Skip to content

RAVERA CONSULT

Active
Private limited companyfounded 20179 yrs activeAchter de Hoven 21, 1861 Meise, BelgiumKBO/BCE: BE 0680.432.531
Summary

RAVERA CONSULT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €27,816 and a net result of €67,684. Equity is shrinking by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 24% of 284 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
RAVERA CONSULTActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Computer programming
NACE 62100NACE 62010
1 site
Size
€135,551total assets 2026
Equity
€27,816
Profit
€67,684
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2026
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 66 d early0 of 2 deeds read
Why 93+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 0.73, cash €49,753+ Size: total assets €135,551+ Figures for FY 2026 (filed 27-05-2026)Show the evidence

Checked score

Score 2026
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 41% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Strong
Solvency 46-35
equity 20.5% of total assets
Liquidity 52-2
short-term debt 79.5% · cash 36.7%
Profitability 100+9
return on assets 49.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,829 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%▲ +2.0% vs 01-2025 03-2025: 0.1%▲ +1.9% vs 02-2025 04-2025: 0.1%▲ +11.3% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%▼ -1.7% vs 05-2025 07-2025: 0.1%▲ +17.2% vs 06-2025 08-2025: 0.1%▲ +69.1% vs 07-2025highest value 09-2025: < 0.1%▼ -61.7% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: < 0.1%▲ +4.5% vs 03-2026 05-2026: < 0.1%▲ +2.2% vs 04-2026 06-2026: < 0.1%▲ +2.1% vs 05-2026 07-2026: < 0.1%● 0.0% vs 06-2026 08-2026: < 0.1%● 0.0% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Liquidity: current ratio 0.73, cash €49,753 lowers the probability
  • Size: total assets €135,551 lowers the probability for this profile
  • Figures for FY 2026 (filed 27-05-2026) lowers the probability
Credit up to €2,500 at 30 days acceptable
Liquidity short (current ratio 0.73 against 1.0 in 2025; short-term debt: 79.5% and cash: 36.7% of total assets), and 79.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 22%, liquidity 33%, profitability 82%, growth against the median 25%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 0.73, cash €49,753
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €135,551
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2026 (filed 27-05-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 284 sector peers (2026).
NBB · sector comparison
Position among 284 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 01-01-2026 was due by 01-08-2026 and was filed on 27-05-2026, 66 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2026
66 d early
2025
28 d late
2024
26 d late
2023
30 d late
2022
4 d early
2021
25 d late
2020
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 01-01-2027 and is due by 01-08-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today01-01-2027 close01-08-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · micro…
  2. Highest result since 2019net €67,684 ▲509%
  3. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Positive: Result rose in 2026from €11,114 to €67,684 ▲ 509% View
  • Total assets 20266 fiscal years filed €135,551 View
  • Active since 2017founded 25-08-2017 9 years View

By topic

Financials

Fiscal year
2026
Total assets
€135,551
Profit
€67,684
Solvency
20.5%
Total assets▲ 120%
Net result
20192026
Go to Financials

Timeline

Events
11
Since
2019
Next accounts
by 01-08-2027
  1. 27-05-2026Annual accounts filed
  2. 01-01-2026Highest result since 2019
  3. 29-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer programmingNACE 62100
Founded
25-08-2017
Year ends
01-01
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure