Summary
RB SOLUTIONS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €412,461 and a net result of -€26,126. Equity is growing by ~23.5% per year across the filed fiscal years. Its solvency ranks better than 86% of 5585 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
57 d early
2023
61 d early
2022
45 d early
2021
38 d early
2020
27 d late
2019
13 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€412,461▼ 6.0%
2024 · €438,587
Net result
-€26,126▲ 4.1%
2024 · -€27,241
Total assets
€450,608▼ 24.2%
2024 · €594,533
Solvency
91.5%▲ 17.8pp
2024 · 73.8%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€12,905-€68,417▼ 430%-€26,317▲ 61.5%-€23,374▲ 11.2%€4,205
Net result€236,621above the sector's middle half▲ 5,422%€4,339below the sector's middle half▼ 98.2%€197,718above the sector's middle half▲ 4,457%-€27,241below the sector's middle half-€26,126below the sector's middle half▲ 4.1%
Equity€268,772within the sector's middle half▲ 441%€268,110within the sector's middle half▼ 0.2%€465,828within the sector's middle half▲ 73.7%€438,587within the sector's middle half▼ 5.8%€412,461within the sector's middle half▼ 6.0%
Total assets€616,423within the sector's middle half▲ 110%€499,660below the sector's middle half▼ 18.9%€653,368within the sector's middle half▲ 30.8%€594,533below the sector's middle half▼ 9.0%€450,608below the sector's middle half▼ 24.2%
Debt€267,652▲ 63.9%€231,550▼ 13.5%€187,540▼ 19.0%€155,946▼ 16.8%€38,147▼ 75.5%
Working capital€361,666above the sector's middle half▲ 111%€113,666within the sector's middle half▼ 68.6%€317,546above the sector's middle half▲ 179%€287,216within the sector's middle half▼ 9.6%€402,326above the sector's middle half▲ 40.1%
Solvency43.6%within the sector's middle half▲ 26.6pp53.7%within the sector's middle half▲ 10.1pp71.3%within the sector's middle half▲ 17.6pp73.8%within the sector's middle half▲ 2.5pp91.5%above the sector's middle half▲ 17.8pp
Current ratio2.98above the sector's middle half▼ 2.012.67within the sector's middle half▼ 0.317.21above the sector's middle half▲ 4.547.56above the sector's middle half▲ 0.3520.28above the sector's middle half▲ 12.73
Return on assets (ROA)38.4%above the sector's middle half▲ 36.9pp0.9%within the sector's middle half▼ 37.5pp30.3%above the sector's middle half▲ 29.4pp-4.6%below the sector's middle half▼ 34.8pp-5.8%below the sector's middle half▼ 1.2pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4,205 after a loss of €23,374 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €450,608
Fixed assets
€27,419 ▼ 89.6%
Current assets
€423,189 ▲ 27.8%
Equity and liabilities €450,608
Equity
€412,461 ▼ 6.0%
Debt
€38,147 ▼ 75.5%
Debt's share of the balance-sheet total falls from 26.2% to 8.5%. Equity and debt are lower.
Key figures and ratios
ROE
-6.3%▼
2024 · -6.2%
Debt ≤ 1 year
€20,863▼
2024 · €43,814
Debt > 1 year
€17,284▼
2024 · €112,132
Income taxes
€442▼
2024 · €460
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €2,750 | €38,089 | ▲ 1,285% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,556 | €22,837 | €33,227 | €33,832 | €8,673 | ▼ 74.4% |
| Other operating charges640/8 | €2,319 | €28,978 | €1,248 | €2,430 | €1,927 | ▼ 20.7% |
| Gross operating margin9900 | €7,969 | -€16,603 | €8,159 | €12,888 | €14,804 | ▲ 14.9% |
| Operating profit (loss)9901 | -€12,905 | -€68,417 | -€26,317 | -€23,374 | €4,205 | ▲ 118% |
| Financial income75/76B | €278,972 | €660 | €250,660 | €1,673 | €5,855 | ▲ 250% |
| Recurring financial income75 | €275,066 | €660 | €250,660 | €1,673 | €5,855 | ▲ 250% |
| Non-recurring financial income76B | €3,906 | - | - | - | - | - |
| Financial charges65/66B | €5,173 | €6,977 | €6,362 | €5,080 | €35,744 | ▲ 604% |
| Recurring financial charges65 | €5,173 | €6,977 | €6,362 | €5,080 | €4,744 | ▼ 6.6% |
| Non-recurring financial charges66B | - | - | - | - | €31,000 | - |
| Profit (loss) for the period before taxes9903 | €260,894 | -€74,734 | €217,982 | -€26,781 | -€25,684 | ▲ 4.1% |
| Income taxes67/77 | €24,273 | -€79,073 | €20,264 | €460 | €442 | ▼ 3.8% |
| Profit (loss) for the period9904 | €236,621 | €4,339 | €197,718 | -€27,241 | -€26,126 | ▲ 4.1% |
| Profit (loss) for the period to be appropriated9905 | €236,621 | €4,339 | €197,718 | -€27,241 | -€26,126 | ▲ 4.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €616,423 | €499,660 | €653,368 | €594,533 | €450,608 | ▼ 24.2% |
| Fixed assets21/28 | €72,297 | €317,912 | €284,685 | €263,503 | €27,419 | ▼ 89.6% |
| Tangible fixed assets22/27 | €39,897 | €285,512 | €252,285 | €231,103 | €26,019 | ▼ 88.7% |
| Land and buildings22 | €32,576 | €277,583 | €246,900 | €216,217 | €15,575 | ▼ 92.8% |
| Furniture and vehicles24 | €5,146 | €5,754 | €3,210 | €12,162 | €7,720 | ▼ 36.5% |
| Other tangible fixed assets26 | €2,175 | €2,175 | €2,175 | €2,725 | €2,725 | = |
| Financial fixed assets28 | €32,400 | €32,400 | €32,400 | €32,400 | €1,400 | ▼ 95.7% |
| Current assets29/58 | €544,126 | €181,749 | €368,683 | €331,030 | €423,189 | ▲ 27.8% |
| Amounts receivable after more than one year29 | €5,000 | €50,000 | €50,000 | €50,000 | €224,918 | ▲ 350% |
| Other amounts receivable291 | €5,000 | €50,000 | €50,000 | €50,000 | €224,918 | ▲ 350% |
| Amounts receivable within one year40/41 | €140,003 | €11,137 | €13,034 | €15,580 | €25,487 | ▲ 63.6% |
| Trade receivables40 | €741 | - | €9,298 | - | €1,349 | - |
| Other amounts receivable41 | €139,262 | €11,137 | €3,736 | €15,580 | €24,138 | ▲ 54.9% |
| Current investments50/53 | €3,240 | €3,240 | €3,240 | €3,240 | - | - |
| Cash at bank and in hand54/58 | €395,817 | €116,645 | €301,023 | €260,163 | €167,769 | ▼ 35.5% |
| Deferred charges and accrued income490/1 | €66 | €726 | €1,386 | €2,046 | €5,015 | ▲ 145% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €616,423 | €499,660 | €653,368 | €594,533 | €450,608 | ▼ 24.2% |
| Equity10/15 | €268,772 | €268,110 | €465,828 | €438,587 | €412,461 | ▼ 6.0% |
| Contributions10/11 | €16,500 | €16,500 | €16,500 | €16,500 | €16,500 | = |
| Reserves13 | €250,200 | €249,539 | €449,328 | €447,257 | €447,257 | = |
| Distributable reserves133 | €250,200 | €249,539 | €449,328 | €447,257 | €447,257 | = |
| Profit (loss) carried forward14 | €2,072 | €2,072 | - | -€25,170 | -€51,296 | ▼ 104% |
| Provisions and deferred taxes16 | €80,000 | - | - | - | - | - |
| Provisions for liabilities and charges160/5 | €80,000 | - | - | - | - | - |
| Pensions and similar obligations160 | €80,000 | - | - | - | - | - |
| Amounts payable17/49 | €267,652 | €231,550 | €187,540 | €155,946 | €38,147 | ▼ 75.5% |
| Amounts payable after more than one year17 | €85,192 | €163,468 | €136,402 | €112,132 | €17,284 | ▼ 84.6% |
| Financial debts170/4 | €85,192 | €163,468 | €136,402 | €112,132 | €17,284 | ▼ 84.6% |
| Amounts payable within one year42/48 | €182,460 | €68,082 | €51,138 | €43,814 | €20,863 | ▼ 52.4% |
| Current portion of amounts payable after more than one year42 | €34,649 | €34,601 | €23,566 | €24,270 | €13,786 | ▼ 43.2% |
| Trade debts44 | €7,211 | €4,783 | €10,970 | €1,258 | €608 | ▼ 51.7% |
| Suppliers440/4 | €7,211 | €4,783 | €10,970 | €1,258 | €608 | ▼ 51.7% |
| Taxes, remuneration and social security45 | €13,805 | €13,859 | €2,857 | €5,503 | €6,469 | ▲ 17.6% |
| Taxes450/3 | €13,805 | €13,859 | €2,857 | €5,503 | €5,490 | ▼ 0.2% |
| Remuneration and social security454/9 | - | - | - | - | €979 | - |
| Other amounts payable47/48 | €126,794 | €14,839 | €13,746 | €12,782 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €236,621 | €4,339 | €197,718 | -€27,241 | -€26,126 | ▲ 4.1% |
| + Depreciation and write-downs630 | €18,556 | €22,837 | €33,227 | €33,832 | €8,673 | ▼ 74.4% |
| Operating cash flow (approximation) | €255,177 | €27,176 | €230,945 | €6,591 | -€17,453 | ▼ 365% |
| Investment in fixed assets (approximation) | - | -€268,452 | €0 | -€12,650 | €227,411 | ▲ 1,898% |
| Change in cash | - | -€279,172 | €184,378 | -€40,860 | -€92,394 | ▼ 126% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity triplescurrent ratio 20.28
Current ratio from 7.56 to 20.28; short-term debt falls from €43,814 to €20,863.
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet -€27,241
Net result drops to -€27,241, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity triplescurrent ratio 7.21
Current ratio from 2.67 to 7.21; short-term debt falls from €68,082 to €51,138.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €236,621 ▲5,422%
Net result €236,621, the highest in the series.
31-12
Financial
Equity above €200,000Eq €268,772 ▲441%
4 profitable years in a row build equity to €268,772.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
Show earlier events
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
Ground area
578 m²
Building footprint
119 m²
Volume, LiDAR
647 m³
Parcel 11363E0136/00D008, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RB Solutions
since 20082.173.394.866
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11363E0136/00D008 | Flanders | 578 m² | 1 · 119 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
-
50%
According to the 2024 annual accounts of RB SOLUTIONS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,734 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-05-2008
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
E-mail
bahbout.deprez@skynet.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0898105281
Also
9925:BE0898105281
Registered
15-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.