RBG PARTNERS
ActiveThe computed 12-month bankruptcy probability of RBG PARTNERS is 3.6% (moderate). The 2025 annual accounts show equity of €11k and a net result of €33k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 799 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+17
Solvency35▲+29
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.25 against 0.18 in 2024; short-term debt: 73.9% and cash: 1.3% of total assets), and 90% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10%
Return on assets
31.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
27 d late
2024
13 d early
2023
29 d late
2022
30 d late
2021
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€33k▲ 66.9%
2024 · €20k
2021: €-8k
2022: €-7k
2023: €-42k
2024: €20k
2021 → 2025
Working capital
€-59k▲ 39.9%
2024 · €-98k
2021: €-45k
2022: €-80k
2023: €-126k
2024: €-98k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€-30€-42k▼ 141,559%€-23k▲ 46.8%€11k
Operating result€-8k-€-6k▲ 29.3%€-36k▼ 543%€33k€18k▼ 44.3%
Net result€-8k-€-7k▲ 22.6%€-42k▼ 546%€20k€33k▲ 66.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€86k▼ 11.1%
Current assets
€19k▼ 11.9%
Equity and liabilities €106k
Equity
€11k
Debt
€95k
Debt finances 90.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€36k▼
2024 · €56k
Cash flow
€51k▲
2024 · €43k
Solvency
10.0%▲
2024 · -18.9%
Current ratio
0.25▲
2024 · 0.18
Quick ratio
0.05▲
2024 · 0.05
Debt / equity
9.01▲
2024 · -6.28
ROE
313.8%
ROA
31.3%▲
2024 · 16.7%
Interest coverage
12.63▲
2024 · 5.18
Debt
€95k▼
2024 · €142k
Debt ≤ 1 year
€78k▼
2024 · €120k
Debt > 1 year
€17k▼
2024 · €22k
Staff costs
€111k▲
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€119k€106k▼
Fixed assets21/28€97k€86k▼
Tangible fixed assets22/27€97k€85k▼
Plant, machinery and equipment23€96k€85k▼
Furniture and vehicles24€769-
Financial fixed assets28€250€1k▲
Current assets29/58€22k€19k▼
Stocks and contracts in progress3€16k€15k▼
Stocks30/36€16k€15k▼
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€2k€3k▲
Other amounts receivable41€742-
Cash at bank and in hand54/58€4k€1k▼
Deferred charges and accrued income490/1€53-
Equity and liabilities
Total equity and liabilities10/49€119k€106k▼
Equity10/15€-23k€11k▲
Contributions10/11€15k€15k=
Outside capital11€15k€15k=
Other1109/19€15k€15k=
Profit (loss) carried forward14€-38k€-4k▲
Amounts payable17/49€142k€95k▼
Amounts payable after more than one year17€22k€17k▼
Financial debts170/4€12k€9k▼
Other amounts payable178/9€10k€8k▼
Amounts payable within one year42/48€120k€78k▼
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€41k€38k▼
Suppliers440/4€41k€38k▼
Advances received on contracts in progress46€1k-
Taxes, remuneration and social security45€1k€8k▲
Taxes450/3-€4k
Remuneration and social security454/9€1k€4k▲
Other amounts payable47/48€73k€29k▼
Income statement
Code20242025
Remuneration, social security and pensions62€52k€111k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€18k▼
Other operating charges640/8€1k€744▼
Gross operating margin9900€109k€147k▲
Operating profit (loss)9901€33k€18k▼
Financial income75/76B€1€18k▲
Recurring financial income75€1€18k▲
Financial charges65/66B€13k€3k▼
Recurring financial charges65€11k€3k▼
Non-recurring financial charges66B€2k€455▼
Profit (loss) for the period before taxes9903€20k€33k▲
Profit (loss) for the period9904€20k€33k▲
Profit (loss) for the period to be appropriated9905€20k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€-4k▲
Profit (loss) brought forward from the previous period14P€-57k€-38k▲
Social balance
Average headcount (FTE)9087-3.3
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
31-12
Financial
Highest result since 2021net €33k ▲66.9%
Net result €33k, the highest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €20k
Net result €20k after 3 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-42k
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jurbise · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route d'Ath(J) 1607050 JurbiseGround area
571 m²
Building footprint
32 m²
Volume, LiDAR
112 m³
Parcel 53044B0746/00N002, Wallonia · tallest building 4.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
IL GALATEO
since 20202.302.534.233
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53044B0746/00N002 | Wallonia | 571 m² | 1 · 32 m² | 4.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteJurbise2.302.534.233
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Of 21,908 companies in sector 56112 we hold annual accounts for 9,783. 7,037 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-03-2020
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.