RATIO IMMO
ActiveSummary
RATIO IMMO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (€-29k) and a net result of €-30k. Its solvency ranks better than 10% of 112 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2026
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability33▼-3
Solvency23▼-2
Growth32
Track record82
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
short-term debt: 0% and cash: 0.9% of total assets, and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
-1.8%
Return on assets
-1.9%
Age of the figures
6 mo
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026Equity per financial year
2526
2025 to 2026 · latest year €-29k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 14-07-2026, 109 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2026
109 d early
2025
73 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€-29k
2025 · €1k
2025: €1k
2025 → 2026
Total assets
€1.62M▲ 98.7%
2025 · €814k
2025: €814k
2025 → 2026
Net result
€-30k▼ 548%
2025 · €-5k
2025: €-5k
2025 → 2026
Working capital
€750k
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20252026Trend
Equity€1k-€-29k
Operating result€-4k-€-7k▼ 89.5%
Net result€-5k-€-30k▼ 548%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2026 against €4k in 2025; the loss grows.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €1.62M
Fixed assets
€866k ▲ 65.8%
Current assets
€750k ▲ 158%
Key figures and ratios
Solvency
-1.8%▼
2025 · 0.2%
Debt to equity
-56.60
ROA
-1.9%▼
2025 · -0.6%
Debt
€1.65M▲
2025 · €812k
Debt ≤ 1 year
€49
Debt > 1 year
€1.65M▲
2025 · €812k
A ratio outside any meaningful range has been withheld (balance sheet total €1.62M, equity €-29k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 33 lines
Balance sheet
Code20252026
Assets
Total assets20/58€814k€1.62M▲
Fixed assets21/28€522k€866k▲
Tangible fixed assets22/27€522k€865k▲
Assets under construction and advance payments27€522k€865k▲
Financial fixed assets28€300€500▲
Current assets29/58€291k€750k▲
Stocks and contracts in progress3€285k€730k▲
Stocks30/36€285k€730k▲
Amounts receivable within one year40/41€2k€4k▲
Trade receivables40-€3k
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€3k€15k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€814k€1.62M▲
Equity10/15€1k€-29k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-5k€-35k▼
Amounts payable17/49€812k€1.65M▲
Amounts payable after more than one year17€812k€1.65M▲
Financial debts170/4€812k€1.65M▲
Amounts payable within one year42/48-€49
Trade debts44-€49
Suppliers440/4-€49
Income statement
Code20252026
Other operating charges640/8€469€3k▲
Gross operating margin9900€-3k€-5k▼
Operating profit (loss)9901€-4k€-7k▼
Financial charges65/66B€799€23k▲
Recurring financial charges65€799€23k▲
Profit (loss) for the period before taxes9903€-5k€-30k▼
Profit (loss) for the period9904€-5k€-30k▼
Profit (loss) for the period to be appropriated9905€-5k€-30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-35k▼
Profit (loss) brought forward from the previous period14P-€-5k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne
Ground area
2,131 m²
Building footprint
212 m²
Volume, LiDAR
155 m³
Parcel 25051A0049/00L005, Wallonia · tallest building 14.9 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25051A0049/00L005 | Wallonia | 2,131 m² | 1 · 212 m² | 14.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMARSE
BE 0881.076.932
Deinze · Eq €1,317
MAISON DU PRINCE
BE 0504.928.649
Herve · Eq €1,322
SH Kempen
BE 0835.823.957
Zoersel · Eq €1,300
BOOMGAARDE PROJECTS
BE 0773.962.109
Oudergem · Eq €1,295
BM IMMOBILIER
BE 0776.488.265
Saint-Ghislain · Eq €1,285
Of 9,693 companies in sector 68121 we hold annual accounts for 7,385. 999 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2024
Fiscal year end31-03
Activities, NACEBEL 2025
68121Development of residential building projects
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@ratio.immo