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RAVIER IMPORT

Active
Private limited company (pre-2019)founded 200323 yrs activeBrusselsesteenweg 232, 9090 Merelbeke-Melle, BelgiumKBO/BCE: BE 0859.667.250

RAVIER IMPORT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €359k and a net result of €14k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 80% of 11195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
78 / 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-9
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.87 against 5.23 in 2024), and 20.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 23 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
79.5%
Return on assets
3%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
25 d early
2024
11 d late
2023
26 d late
2022
28 d late
2021
30 d late
2020
122 d late
2019
84 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€359k▲ 3.9%
2024 · €345k
2018: €265k 2019: €271k 2020: €288k 2021: €301k 2022: €312k 2023: €326k 2024: €345k
2018 → 2025
Total assets
€452k▲ 5.7%
2024 · €427k
2018: €333k 2019: €299k 2020: €328k 2021: €347k 2022: €367k 2023: €396k 2024: €427k
2018 → 2025
Net result
€14k▼ 30.7%
2024 · €20k
2018: €11k 2019: €5k 2020: €18k 2021: €13k 2022: €11k 2023: €14k 2024: €20k
2018 → 2025
Working capital
€359k▲ 3.9%
2024 · €345k
2018: €264k 2019: €270k 2020: €288k 2021: €301k 2022: €312k 2023: €326k 2024: €345k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€301k-€312k▲ 3.5%€326k▲ 4.5%€345k▲ 6.0%€359k▲ 3.9%
Operating result€17k-€15k▼ 13.8%€19k▲ 33.8%€20k▲ 2.5%€14k▼ 28.1%
Net result€13k-€11k▼ 15.8%€14k▲ 33.0%€20k▲ 38.4%€14k▼ 30.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5k€10k€15k€20kOperating result 2021: €17k€17kNet result 2021: €13k€13kOperating result 2022: €15k€15kNet result 2022: €11k€11kOperating result 2023: €19k€19kNet result 2023: €14k€14kOperating result 2024: €20k€20kNet result 2024: €20k€20kOperating result 2025: €14k€14kNet result 2025: €14k€14k20212022202320242025
The operating result falls in 2025; 2025 is 28% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €452k
Equity €359k▲ 3.9%
Debt €93k▲ 13.3%
The debt ratio rises from 19.1% to 20.5%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
Solvency
79.5%
2024 · 80.9%
Current ratio
4.87
2024 · 5.23
Quick ratio
4.66
2024 · 4.86
Debt / equity
0.26
2024 · 0.24
ROE
3.8%
2024 · 5.7%
ROA
3.0%
2024 · 4.6%
Debt
€93k
2024 · €82k
Debt ≤ 1 year
€93k
2024 · €82k
Income taxes
€7k
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€427k€452k
Fixed assets21/28€0€0=
Tangible fixed assets22/27€0€0=
Plant, machinery and equipment23€0€0=
Furniture and vehicles24-€0
Current assets29/58€427k€452k
Stocks and contracts in progress3€30k€20k
Stocks30/36€30k€20k
Amounts receivable within one year40/41€3k€5k
Trade receivables40€2k€3k
Other amounts receivable41€920€2k
Current investments50/53€275k€208k
Cash at bank and in hand54/58€120k€218k
Equity and liabilities
Total equity and liabilities10/49€427k€452k
Equity10/15€345k€359k
Contributions10/11€19k€19k=
Reserves13€5k€19k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€4k€17k
Profit (loss) carried forward14€321k€321k=
Amounts payable17/49€82k€93k
Amounts payable within one year42/48€82k€93k
Taxes, remuneration and social security45€350-
Taxes450/3€350-
Other amounts payable47/48€81k€93k
Income statement Code20242025
Other operating charges640/8€279€310
Gross operating margin9900€20k€15k
Operating profit (loss)9901€20k€14k
Financial income75/76B€7k€6k
Recurring financial income75€7k€6k
Financial charges65/66B€202€192
Recurring financial charges65€202€192
Profit (loss) for the period before taxes9903€27k€20k
Income taxes67/77€7k€7k
Profit (loss) for the period9904€20k€14k
Profit (loss) for the period to be appropriated9905€20k€14k
Appropriation of the result
Profit (loss) to be appropriated9906€321k€335k
Profit (loss) brought forward from the previous period14P€302k€321k
Transfer to equity691/2-€14k
To other reserves6921-€14k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
11-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial Highest result since 2018net €20k ▲38.4%
Net result €20k, the highest in the series.
26-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
28-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
23-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 84 days late
2019
31-12
Financial Weakest financial yearnet €5k ▼52.3%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity doublescurrent ratio 10.56
Current ratio from 4.88 to 10.56; short-term debt falls from €68k to €28k.
28-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Merelbeke-Melle
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Brusselsesteenweg 2329090 Merelbeke-Melle
Ground area
749 m²
Building footprint
212 m²
Volume, LiDAR
1,385 m³
Parcel 44040C0164/00G004, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44040C0164/00G004 Flanders 749 m² 1 · 212 m² 11.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 792 companies in sector 46450 we hold annual accounts for 448. 308 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded16-07-2003
Fiscal year end31-12
Activities, NACEBEL
46450Wholesale of perfume and cosmetics
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.