Age3 yrs
Real estate1 parcel · 1,849 m²
Summary
Conclusion
the dossier summarised in one paragraphRBJ CORPORATE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €2.18M and a net result of €230k. Its solvency ranks better than 29% of 1407 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Trust signals
3 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Equity€2.18M
Net result€230k
Total assets€11.81M
Solvency18.4%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 08-08-2025 with the NBB · fiscal year 2024 · verkort
Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 18.4% | 37.4% | |
| Net result | €230k | €46k | |
| Equity | €2.18M | €362k | |
| Gross operating margin | €-74k | €65k | |
| Total assets | €11.81M | €1.41M |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €230k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €11.81M |
| Equity | €2.18M |
| Debt | €9.63M |
| of which ≤ 1y | €8.57M |
| of which > 1y | €1.05M |
| Working capital | n/a |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 18.4% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 1.9% |
| ROE | 10.6% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €11.81M |
| Fixed assets | 21/28 | €11.75M |
| Financial fixed assets | 28 | €11.75M |
| Current assets | 29/58 | €57k |
| Amounts receivable within one year | 40/41 | €20 |
| Cash & bank | 54/58 | €57k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €11.81M |
| Equity | 10/15 | €2.18M |
| Contributions / capital | 10/11 | €1.75M |
| Reserves | 13 | €426k |
| Amounts payable | 17/49 | €9.63M |
| Amounts payable after one year | 17 | €1.05M |
| Amounts payable within one year | 42/48 | €8.57M |
| Trade debts payable within one year | 44 | €9k |
| Income statement | ||
| Gross operating margin | 9900 | €-74k |
| Operating result | 9901 | €-75k |
| Financial income | 75 | €782k |
| Financial charges | 65 | €477k |
| Result before taxes | 9903 | €230k |
| Net result for the period | 9904 | €230k |
| Result to be appropriated | 9905 | €230k |
Ratios computed by Checked.
Health barometer
FY 2024 · computedModel not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Structure & network
Locations & real estate
Establishment units
1 locationRBJ CORPORATE
since 20222.339.946.341
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,849 m²
Buildings1
Building footprint200 m²
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12322I0498/00L002 | Flanders | 1,849 m² | 1 · 200 m² | - |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts Address history · 1
10-10-2023
Registered-office move
All acts · 1
updated 2 years ago
2023
10-10-2023 Registered office moved from Keerbergen to Heist-op-den-Berg
- Koebaan 4 C te 3140 Keerbergen → Hoge Brugstraat 14C te 2220 Heist-op-den-Berg
Analysis
Snowflake analysis
financial profile on 5 axes39
/ 100
Fragile profile, watch health in particular.
Health
0
Profitability
53
Solvency
12
Growth
50
Stability
79
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verdict per customer and amountSimilar
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Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
| Legal nameNL | RBJ CORPORATE |
Registered office
Hoge Brugstraat 14C
2220 Heist-op-den-Berg, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.