Equity
€167,837 from €529,122 in 2018
Equity fell by 68% in 7 years.
RAVOS
Lifetime
20 annual accounts with figures on one time axis, 39 filings since 1987peak €202,510 (2022)
€64,521▼ 44.1%
lowest -€101,387 (2008)
-€6,502▼ €55,476
peak €529,122 (2018)
€167,837▼ 3.7%
€551,920▲ 8.3%
peak 1 FTE (2006)
-not published
Board4 names since 2018
-
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Gross margin from €115,419 to €64,521Loss of €6,502Investments €115,740Cash from €42,311 to €7,540
Key points
from the 2025 annual accountsResult
-€6,502 -€6,502
From profit to loss in 2025, after a profit of €48,974 in 2024.
Turnover
≈ €300,000 estimated
The accounts state no turnover.
Debts
€551,920 77% of the balance sheet
Financial debts 65%Suppliers 2%Taxes and wages 0%Other 33%
Of this, €136,338 falls due within a year.
Investments
€115,740 2.8 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 105.9% higher than in 2024.
Filings
39 annual accounts since 1987
Eight of the last ten came late. The 2019 accounts came latest: 55 days after the end of the period.
Checked score
88
Excellent
Financially stronger than 36% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.3%▼ -0.1 percentage points vs 12-2024
02-2025: 0.4%▲ +0.1 percentage points vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.7%▲ +0.3 percentage points vs 06-2025
08-2025: 1.0%▲ +0.3 percentage points vs 07-2025
09-2025: 1.1%▲ +0.1 percentage points vs 08-2025highest value
10-2025: 0.1%▼ -1.0 percentage point vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.2%▲ +0.1 percentage points vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.3 percentage points vs 07-2026
09-2026: 0.2%▼ -0.3 percentage points vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.36, cash €7,540, halved
lowers risk
Size: total assets €719,756
Founded in 1986
Figures for financial year 2025 (filed on 26-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 34% of them on solvency, 44% on liquidity, 31% on profitability and 33% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,507 companies had the same profile as RAVOS has now. Each dot stands for 7 companies, two years later.
96.4%
were still trading
1.8%
stopped another way
1.6%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of RAVOS itself is lower: 0.2% within 12 months. It rests on far more data about RAVOS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,507 companies, not a prediction for RAVOS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.36 (0.62 in 2024), below 1. Short-term debt is 18.9% and cash 1% of total assets. 76.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
25 days late
2024
30 days late
2023
30 days early
2022
44 days late
2021
31 days late
2020
27 days late
2019
55 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
last known board- RAVOS SALES all the sharesdeed of 25-06-2019
- VANCRABEEKX Inge Katja Cindydeed of 25-06-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0429775128
Purpose change
“verkoop aan particulieren,bedrijven,zorgverstrekkers en overheidsinstanties aller aard van medisch…” (deed in Dutch) · General meeting of 28-04-2020 · Gazette deed
Merger: RAVOS takes over RAVOS SALES
Permanent representative: VANCRABEEKX Inge Katja Cindy · Resignations: VANCRABEEKX Inge Katja Cindy, RAVOS SALES, VOS Maria and VANCRABEEKX Raoul Jules Constant Léopold · “Het en evenementen en het verstrekken van adviezen organiseren van meetings consultancy,bouwmaterialen en…” (deed in Dutch) · Gazette deed
Merger proposal: RAVOS takes over Ravos Sales
Permanent representative: Vancrabeekx Inge · Ravos Sales holds 130 shares · Vancrabeekx Inge holds 186 shares · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RAVOS Genk | €0.7m | €64,521 | 23.3% | - |
| INTRACON Maasmechelen | €0.8m | €53,422 | 50.2% | - |
| Compagnie artisanale forestière et foncière Hamoir | €0.7m | €81,533 | 54.8% | - |
| COMIMBO Kapellen | €0.6m | €104,033 | 97.9% | - |
| VERHUCA TRADING Wevelgem | €1.1m | €71,805 | 93.2% | - |
| TAPIS DECOLAND Lasne | €0.4m | €85,702 | 72.7% | - |
| SPACE CAR Tournai | €0.5m | €74,137 | -36.1% | - |
These companies have the same main activity as RAVOS: agents in the wholesale of timber and building materials (NACE 46130). They are comparable in size and age: total assets between €448,000 and €1.1m, founded between 1983 and 1997.
Official details
Source: KBO- Status
- Active since 21-11-1986Normal situation
- Activity
- Agents in the wholesale of timber and building materialsNACE 46130and 2 others
- Establishment unit
- 2.034.474.0403600 Genk, since 23-01-1995
- Financial year end
- 31 December
- Peppol
- Reachable since 21-11-2025
Insights on RAVOS
RAVOS files the micro format. That format states no turnover. The gross margin rose from €42,362 in 2006 to €64,521 in 2025.
The balance sheet grew most from 2011 to 2013 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RAVOS
- What is the company number of RAVOS?
- The company number of RAVOS is 0429.775.128. The VAT number is the same number with BE in front: BE 0429.775.128.
- Where is RAVOS based?
- The registered office is at Hasseltweg 405, 3600 Genk.Company details
- What does RAVOS do?
- According to the KBO register, the main activity is agents in the wholesale of timber and building materials (NACE 46130).
- What is the legal form of RAVOS?
- RAVOS is a private limited company (BV).
- When was RAVOS founded?
- RAVOS was founded on 21-11-1986.
- Is RAVOS still active?
- Yes, RAVOS is an active enterprise in the KBO register.
- What is the turnover of RAVOS?
- The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €64,521 and 30 comparable companies (NACE 461). It probably lies between €150,000 and €700,000.Financials
- Is RAVOS profitable?
- In financial year 2025, RAVOS made a loss of €6,502.
- Where can I find the annual accounts of RAVOS?
- RAVOS filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RAVOS due?
- RAVOS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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