentage points vs 02-2025 04-2025: 2.4%● unchanged vs 03-2025 05-2025: 2.7%▲ +0.3 percentage points vs 04-2025 06-2025: 2.7%● unchanged vs 05-2025 07-2025: 2.6%▼ -0.1 percentage points vs 06-2025 08-2025: 2.9%▲ +0.3 percentage points vs 07-2025 09-2025: 3.0%▲ +0.1 percentage points vs 08-2025 10-2025: 3.0%● unchanged vs 09-2025 11-2025: 3.0%● unchanged vs 10-2025 12-2025: 3.0%● unchanged vs 11-2025 01-2026: 3.0%● unchanged vs 12-2025 02-2026: 3.0%● unchanged vs 01-2026 03-2026: 3.0%● unchanged vs 02-2026 04-2026: 6.8%▲ +3.8 percentage points vs 03-2026highest value 05-2026: 6.8%● unchanged vs 04-2026 06-2026: 6.8%● unchanged vs 05-2026 07-2026: 6.8%● unchanged vs 06-2026 08-2026: 6.8%● unchanged vs 07-2026 09-2026: 6.8%● unchanged vs 08-2026 10-2026: 1.9%▼ -4.9 percentage points vs 09-2026 11-2026: 1.9%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.86, below 1. Short-term debt is 116.8% and cash 57.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 13% of them on solvency, 51% on liquidity and 22% on profitability.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 61 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 0.86, cash €10,469
NBB · annual accounts
raises risk · Negative equity -€3,038
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
61 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€3,038 View
  • Caution: Lower solvency than 84% of companies in wholesale tradesector median 40.6% · 13,741 companies -16.8% View

Recent changes

  1. · Gazette deed IncorporationStarting capital €2,000 · Appointment: RAYANE Hajar (director)
All 2 events

Comparable companies

These companies have the same main activity as RBNK TRADING: wholesale of other household goods (NACE 46499). They are comparable in size and age: total assets between €12,900 and €61,200, founded between 2021 and 2024.

CompanyTotal assetsGross margin
RBNK TRADING Brussel€18,130-€1,304
CANDLEARTH Remicourt€39,365-€81,611
STPharma Anderlecht€31,406€3,229
Verkleedshop De Tijdmachine Gistel€12,907€2,683
Happyweather Import Lokeren€15,692-€45,947
Groene Jongens Turnhout€17,629€3,632
SCENSOPIA Tournai€61,161€326
Full comparison

Key facts about RBNK TRADING

What is the company number of RBNK TRADING?
The company number of RBNK TRADING is 1000.276.173. The VAT number is the same number with BE in front: BE 1000.276.173.
Where is RBNK TRADING based?
The registered office is at Aalststraat 7-11, 1000 Brussel.Company details
What does RBNK TRADING do?
According to the KBO register, the main activity is wholesale of other household goods (NACE 46499).
What is the legal form of RBNK TRADING?
The legal form of RBNK TRADING is Private limited company (BV).
When was RBNK TRADING founded?
RBNK TRADING was founded on 26-09-2023.
Is RBNK TRADING still active?
Yes, RBNK TRADING is an active enterprise in the KBO register.
What is the turnover of RBNK TRADING?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is RBNK TRADING profitable?
In financial year 2025, RBNK TRADING made a loss of €1,364.
Where can I find the annual accounts of RBNK TRADING?
RBNK TRADING filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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