Skip to content

RAVI

Active
Private limited companyfounded 20251 yr activeOudesmidsestraat 20, 1700 Dilbeek, BelgiumKBO/BCE: BE 1023.172.430
Summary

The computed 12-month bankruptcy probability of RAVI is 1.9% (moderate). The 2025 annual accounts show equity of €434 and a net result of -€2,566. Its solvency ranks better than 26% of 18606 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency31
Growth-
Track record67
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.93; short-term debt: 94.2% and cash: 38.4% of total assets), and 94.2% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
5.8%
Return on assets
-34.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

RAVI was incorporated on 9 May 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€434
Total assets
€7,446
Net result
-€2,566
Working capital
-€471

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €7,446
Fixed assets €905
Current assets €6,541
Equity and liabilities €7,446
Equity €434
Debt €7,012
Debt finances 94.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
-€2,325
Cash flow
-€2,332
Current ratio
0.93
ROA
-34.5%
Interest coverage
-320.20
Debt ≤ 1 year
€7,012
Equity ratios withheld: equity of €434 is too small for a meaningful ratio.

Peer companies

Historical observation

Of the 167 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 89% are still going.

  • Micro
  • under 2 years old
  • solvency under 10%
  • a loss of 10% of the balance sheet or more
3.6% went bankrupt
6.6% stopped otherwise
89% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 167 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€7,446
Fixed assets21/28€905
Tangible fixed assets22/27€905
Furniture and vehicles24€905
Current assets29/58€6,541
Amounts receivable within one year40/41€3,334
Trade receivables40€3,216
Other amounts receivable41€118
Cash at bank and in hand54/58€2,862
Deferred charges and accrued income490/1€344
Equity and liabilities
Total equity and liabilities10/49€7,446
Equity10/15€434
Contributions10/11€3,000
Profit (loss) carried forward14-€2,566
Amounts payable17/49€7,012
Amounts payable within one year42/48€7,012
Trade debts44€652
Suppliers440/4€652
Taxes, remuneration and social security45€1,946
Taxes450/3€646
Remuneration and social security454/9€1,300
Other amounts payable47/48€4,414
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€234
Other operating charges640/8€738
Gross operating margin9900-€1,587
Operating profit (loss)9901-€2,559
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€7
Recurring financial charges65€7
Profit (loss) for the period before taxes9903-€2,566
Profit (loss) for the period9904-€2,566
Profit (loss) for the period to be appropriated9905-€2,566
Appropriation of the result
Profit (loss) to be appropriated9906-€2,566

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€234
Other operating charges640/8€738
Gross operating margin9900-€1,587
Operating profit (loss)9901-€2,559
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€7
Recurring financial charges65€7
Profit (loss) for the period before taxes9903-€2,566
Profit (loss) for the period9904-€2,566
Profit (loss) for the period to be appropriated9905-€2,566
Line2025
Assets
Total assets20/58€7,446
Fixed assets21/28€905
Tangible fixed assets22/27€905
Furniture and vehicles24€905
Current assets29/58€6,541
Amounts receivable within one year40/41€3,334
Trade receivables40€3,216
Other amounts receivable41€118
Cash at bank and in hand54/58€2,862
Deferred charges and accrued income490/1€344
Equity and liabilities
Total equity and liabilities10/49€7,446
Equity10/15€434
Contributions10/11€3,000
Profit (loss) carried forward14-€2,566
Amounts payable17/49€7,012
Amounts payable within one year42/48€7,012
Trade debts44€652
Suppliers440/4€652
Taxes, remuneration and social security45€1,946
Taxes450/3€646
Remuneration and social security454/9€1,300
Other amounts payable47/48€4,414
Line2025
Profit (loss) for the period9904-€2,566
+ Depreciation and write-downs630€234
Operating cash flow (approximation)-€2,332

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
300 m²
Building footprint
299 m²
Volume, LiDAR
2,755 m³
Parcel 23016D0063/00W002, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
484 companies at this address See who is registered here
1 establishment unit
RAVI
Oudesmidsestraat 20, 1700 DilbeekIntermediation services for non-specialised retail
since 20252.378.865.810
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23016D0063/00W002 Flanders 300 m² 1 · 299 m² 12.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,841 companies in sector 47910 we hold annual accounts for 1,603. 229 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-05-2025
Fiscal year end31-12
Activities, NACEBEL 2025
47910Intermediation services for non-specialised retail
56210Event catering
E-invoicing
Reachable via Peppol
Peppol ID 0208:1023172430
Registered 20-11-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.