RAYHANAFOOD

Active

Private limited companyfounded 20241 yr activeHoefijzer 12, 9880 Aalter, BelgiumKBO/BCE: BE 1015.772.815

The computed 12-month bankruptcy probability of RAYHANAFOOD is 5.2% (elevated). The 2024 annual accounts show equity of €10k and a net result of €-5k. Its solvency ranks better than 61% of 18939 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

32 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability0

Solvency66

Growth-

Track record67

Bankruptcy probability, 12 months

5.2% Elevated

0%0.5%1.5%4%10%≥ 25%

No publishable credit limit; credit only on tighter terms

Liquidity short (current ratio 0.05; short-term debt: 58.5% and cash: 2.9% of total assets), and 58.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

41.5%

Return on assets

-22.8%

Age of the figures

21 mo

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-08-2025, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

8 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€10k

Total assets

€23k

Net result

€-5k

Working capital

€-13k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €3k

79.4%

20.6%

Fixed assets €3k

Current assets €684

Equity and liabilities €23k

41.5%

58.5%

Equity €10k

Debt €14k

Debt finances 58.5% of the balance-sheet total.

Key figures and ratios

2024 value

EBITDA

€-5k

Cash flow

€-5k

Solvency

41.5%

Current ratio

0.05

Quick ratio

0.05

Debt / equity

1.41

ROE

-55.0%

ROA

-22.8%

Interest coverage

-1654.10

Debt

€14k

Debt ≤ 1 year

€14k

Income taxes

€320

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€23k

Formation expenses20€20k

Fixed assets21/28€3k

Tangible fixed assets22/27€3k

Furniture and vehicles24€3k

Current assets29/58€684

Cash at bank and in hand54/58€684

Equity and liabilities

Total equity and liabilities10/49€23k

Equity10/15€10k

Contributions10/11€15k

Profit (loss) carried forward14€-5k

Amounts payable17/49€14k

Amounts payable within one year42/48€14k

Trade debts44€11k

Suppliers440/4€11k

Taxes, remuneration and social security45€320

Taxes450/3€320

Other amounts payable47/48€2k

Income statement Code2024

Goods, raw materials, services and sundry goods60/61€6k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€156

Gross operating margin9900€-5k

Operating profit (loss)9901€-5k

Financial charges65/66B€3

Recurring financial charges65€3

Profit (loss) for the period before taxes9903€-5k

Income taxes67/77€320

Profit (loss) for the period9904€-5k

Profit (loss) for the period to be appropriated9905€-5k

Appropriation of the result

Profit (loss) to be appropriated9906€-5k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

08-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 8 days late

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Aalter · 2 establishment units since 2025

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hoefijzer 129880 Aalter

Ground area

135 m²

Building footprint

101 m²

Volume, LiDAR

849 m³

2 parcels, Flanders · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.

2 establishment units

RAYHANAFOOD

't Veldeken 40, 9990 MaldegemLimited-service restaurants, excluding mobile food services

since 20252.365.856.031

Di Trevi

Hoefijzer 12, 9880 AalterLimited-service restaurants, excluding mobile food services

since 20252.365.856.130

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44001B0707/00K000	Flanders	130 m²	1 · 101 m²	12.9 m · 3 fl.
43502D0373/00M000	Flanders	6 m²	-	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Aalter2.365.856.130

1 permission

Toelating · Pita-house, pita-bar · since 10-01-2025

Similar companies · same sector, comparable size

Blankenberge · Eq €10k

Of 21,896 companies in sector 56112 we hold annual accounts for 9,783. 6,836 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded30-10-2024

Fiscal year end31-12

Activities, NACEBEL

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.