RAVIS
ActiveSummary
RAVIS has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €335,567 and a net result of €310,975, of which €293,218 non-recurring income. Equity is shrinking by about 6.1% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
- Equity
- €335,567
- Profit
- €310,975
Why 85raises risk1 change of registered office in 24 monthsLiquidity: current ratio 14.23, cash €13,635, halvedlowers riskSize: total assets €1.1mFigures for financial year 2025 (filed 01-05-2026)Show the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 33% on solvency, 44% on liquidity, 90% on profitability and 99% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 14 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Back to profitnet €310,975
- Liquidity more than 5 timescurrent ratio 14.23
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 7.9 times 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 6,782 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 96.7% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,782 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Turnover70 | - | €328,018 | - | - | - | - | - | - |
| Non-recurring operating income76A | - | - | - | - | - | - | €293,218 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €56 | €7,038 | €7,075 | €7,076 | €12,820 | €7,020 | ▼ 45.2% |
| Other operating charges640/8 | - | - | €14,909 | €7,417 | €6,620 | €8,528 | €8,077 | ▼ 5.3% |
| Gross operating margin9900 | €49,285 | €29,265 | €33,870 | €54,273 | €41,111 | €80,049 | €478,922 | ▲ 498% |
| Operating profit (loss)9901 | €48,359 | €27,672 | €11,923 | €39,780 | €27,416 | €58,701 | €463,826 | ▲ 690% |
| Financial income75/76B | - | - | €0 | €0 | - | €4,424 | €199 | ▼ 95.5% |
| Recurring financial income75 | - | €0 | €0 | €0 | - | €4,424 | €199 | ▼ 95.5% |
| Financial charges65/66B | - | - | €23,876 | €35,480 | €45,413 | €71,049 | €58,224 | ▼ 18.1% |
| Recurring financial charges65 | €3,696 | €7,072 | €23,876 | €35,480 | €45,413 | €71,049 | €58,224 | ▼ 18.1% |
| Profit (loss) for the period before taxes9903 | €44,663 | €20,600 | -€11,953 | €4,300 | -€17,997 | -€7,924 | €405,801 | - |
| Transfer to deferred taxes680 | - | - | - | - | - | - | €73,304 | - |
| Income taxes67/77 | €9,116 | €4,182 | €0 | - | - | - | €21,521 | - |
| Profit (loss) for the period9904 | €35,547 | €16,419 | -€11,953 | €4,300 | -€17,997 | -€7,924 | €310,975 | - |
| Transfer to tax-exempt reserves689 | - | - | - | - | - | - | €219,913 | - |
| Profit (loss) for the period to be appropriated9905 | €35,547 | €16,419 | -€11,953 | €4,300 | -€17,997 | -€7,924 | €91,062 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €0.3m | €0.4m | €1.2m | €1.2m | €1.2m | €2.0m | €1.1m | ▼ 45.1% |
| Fixed assets21/28 | - | €0.001m | €0.3m | €0.3m | €0.3m | €0.7m | €0.3m | ▼ 52.7% |
| Tangible fixed assets22/27 | - | €0.001m | €0.3m | €0.3m | €0.3m | €0.7m | €0.3m | ▼ 53.1% |
| Land and buildings22 | - | - | €0.2m | €0.2m | €0.2m | €0.7m | €0.2m | ▼ 66.9% |
| Plant, machinery and equipment23 | - | - | €0.007m | €0.007m | €0.006m | €0.005m | €0.004m | ▼ 16.5% |
| Furniture and vehicles24 | - | - | €0.02m | €0.01m | €0.01m | €0.01m | €0.008m | ▼ 17.5% |
| Other tangible fixed assets26 | - | - | - | - | - | - | €0.09m | - |
| Financial fixed assets28 | - | - | - | - | - | - | €0.003m | - |
| Current assets29/58 | €0.3m | €0.4m | €0.9m | €0.9m | €0.9m | €1.3m | €0.8m | ▼ 41.1% |
| Stocks and contracts in progress3 | €0.3m | €0.3m | €0.9m | €0.9m | €0.9m | €1.3m | €0 | ▼ 100% |
| Stocks30/36 | - | - | €0.9m | €0.9m | €0.9m | €1.3m | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | - | - | - | - | €0.001m | €0.002m | €0.8m | ▲ 339× |
| Trade receivables40 | - | - | - | - | €0.001m | €0.002m | €0.003m | ▲ 51.2% |
| Other amounts receivable41 | - | - | - | - | - | - | €0.8m | - |
| Cash at bank and in hand54/58 | €0.02m | €0.1m | €0.02m | €0.04m | €0.03m | €0.03m | €0.01m | ▼ 53.0% |
| Deferred charges and accrued income490/1 | - | - | €212 | €373 | €418 | €0.001m | €0.001m | ▲ 17.2% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €0.3m | €0.4m | €1.2m | €1.2m | €1.2m | €2.0m | €1.1m | ▼ 45.1% |
| Equity10/15 | €0.04m | €0.06m | €0.05m | €0.05m | €0.03m | €0.02m | €0.3m | ▲ 14× |
| Contributions10/11 | €0.006m | - | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Reserves13 | €0.04m | €0.05m | €0.04m | €0.04m | €0.03m | €0.02m | €0.3m | ▲ 18× |
| Non-distributable reserves130/1 | - | - | €0.002m | €0.002m | €0.002m | €0 | - | - |
| Reserves not available under the articles1311 | - | - | €0.002m | €0.002m | €0.002m | €0 | - | - |
| Tax-exempt reserves132 | - | - | - | - | - | - | €0.2m | - |
| Distributable reserves133 | - | - | €0.04m | €0.04m | €0.02m | €0.02m | €0.1m | ▲ 495% |
| Provisions and deferred taxes16 | - | - | - | - | - | - | €0.07m | - |
| Deferred taxes168 | - | - | - | - | - | - | €0.07m | - |
| Amounts payable17/49 | €0.2m | €0.4m | €1.1m | €1.1m | €1.1m | €2.0m | €0.7m | ▼ 65.1% |
| Amounts payable after more than one year17 | €0.03m | €0.3m | €0.4m | €0.4m | €0.4m | €1.5m | €0.6m | ▼ 58.0% |
| Financial debts170/4 | - | - | €0.4m | €0.4m | €0.4m | €1.5m | €0.6m | ▼ 57.9% |
| Other amounts payable178/9 | - | - | €0.009m | €0.008m | €0.005m | €0.005m | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €0.2m | €0.02m | €0.8m | €0.8m | €0.8m | €0.5m | €0.05m | ▼ 88.4% |
| Current portion of amounts payable after more than one year42 | - | - | €0.009m | €0.009m | €0.01m | €0.05m | €0.03m | ▼ 38.9% |
| Financial debts43 | - | - | €0.7m | €0.7m | €0.7m | €0.4m | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | €0.7m | €0.7m | €0.7m | €0.4m | €0 | ▼ 100% |
| Trade debts44 | €0.001m | €0.004m | €0.005m | €0.006m | €0.006m | €0.01m | €0.002m | ▼ 86.8% |
| Suppliers440/4 | - | - | €0.005m | €0.006m | €0.006m | €0.01m | €0.002m | ▼ 86.8% |
| Taxes, remuneration and social security45 | - | - | €0 | - | - | - | €0.02m | - |
| Taxes450/3 | - | - | €0 | - | - | - | €0.02m | - |
| Other amounts payable47/48 | - | - | €0 | €0.005m | €63 | €0 | - | - |
| Accrued charges and deferred income492/3 | - | - | €0.001m | €0.01m | €0.01m | €0.02m | €0.008m | ▼ 54.1% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €35,547 | €16,419 | -€11,953 | €4,300 | -€17,997 | -€7,924 | €310,975 | - |
| + Depreciation and write-downs630 | - | €56 | €7,038 | €7,075 | €7,076 | €12,820 | €7,020 | ▼ 45.2% |
| Operating cash flow (approximation) | €35,547 | €16,474 | -€4,915 | €11,375 | -€10,922 | €4,896 | €317,995 | ▲ 65× |
| Investment in fixed assets (approximation) | - | - | -€275,235 | €0 | €0 | -€462,527 | €363,922 | - |
| Change in cash | - | €110,223 | -€106,881 | €16,736 | -€12,450 | €880 | -€15,362 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-09-2025 | micro format | 29-04-2026 | 2026-00098508 |
| 30-09-2024 | micro format | 25-04-2025 | 2025-00075763 |
| 30-09-2023 | micro format | 08-04-2024 | 2024-00058950 |
| 30-09-2022 | micro format | 31-03-2023 | 2023-00050293 |
| 30-09-2021 | micro format | 31-05-2022 | 2022-20038799 |
| 30-09-2020 | micro format | 31-03-2021 | 2021-09000290 |
| 30-09-2019 | micro format | 20-03-2020 | 2020-07000432 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 2
Permanent representatives 2
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Muovo |
|
| Spiaggia |
|
| MERTENS Jan |
|
Owners and capital
Capital and shareholders
- 21-12-2023 Capital stated in the deed · 18,600 shares
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
27-11
Gazette deed
Registered officeRegistered-office move2 facts ▸
- Board meeting, 13-09-2024
- Registered-office move, 2800 Mechelen,Louizastraat 24
21-12
Gazette deed
Resignation: MERTENS Jan (manager)Appointments: MUOVO (director) and SPIAGGIA (director) · Permanent representatives: MERTENS Jan and DESWAEF Isabelle Maria Marisa Patrick · Capital conversion14 facts ▸
- General meeting, 15-12-2023
- Other provision, “EERSTE BESLISSING - aanpassing statuten aan nieuwe wetgeving, aanpassen statuten aan WVV” (deed in Dutch)
- Capital conversion, “TWEEDE BESLISSING - eigen vermogensrekening”, EUR (deed in Dutch)
- Other provision, “DERDE BESLISSING - verslag bestuursorgaan over uitbreiding voorwerp, ontslag voorzitter van voorlezen verslag” (deed in Dutch)
- Other provision, “VIJFDE BESLISSING - aanname volledig nieuwe statuten, zonder wijziging aan te brengen in haar voorwerp” (deed in Dutch)
- Capital
- Director resignation, MERTENS Jan (manager)
- Director discharge, MERTENS Jan
- Director appointment, MUOVO (director (not named in the articles))
- Director appointment, SPIAGGIA (director (not named in the articles))
- Permanent representative, MERTENS Jan
- Permanent representative, DESWAEF Isabelle Maria Marisa Patrick
- +2 further facts in this act
Show earlier events
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 2 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits
Source: Omgevingsloket Vlaanderen. Flanders only: Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12025D0861/00T000 | Flanders | 382 m² | 1 · 186 m² | 17.2 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het verlenen van diensten in de meeste ruime zin van het woord aan bedrijven en ondernemingen van alle aard, onder meer op vlak van…” (deed in Dutch)
14 activities (deed in Dutch)
- Het verlenen van diensten in de meeste ruime zin van het woord aan bedrijven en ondernemingen van alle aard, onder meer op vlak van administratie, management, bedrijfsorganisatie en informatica
- Het uitvoeren van alle werkzaamheden die verband houden met de externe adviesverlening en begeleiding van ondernemingen in onder meer fiscale, vennootschapsrechtelijke en sociale materies evenals bij het opstellen van het financieel plan en inzake het verstrekken van openbare steunmaatregelen
- Het vermogensbeheer in de ruimste zin van het woord door onder meer verwerven en vervreemden, valoriseren en doen renderen van bellegingsgoederen allerhande, zoals roerende en onroerende
- De aan- en verkoop van antiek en luxegoederen (waaronder, doch niet limitatief: horloges, wijn, …)
- Het waarnemen van de functie van bestuurder in ondernemingen en vennootschappen
- Het nemen en beheren van belangen en participaties in ondernemingen en vennootschappen
- Het beheer van een vermogen, samengesteld uit roerende en onroerende goederen, het valoriseren en instandhouden van dit patrimonium vooral door beheersdaden
- Beheer wordt in deze zin verstaan dat aankoop en vervreemding toegelaten zijn in zoverre zij nuttig of noodzakelijk zijn of bijdragen tot een meer gunstige samenstelling van het patrimonium van de vennootschap
- Daartoe mag de vennootschap alle onroerende, roerende en financiële handelingen verrichten, zoals onder meer aankopen en verkopen van roerende en onroerende goederen, onroerende goederen uitrusten, opschikken, verbouwen, verhuren en alle mogelijke onroerende handelingen in de meeste brede zin alsmede aankopen, te gelde maken en beleggen in effecten en alle andere waarde elementen
- Alle activiteiten van vastgoedmakelaar, zoals onder meer het uitbaten, zowel voor eigen rekening als voor rekening van derden en of als tussenpersoon, van een onderneming van immobiliën en alle financiële operaties, omvattende onder meer het verwerven, vervreemden, beheren, uitbaten, valoriseren, verkavelen, ordenen, huren en verhuren, het doen bouwen of verbouwen, de promotie van het maken in onroerende goederen, evenals alle onroerende transacties en verrichtingen in de meeste brede zin, met inbegrip van de onroerende leasing, het optreden als syndicus en het beheer van gebouwen in mede-eigendom overeenkomstig artikel 577-2 en volgende van het Burgerlijk Wetboek; het rentmeesterschap
- Vastgoedontwikkeling, vastgoedinvestering, patrimoniumopbouw, vastgoed consultancy, project- en conceptontwikkeling
- Daartoe kan de vennootschap samenwerken met, deelnemen in op gelijk welke wijze, rechtstreeks of zijdelings, belangen nemen in ondernemingen van allerlei aard, alle verbintenissen aangaan, kredieten en leningen toestaan, zich voor derden borg stellen door haar goederen in hypotheek of in pand te geven, inclusief de eigen handelszaak
- Zij kan deelnemen of zich op andere wijze interesseren in allerhande vennootschappen, ondernemingen, groeperingen of organisaties zowel in binnen als in buitenland
- Kortom zij mag alles doen wat verband houdt met bovengenoemd voorwerp of wat van aard is de verwezenlijking ervan te bevorderen
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- RAVIS
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, exploitatiezetels, administratieve zetels, filialen, agentschappen en depots in België of buitenland bij beslissing…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “De algemene vergadering die de bestuurder(s) benoemt bepaalt hun aantal, de duur van hun opdracht en, indien er meerdere bestuurders zijn…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking, natuurlijke personen of rechtspersonen,al dan niet aandeelhouder” (deed in Dutch)“Vergoeding bestuurders, algemene kosten” (deed in Dutch)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Helft overdrager,helft koper(s) naar evenredigheid, nietigheid” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Friday of March at 18:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Algemene vergadering beslissende in vormen vereist voor statutenwijziging, mogelijk mits naleving voorwaarden WVV” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Algemene vergadering mag één of meerdere vereffenaars aanduiden,bevoegdheden omlijnen en vergoeding bepalen, geen toepassing bij procedure…” (deed in Dutch)“Verdeling netto-actief, netto actief verdeeld onder alle aandeelhouders naar verhouding aantal aandelen,goederen in natura opzelfde wijze” (deed in Dutch)