RAVIZEN
ActiveSummary
RAVIZEN has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €19k and a net result of €103k. Equity is shrinking by ~21.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 14% of 20782 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency39▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.09 in 2023; short-term debt: 86% and cash: 80.2% of total assets), and 86% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
14%
Return on assets
76.1%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 20782 sector peers (2024).
NBB · sector comparisonPosition among 20782 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-05-2025, 77 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
77 d early
2023
47 d early
2022
31 d late
2021
164 d early
2020
16 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€19k▼ 2.4%
2023 · €19k
2019: €50k
2020: €103k
2021: €200k
2022: €37k
2023: €19k
2019 → 2024
Total assets
€135k▲ 3.9%
2023 · €130k
2019: €62k
2020: €125k
2021: €208k
2022: €63k
2023: €130k
2019 → 2024
Net result
€103k▲ 26.6%
2023 · €81k
2019: €44k
2020: €52k
2021: €85k
2022: €99k
2023: €81k
2019 → 2024
Working capital
€12k▲ 19.9%
2023 · €10k
2019: €46k
2020: €82k
2021: €177k
2022: €23k
2023: €10k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€103k-€200k▲ 95.0%€37k▼ 81.3%€19k▼ 48.2%€19k▼ 2.4%
Operating result€72k-€81k▲ 13.6%€77k▼ 5.0%€110k▲ 42.0%€139k▲ 26.4%
Net result€52k-€85k▲ 62.7%€99k▲ 16.0%€81k▼ 18.0%€103k▲ 26.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 26% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €135k
Fixed assets
€7k ▼ 26.0%
Current assets
€128k ▲ 6.3%
Equity and liabilities €135k
Equity
€19k ▼ 2.4%
Debt
€116k ▲ 5.1%
Debt's share of the balance-sheet total rises from 85.1% to 86.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€141k▲
2023 · €115k
Cash flow
€105k▲
2023 · €86k
Current ratio
1.10▲
2023 · 1.09
Debt to equity
6.14▲
2023 · 5.70
ROE
542.8%▲
2023 · 418.5%
ROA
76.1%▲
2023 · 62.4%
Interest coverage
783.96▲
2023 · 601.49
Debt ≤ 1 year
€116k▲
2023 · €110k
Income taxes
€36k▲
2023 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet
Code20232024
Assets
Total assets20/58€130k€135k▲
Fixed assets21/28€9k€7k▼
Tangible fixed assets22/27€9k€7k▼
Plant, machinery and equipment23€875-
Furniture and vehicles24€888€392▼
Other tangible fixed assets26€8k€7k▼
Current assets29/58€120k€128k▲
Amounts receivable within one year40/41€16k€20k▲
Trade receivables40€15k€19k▲
Other amounts receivable41€629€1k▲
Cash at bank and in hand54/58€103k€108k▲
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€130k€135k▲
Equity10/15€19k€19k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€750€290▼
Amounts payable17/49€110k€116k▲
Amounts payable within one year42/48€110k€116k▲
Trade debts44€249€578▲
Suppliers440/4€249€578▲
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€9k€10k▲
Other amounts payable47/48€101k€105k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€116k€142k▲
Operating profit (loss)9901€110k€139k▲
Financial income75/76B€2€2▼
Recurring financial income75€2€2▼
Financial charges65/66B€190€180▼
Recurring financial charges65€190€180▼
Profit (loss) for the period before taxes9903€110k€139k▲
Income taxes67/77€29k€36k▲
Profit (loss) for the period9904€81k€103k▲
Profit (loss) for the period to be appropriated9905€81k€103k▲
Appropriation of the result
Profit (loss) to be appropriated9906€100k€103k▲
Profit (loss) brought forward from the previous period14P€19k€750▼
Profit to be distributed694/7€99k€103k▲
Return on contributions (dividend)694€99k€103k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €103k ▲26.6%
Operating result €139k, net result €103k, both a record.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
17-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 5current ratio 22.67
Current ratio from 4.73 to 22.67; short-term debt falls from €22k to €8k.
31-12
Financial
Equity above €200kEq €200k ▲95%
3 profitable years in a row build equity to €200k.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €103k ▲104%
2 profitable years in a row build equity to €103k.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Lozanastraat 1582018 AntwerpenGround area
2,491 m²
Building footprint
544 m²
Volume, LiDAR
11,644 m³
Parcel 11810K1626/00W003, Flanders · tallest building 24.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
RAVIZEN
since 20182.282.867.086
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1626/00W003 | Flanders | 2,491 m² | 1 · 544 m² | 24.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400OQJB3FEWVJHK02
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 12,762 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.