RB ADVICE
ActiveRB ADVICE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €219k and a net result of €75k. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 30% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability84▲+32
Solvency60▲+11
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days only on tighter terms
Liquidity short (current ratio 0.71 against 0.29 in 2023; short-term debt: 14% and cash: 7.2% of total assets), and 65.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
181921222324
2018 to 2024 · latest year €219k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
126 d late
2022
122 d late
2021
122 d late
2019
152 d late
2018
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€219k▲ 52.1%
2023 · €144k
2018: €247k
2019: €161k
2021: €106k
2022: €139k
2023: €144k
2018 → 2024
Total assets
€631k▲ 4.4%
2023 · €605k
2018: €534k
2019: €737k
2021: €677k
2022: €631k
2023: €605k
2018 → 2024
Net result
€75k▲ 1,423%
2023 · €5k
2018: €22k
2019: €-87k
2021: €5k
2022: €33k
2023: €5k
2018 → 2024
Working capital
€-26k▲ 66.8%
2023 · €-77k
2018: €350k
2019: €227k
2021: €-38k
2022: €-58k
2023: €-77k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192021202220232024Trend
Equity€161k-€106k▼ 33.9%€139k▲ 30.8%€144k▲ 3.5%€219k▲ 52.1%
Operating result€-87k-€17k€44k▲ 160%€15k▼ 66.6%€84k▲ 473%
Net result€-87k-€5k€33k▲ 626%€5k▼ 85.0%€75k▲ 1,423%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 473% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €631k
Fixed assets
€568k▼ 0.9%
Current assets
€63k▲ 100%
Equity and liabilities €631k
Equity
€219k▲ 52.1%
Debt
€412k▼ 10.5%
The debt ratio falls from 76.2% to 65.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€96k▲
2023 · €37k
Cash flow
€87k▲
2023 · €27k
Solvency
34.6%▲
2023 · 23.8%
Current ratio
0.71▲
2023 · 0.29
Quick ratio
0.71▲
2023 · 0.29
Debt / equity
1.89▼
2023 · 3.21
ROE
34.2%▲
2023 · 3.4%
ROA
11.9%▲
2023 · 0.8%
Interest coverage
12.36▲
2023 · 3.82
Debt
€412k▼
2023 · €461k
Debt ≤ 1 year
€88k▼
2023 · €108k
Debt > 1 year
€324k▼
2023 · €353k
Income taxes
€1k▲
2023 · €132
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€605k€631k▲
Fixed assets21/28€573k€568k▼
Tangible fixed assets22/27€573k€568k▼
Land and buildings22€567k€556k▼
Furniture and vehicles24€6k€12k▲
Other tangible fixed assets26€0€0=
Current assets29/58€31k€63k▲
Amounts receivable within one year40/41€15k€8k▼
Trade receivables40€15k€8k▼
Other amounts receivable41€160€143▼
Cash at bank and in hand54/58€5k€46k▲
Deferred charges and accrued income490/1€11k€9k▼
Equity and liabilities
Total equity and liabilities10/49€605k€631k▲
Equity10/15€144k€219k▲
Contributions10/11€204k€204k=
Reserves13€35k€35k=
Non-distributable reserves130/1€15k€15k=
Reserves not available under the articles1311€15k€15k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€-95k€-20k▲
Amounts payable17/49€461k€412k▼
Amounts payable after more than one year17€353k€324k▼
Financial debts170/4€343k€324k▼
Other amounts payable178/9€10k€0▼
Amounts payable within one year42/48€108k€88k▼
Current portion of amounts payable after more than one year42€42k€18k▼
Trade debts44€15k€8k▼
Suppliers440/4€15k€8k▼
Advances received on contracts in progress46-€17k
Taxes, remuneration and social security45€14k€13k▼
Taxes450/3€14k€13k▼
Other amounts payable47/48€37k€32k▼
Income statement
Code20232024
Non-recurring operating income76A-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€12k▼
Other operating charges640/8€3k€12k▲
Gross operating margin9900€40k€108k▲
Operating profit (loss)9901€15k€84k▲
Financial income75/76B€1€20▲
Recurring financial income75€1€20▲
Financial charges65/66B€10k€8k▼
Recurring financial charges65€10k€8k▼
Profit (loss) for the period before taxes9903€5k€76k▲
Income taxes67/77€132€1k▲
Profit (loss) for the period9904€5k€75k▲
Profit (loss) for the period to be appropriated9905€5k€75k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-95k€-20k▲
Profit (loss) brought forward from the previous period14P€-100k€-95k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
31-12
Financial
Highest result since 2018net €75k ▲1423%
Operating result €84k, net result €75k, both a record.
31-12
Financial
Equity above €200kEq €219k ▲52.1%
4 profitable years in a row build equity to €219k.
04-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 126 days late
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 122 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
2020
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 152 days late
2019
31-12
Financial
Weakest financial yearnet €-87k ▼492%
Net result drops to €-87k, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 122 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 92 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 61 days late
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 60 days late
2015
31-10
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Winston Churchilllaan 234A1180 UkkelGround area
1.3 ha
Building footprint
3,054 m²
Volume, LiDAR
89,519 m³
2 parcels, Brussels · tallest building 36.9 m, ±11 floors. Linked by address, not a title deed.
1 establishment unit
RB ADVICE
since 20062.159.677.680
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0056/02K084 | Brussels | 1.0 ha | 1 · 1,859 m² | 36.9 m · 11 fl. |
| 21442A0025/00B004 | Brussels | 2,460 m² | 1 · 1,195 m² | 35.7 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EFFICIENTECH
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 39,480 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-06-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.