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Private limited companyfounded 20215 yrs activeLuikersteenweg 254, 3500 Hasselt, BelgiumKBO/BCE: BE 0768.547.133
Summary

Ravot has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €8.3m and a net result of €2.2m. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 45% of 8737 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
31 d late
2022
30 d late
2021
40 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 May 2021, Ravot was incorporated as a Private limited company.1 Total assets went from EUR 18 million in 2021 to EUR 18 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€8.3m▲ 16.1%
2024 · €7.2m
Total assets
€17.7m▼ 3.2%
2024 · €18.3m
Net result
€2.2m▲ 35.4%
2024 · €1.6m
Working capital
-€3.4m▼ 46.7%
2024 · -€2.3m
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€549,915-€770,722▲ 40.2%€516,325▼ 33.0%€569,975▲ 10.4%€546,466▼ 4.1%
Net result€2.4mabove the sector's middle half-€2.4mabove the sector's middle half▼ 3.3%€2.3mabove the sector's middle half▼ 3.4%€1.6mabove the sector's middle half▼ 29.9%€2.2mabove the sector's middle half▲ 35.4%
Equity€2.4mabove the sector's middle half-€4.3mabove the sector's middle half▲ 77.8%€6.6mabove the sector's middle half▲ 52.5%€7.2mabove the sector's middle half▲ 9.0%€8.3mabove the sector's middle half▲ 16.1%
Total assets€18.2mabove the sector's middle half-€18.3mabove the sector's middle half▲ 0.3%€18.6mabove the sector's middle half▲ 1.7%€18.3mabove the sector's middle half▼ 1.3%€17.7mabove the sector's middle half▼ 3.2%
Debt€15.8m-€13.9m▼ 11.7%€12.0m▼ 14.1%€11.1m▼ 7.0%€9.4m▼ 15.6%
Working capital-€1.9m--€3.3m▼ 71.4%-€2.2m▲ 34.3%-€2.3m▼ 6.7%-€3.4m▼ 46.7%
Solvency13.4%below the sector's middle half-23.7%below the sector's middle half▲ 10.3pp35.5%within the sector's middle half▲ 11.8pp39.2%within the sector's middle half▲ 3.7pp47.0%within the sector's middle half▲ 7.8pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€1.0m€2.0mOperating result 2021: €549,915€549,915Net result 2021: €2.4m€2.4mOperating result 2022: €770,722€770,722Net result 2022: €2.4m€2.4mOperating result 2023: €516,325€516,325Net result 2023: €2.3m€2.3mOperating result 2024: €569,975€569,975Net result 2024: €1.6m€1.6mOperating result 2025: €546,466€546,466Net result 2025: €2.2m€2.2m20212022202320242025€0€1m€2mOperating result 2023: €516,325€516,000Net result 2023: €2.3m€2.3mOperating result 2024: €569,975€570,000Net result 2024: €1.6m€1.6mOperating result 2025: €546,466€546,000Net result 2025: €2.2m€2.2m202320242025
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17.7m
Fixed assets €17.0m ▼ 4.7%
Current assets €703,747 ▲ 54.6%
Equity and liabilities €17.7m
Equity €8.3m ▲ 16.1%
Debt €9.4m ▼ 15.6%
Debt's share of the balance-sheet total falls from 60.8% to 53.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
25.8%▲
2024 · 22.1%
ROA
12.1%▲
2024 · 8.7%
Debt ≤ 1 year
€4.1m▲
2024 · €2.8m
Debt > 1 year
€5.3m▼
2024 · €8.4m
Income taxes
-€4,299▼
2024 · €25,476
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€18.3m€17.7m▼
Fixed assets21/28€17.9m€17.0m▼
Financial fixed assets28€17.9m€17.0m▼
Current assets29/58€455,185€703,747▲
Amounts receivable within one year40/41€179,080€209,400▲
Trade receivables40€179,080€205,888▲
Other amounts receivable41-€3,512
Cash at bank and in hand54/58€276,105€494,347▲
Equity and liabilities
Total equity and liabilities10/49€18.3m€17.7m▼
Equity10/15€7.2m€8.3m▲
Contributions10/11€3,000€3,000=
Reserves13€7.2m€8.3m▲
Distributable reserves133€7.2m€8.3m▲
Amounts payable17/49€11.1m€9.4m▼
Amounts payable after more than one year17€8.4m€5.3m▼
Financial debts170/4€8.4m€5.3m▼
Amounts payable within one year42/48€2.8m€4.1m▲
Trade debts44€466,783€541,305▲
Suppliers440/4€466,783€541,305▲
Taxes, remuneration and social security45€56,358€57,863▲
Taxes450/3€56,358€57,863▲
Other amounts payable47/48€2.3m€3.5m▲
Income statement Code20242025
Other operating charges640/8€1,030€1,060▲
Gross operating margin9900€571,004€547,527▼
Operating profit (loss)9901€569,975€546,466▼
Financial income75/76B€1.5m€2.1m▲
Recurring financial income75€1.5m€2.1m▲
Financial charges65/66B€467,047€535,621▲
Recurring financial charges65€467,047€535,621▲
Profit (loss) for the period before taxes9903€1.6m€2.2m▲
Income taxes67/77€25,476-€4,299▼
Profit (loss) for the period9904€1.6m€2.2m▲
Profit (loss) for the period to be appropriated9905€1.6m€2.2m▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.6m€2.2m▲
Transfer from equity791/2€1.0m€1.0m=
Transfer to equity691/2€1.6m€2.2m▲
To other reserves6921€1.6m€2.2m▲
Profit to be distributed694/7€1.0m€1.0m=
Directors or managers695€1.0m€1.0m=

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€82,729€82,729---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€699€549----
Other operating charges640/8€348€410€1,022€1,030€1,060▲ 3.0%
Gross operating margin9900€550,961€771,681€517,348€571,004€547,527▼ 4.1%
Operating profit (loss)9901€549,915€770,722€516,325€569,975€546,466▼ 4.1%
Financial income75/76B€2.3m€2.3m€2.3m€1.5m€2.1m▲ 41.4%
Recurring financial income75€2.3m€2.3m€2.3m€1.5m€2.1m▲ 41.4%
Financial charges65/66B€407,939€668,325€512,147€467,047€535,621▲ 14.7%
Recurring financial charges65€407,939€668,325€512,147€467,047€535,621▲ 14.7%
Profit (loss) for the period before taxes9903€2.5m€2.4m€2.3m€1.6m€2.2m▲ 33.0%
Income taxes67/77€38,494€5,647-€25,476-€4,299▼ 117%
Profit (loss) for the period9904€2.4m€2.4m€2.3m€1.6m€2.2m▲ 35.4%
Profit (loss) for the period to be appropriated9905€2.4m€2.4m€2.3m€1.6m€2.2m▲ 35.4%
Line20212022202320242025Change
Assets
Total assets20/58€18.2m€18.3m€18.6m€18.3m€17.7m▼ 3.2%
Formation expenses20€549-----
Fixed assets21/28€17.7m€17.7m€17.9m€17.9m€17.0m▼ 4.7%
Financial fixed assets28€17.7m€17.7m€17.9m€17.9m€17.0m▼ 4.7%
Current assets29/58€495,366€542,749€716,562€455,185€703,747▲ 54.6%
Amounts receivable within one year40/41€158,308€172,223€176,743€179,080€209,400▲ 16.9%
Trade receivables40€158,308€172,141€176,660€179,080€205,888▲ 15.0%
Other amounts receivable41-€83€83-€3,512-
Current investments50/53--€405,000---
Cash at bank and in hand54/58€337,057€351,750€113,399€276,105€494,347▲ 79.0%
Deferred charges and accrued income490/1-€18,776€21,420---
Equity and liabilities
Total equity and liabilities10/49€18.2m€18.3m€18.6m€18.3m€17.7m▼ 3.2%
Equity10/15€2.4m€4.3m€6.6m€7.2m€8.3m▲ 16.1%
Contributions10/11€3,000€3,000€3,000€3,000€3,000=
Reserves13--€6.6m€7.2m€8.3m▲ 16.1%
Distributable reserves133--€6.6m€7.2m€8.3m▲ 16.1%
Profit (loss) carried forward14€2.4m€4.3m----
Amounts payable17/49€15.8m€13.9m€12.0m€11.1m€9.4m▼ 15.6%
Amounts payable after more than one year17€13.2m€10.1m€9.1m€8.4m€5.3m▼ 36.7%
Financial debts170/4€13.2m€10.1m€9.1m€8.4m€5.3m▼ 36.7%
Amounts payable within one year42/48€2.4m€3.8m€2.9m€2.8m€4.1m▲ 48.0%
Financial debts43€2.3m-----
Credit institutions430/8€2.3m-----
Trade debts44€58,731€342,238€596,369€466,783€541,305▲ 16.0%
Suppliers440/4€58,731€342,238€596,369€466,783€541,305▲ 16.0%
Taxes, remuneration and social security45€115,641€49,971€43,067€56,358€57,863▲ 2.7%
Taxes450/3€115,641€49,971€43,067€56,358€57,863▲ 2.7%
Other amounts payable47/48-€3.5m€2.3m€2.3m€3.5m▲ 55.8%
Accrued charges and deferred income492/3€179,150-----
Line20212022202320242025Change
Profit (loss) for the period9904€2.4m€2.4m€2.3m€1.6m€2.2m▲ 35.4%
+ Depreciation and write-downs630€699€549----
Operating cash flow (approximation)€2.4m€2.4m€2.3m€1.6m€2.2m▲ 35.4%
Investment in fixed assets (approximation)--€5,138-€127,889-€11,753€831,314▲ 7,173%
Change in cash-€14,693-€238,351€162,705€218,242▲ 34.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial Weakest financial yearnet €1.6m ▼29.9%
Net result drops to €1.6m, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
31-12
Financial Equity above €5mEq €6.6m ▲52.5%
3 profitable years in a row build equity to €6.6m.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
21-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
1,796 m²
Building footprint
330 m²
Volume, LiDAR
3,006 m³
Parcel 71328D0855/00B003, Flanders · tallest building 14.4 m, ±3 floors. Linked by address, not a title deed.
11 companies at this address See who is registered here
1 establishment unit
Ravot
Luikersteenweg 254, 3500 HasseltFinancial service activities, except insurance and pension funding
since 20212.319.326.517
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71328D0855/00B003 Flanders 1,796 m² 1 · 330 m² 14.4 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding · 9 subsidiaries in the tree

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

All subsidiaries, including indirect ones 9

Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.

According to the 2025 annual accounts of Ravot and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,589. 7,801 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-05-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0768547133
Also 9925:BE0768547133
Registered 02-07-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.