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RB Tuinen

Active
Private limited companyfounded 200620 yrs activeBerg 27, 2470 Retie, BelgiumKBO/BCE: BE 0879.336.276

RB Tuinen has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €160k and a net result of €39k. Equity is growing by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 42% of 1199 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
66 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+6
Solvency60▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.24 against 0.21 in 2024; short-term debt: 23.2% and cash: 0.3% of total assets), and 64.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 20 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
35.4%
Return on assets
8.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 d early
2024
43 d early
2023
34 d early
2022
41 d early
2021
23 d late
2020
43 d early
2019
29 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€160k▲ 31.8%
2024 · €122k
2018: €43k 2019: €61k 2020: €69k 2021: €79k 2022: €81k 2023: €106k 2024: €122k
2018 → 2025
Total assets
€452k▲ 3.1%
2024 · €439k
2018: €153k 2019: €207k 2020: €223k 2021: €323k 2022: €296k 2023: €463k 2024: €439k
2018 → 2025
Net result
€39k▲ 152%
2024 · €15k
2018: €14k 2019: €18k 2020: €9k 2021: €10k 2022: €2k 2023: €25k 2024: €15k
2018 → 2025
Working capital
€-79k▲ 26.3%
2024 · €-108k
2018: €-4k 2019: €-24k 2020: €-28k 2021: €-46k 2022: €-65k 2023: €-71k 2024: €-108k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€79k-€81k▲ 2.9%€106k▲ 30.5%€122k▲ 14.4%€160k▲ 31.8%
Operating result€16k-€8k▼ 49.7%€40k▲ 390%€30k▼ 25.0%€63k▲ 109%
Net result€10k-€2k▼ 76.8%€25k▲ 997%€15k▼ 38.4%€39k▲ 152%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €16k€16kNet result 2021: €10k€10kOperating result 2022: €8k€8kNet result 2022: €2k€2kOperating result 2023: €40k€40kNet result 2023: €25k€25kOperating result 2024: €30k€30kNet result 2024: €15k€15kOperating result 2025: €63k€63kNet result 2025: €39k€39k20212022202320242025
The operating result recovers in 2025; 2025 is 109% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €452k
Fixed assets €427k▲ 4.1%
Current assets €26k▼ 10.8%
Equity and liabilities €452k
Equity €160k▲ 31.8%
Debt €292k▼ 7.9%
The debt ratio falls from 72.3% to 64.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€165k
2024 · €120k
Cash flow
€140k
2024 · €105k
Solvency
35.4%
2024 · 27.7%
Current ratio
0.24
2024 · 0.21
Quick ratio
0.24
2024 · 0.19
Debt / equity
1.82
2024 · 2.61
ROE
24.1%
2024 · 12.6%
ROA
8.5%
2024 · 3.5%
Interest coverage
12.86
2024 · 8.95
Debt
€292k
2024 · €317k
Debt ≤ 1 year
€105k
2024 · €136k
Debt > 1 year
€187k
2024 · €181k
Income taxes
€12k
2024 · €2k
Staff costs
€577
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€439k€452k
Fixed assets21/28€410k€427k
Tangible fixed assets22/27€410k€427k
Land and buildings22€22k€16k
Plant, machinery and equipment23€98k€117k
Furniture and vehicles24€25k€17k
Leasing and similar rights25€265k€277k
Current assets29/58€29k€26k
Stocks and contracts in progress3€3k€785
Stocks30/36€3k€785
Amounts receivable within one year40/41€26k€24k
Trade receivables40€17k€18k
Other amounts receivable41€9k€5k
Cash at bank and in hand54/58€243€1k
Equity and liabilities
Total equity and liabilities10/49€439k€452k
Equity10/15€122k€160k
Contributions10/11€19k€19k=
Reserves13€103k€142k
Distributable reserves133€103k€142k
Amounts payable17/49€317k€292k
Amounts payable after more than one year17€181k€187k
Financial debts170/4€181k€187k
Amounts payable within one year42/48€136k€105k
Current portion of amounts payable after more than one year42€65k€58k
Financial debts43€25k€6k
Credit institutions430/8€25k€6k
Trade debts44€36k€21k
Suppliers440/4€36k€21k
Taxes, remuneration and social security45€10k€20k
Taxes450/3€3k€15k
Remuneration and social security454/9€7k€6k
Income statement Code20242025
Remuneration, social security and pensions62€1k€577
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€90k€102k
Other operating charges640/8€4k€9k
Non-recurring operating charges66A-€1k
Gross operating margin9900€125k€177k
Operating profit (loss)9901€30k€63k
Financial charges65/66B€13k€13k
Recurring financial charges65€13k€13k
Profit (loss) for the period before taxes9903€17k€51k
Income taxes67/77€2k€12k
Profit (loss) for the period9904€15k€39k
Profit (loss) for the period to be appropriated9905€15k€39k
Appropriation of the result
Profit (loss) to be appropriated9906€15k€39k
Transfer to equity691/2€15k€39k
To other reserves6921€15k€39k

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2018net €39k ▲152%
Operating result €63k, net result €39k, both a record.
31-12
Financial Equity above €150kEq €160k ▲31.8%
8 profitable years in a row build equity to €160k.
18-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Equity above €100kEq €106k ▲30.5%
6 profitable years in a row build equity to €106k.
20-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Weakest financial yearnet €2k ▼76.8%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
23-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 23 days late
2021
18-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
23-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 2006
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Berg 272470 Retie
Ground area
1,961 m²
Building footprint
159 m²
Volume, LiDAR
601 m³
Parcel 13036B0736/00E000, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
RB Tuinen
Berg 27, 2470 RetieNACE 65210
since 20062.153.301.515
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13036B0736/00E000 Flanders 1,961 m² 1 · 159 m² 6.8 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,219 companies in sector 81300 we hold annual accounts for 4,363. 3,517 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-02-2006
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
01610Support activities for crop production
43120Site preparation
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
71111Activities of building architects
74151
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.