RBM
ActiveRBM has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €740k and a net result of €13k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 85% of 875 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-1
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 4.01 against 3.34 in 2024), and 24.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.2%
Return on assets
1.3%
Age of the figures
10 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 26-05-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
78 d early
2023
98 d early
2022
40 d early
2021
140 d early
2020
91 d early
2019
104 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-10-2026 close31-05-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€740k▲ 1.8%
2024 · €727k
2018: €366k
2019: €452k
2020: €538k
2021: €691k
2022: €703k
2023: €712k
2024: €727k
2018 → 2025
Total assets
€984k▼ 4.5%
2024 · €1.03M
2018: €1.82M
2019: €2.29M
2020: €2.67M
2021: €1.46M
2022: €1.75M
2023: €846k
2024: €1.03M
2018 → 2025
Net result
€13k▼ 12.8%
2024 · €15k
2018: €40k
2019: €86k
2020: €86k
2021: €153k
2022: €12k
2023: €9k
2024: €15k
2018 → 2025
Working capital
€734k▲ 3.1%
2024 · €712k
2018: €530k
2019: €960k
2020: €1.64M
2021: €656k
2022: €669k
2023: €684k
2024: €712k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€691k-€703k▲ 1.7%€712k▲ 1.3%€727k▲ 2.1%€740k▲ 1.8%
Operating result€200k-€22k▼ 89.2%€22k▲ 0.2%€27k▲ 23.7%€25k▼ 8.0%
Net result€153k-€12k▼ 92.2%€9k▼ 21.2%€15k▲ 56.7%€13k▼ 12.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €984k
Fixed assets
€6k▼ 61.8%
Current assets
€978k▼ 3.7%
Equity and liabilities €984k
Equity
€740k▲ 1.8%
Debt
€244k▼ 19.6%
The debt ratio falls from 29.5% to 24.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€32k▼
2024 · €40k
Cash flow
€21k▼
2024 · €28k
Solvency
75.2%▲
2024 · 70.5%
Current ratio
4.01▲
2024 · 3.34
Quick ratio
4.01▲
2024 · 3.34
Debt / equity
0.33▼
2024 · 0.42
ROE
1.7%▼
2024 · 2.0%
ROA
1.3%▼
2024 · 1.4%
Interest coverage
5.65▼
2024 · 9.79
Debt
€244k▼
2024 · €304k
Debt ≤ 1 year
€244k▼
2024 · €304k
Income taxes
€7k▼
2024 · €10k
Staff costs
€213k▼
2024 · €215k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.03M€984k▼
Fixed assets21/28€15k€6k▼
Tangible fixed assets22/27€7k€640▼
Plant, machinery and equipment23€1k€640▼
Furniture and vehicles24€6k-
Financial fixed assets28€8k€5k▼
Current assets29/58€1.02M€978k▼
Amounts receivable within one year40/41€866k€586k▼
Trade receivables40€840k€528k▼
Other amounts receivable41€26k€58k▲
Current investments50/53€5€5=
Cash at bank and in hand54/58€141k€385k▲
Deferred charges and accrued income490/1€9k€7k▼
Equity and liabilities
Total equity and liabilities10/49€1.03M€984k▼
Equity10/15€727k€740k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€656k€656k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€650k€650k=
Profit (loss) carried forward14€9k€22k▲
Amounts payable17/49€304k€244k▼
Amounts payable within one year42/48€304k€244k▼
Trade debts44€88k€89k▲
Suppliers440/4€88k€89k▲
Taxes, remuneration and social security45€88k€27k▼
Taxes450/3€64k€2k▼
Remuneration and social security454/9€25k€25k▲
Other amounts payable47/48€127k€127k=
Income statement
Code20242025
Non-recurring operating income76A€20k-
Remuneration, social security and pensions62€215k€213k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€8k▼
Other operating charges640/8€4k€5k▲
Gross operating margin9900€258k€250k▼
Operating profit (loss)9901€27k€25k▼
Financial income75/76B€2k€442▼
Recurring financial income75€2k€442▼
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€25k€19k▼
Income taxes67/77€10k€7k▼
Profit (loss) for the period9904€15k€13k▼
Profit (loss) for the period to be appropriated9905€15k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€22k▼
Profit (loss) brought forward from the previous period14P€34k€9k▼
Transfer to equity691/2€40k-
To other reserves6921€40k-
Social balance
Average headcount (FTE)90872.12.1=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
23-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-10
Financial
Weakest financial yearnet €9k ▼21.2%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
31-10
Financial
Liquidity quadruplescurrent ratio 6.12
Current ratio from 1.64 to 6.12; short-term debt falls from €1.04M to €134k.
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
11-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-10
Financial
Highest result since 2018net €153k ▲78.3%
Operating result €200k, net result €153k, both a record.
01-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-10
Financial
Equity above €500kEq €538k ▲19%
3 profitable years in a row build equity to €538k.
17-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
09-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Egide Walschaertsstraat 2A2800 MechelenGround area
9,368 m²
Building footprint
5,117 m²
Volume, LiDAR
29,026 m³
Parcel 12403E0848/00H000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RBM
since 20062.156.688.991
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0848/00H000 | Flanders | 9,368 m² | 1 · 5,117 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SN CYCLING
BE 0883.174.013
Tremelo · Eq €761k
TOURISM & OUTDOOR CONSULTANCY
BE 0432.720.562
Kluisbergen · Eq €762k
Be Cycling
BE 0867.723.693
Brussel · Eq €708k
Motorsport Racing Parts & Tyres
BE 0869.551.649
Genk · Eq €786k
Sporta-vakantie
BE 0473.317.735
Westerlo · Eq €697k
Of 3,867 companies in sector 93199 we hold annual accounts for 602. 284 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-09-2006
Fiscal year end31-10
Activities, NACEBEL
50200
93199Other sports activities
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95313Repair and fitting of specific motor vehicle parts
50103
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.