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RAY

Active Risk: not assessed Private limited companyfounded 2024active for 2 yearsGeldenaaksebaan 147, 3001 LeuvenKBO/BCE: BE 1013.899.626

Lifetime

1 annual account with figures
peak €26,841 (2025)
€26,841 
peak €18,447 (2025)
€18,447 
peak €20,847 (2025)
€20,847 
€12,187 
Board2 names since 2024
2 directorsWIJNS Thomas Marc Annick and 1 other
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Dividend €1,600First year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €110,000 estimated

The micro format states no turnover.

Position in the sector

€20,847

Less equity than 81% of companies in financial services. Sector median €124,004 · 9,777 companies.

Financial institution: outside the modelBankruptcy probability: sector outside the model

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Two signals.
raises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
32 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Board and ownership

WT
Director, since 23-09-2024
YR
Director, since 23-09-2024
  • YOUNG Rachel Sunday founderdeed of 25-09-2024
  • WIJNS Thomas Marc Annick founderdeed of 25-09-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1013899626
Incorporation Founding capital of €4,000, 100 shares · Founders: YOUNG Rachel Sunday and WIJNS Thomas Marc Annick · Appointments: YOUNG Rachel Sunday (director) and WIJNS Thomas Marc Annick (director) · published on 25-09-2024 · Gazette deed
First establishment Geldenaaksebaan 147, Leuven
All 4 events

Comparable companies

same main activity, similar in size and age
Company
RAY Leuven €33,034 €26,841 63.1% -
Magnolia Lab Aarschot €35,208 €32,888 64.8% -
Delbo Management Lint €32,065 €25,955 73.2% -
PHILMACO Beernem €32,713 €29,789 87.2% -
KLC Consultancy Ledegem €37,230 €24,806 42.3% -
STOVRO Zoersel €35,671 €28,259 72.5% -
V-Vision Ypres €37,866 €28,705 72.1% -

These companies have the same main activity as RAY: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €32,100 and €37,900, founded in 2024.

Official details

Source: KBO
Status
Active since 23-09-2024Normal situation
Activity
Activities of holding companiesNACE 64210and 1 other
Establishment unit
2.364.693.5163001 Leuven, since 23-09-2024
Financial year end
31 December
Peppol
Reachable since 03-12-2025
Company details

Annual accounts 2025

€33,034
Filing
Filed on 29-06-2026, 32 days before the end of the filing period
Financials

Insights on RAY

RAY is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €20,847 and a net result of €18,447.

Its solvency ranks better than 60% of 9,770 sector peers (NACE 64, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about RAY

What is the company number of RAY?
The company number of RAY is 1013.899.626. The VAT number is the same number with BE in front: BE 1013.899.626.
Where is RAY based?
The registered office is at Geldenaaksebaan 147, 3001 Leuven.Company details
What does RAY do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of RAY?
RAY is a private limited company (BV).
When was RAY founded?
RAY was founded on 23-09-2024.
Is RAY still active?
Yes, RAY is an active enterprise in the KBO register.
What is the turnover of RAY?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €26,841 and 2,934 comparable companies of the same size. It probably lies between €65,000 and €190,000. It is a rough estimate.Financials
Is RAY profitable?
In financial year 2025, RAY made a profit of €18,447.
Where can I find the annual accounts of RAY?
RAY filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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