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RATIO FIRM – CENSUS

Active
Private limited company (pre-2019)founded 200619 yrs activeBaron Tibbautstraat(O) 66, 9290 Berlare, BelgiumKBO/BCE: BE 0885.599.112
Summary

The computed 12-month bankruptcy probability of RATIO FIRM – CENSUS is 2.0% (moderate). The 2024 annual accounts show equity of €85,773 and a net result of €6,070. Equity is growing by ~41.8% per year across the filed fiscal years. Its solvency ranks better than 13% of 15377 sector peers (fiscal year 2024). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
RATIO FIRM – CENSUSActiveChecked score 52/100
Risk analysis ReportCompare

Overview

Activity
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202
1 site
Size
€612,449total assets 2024
Equity
€85,773
Profit
€6,070
Turnover not published (abridged schema)
Financial health
52 Fair Checked score 2024
Bankruptcy chance 12 m
2.0%
Structure
Accounts 66 d overdue0 of 1 deed read
Why 52- 1 financial year not filed after the legal deadline; latest accounts 200 days late; 3 of the last 3 late- Figures for FY 2024 (filed 16-02-2026)- Liquidity: current ratio 0.16, cash €9,647, halved+ Sector Legal and accounting activities (NACE 69)Show the evidence

Checked score

Score 2024
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 25% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 39+1
equity 14.0% of total assets
Liquidity 47-2
short-term debt 18.7% · cash 1.6%
Profitability 47+2
return on assets 1.0%
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,003 companies)
Last 24 months 11-2024: 0.7%lowest value 12-2024: 0.9%▲ +22.6% vs 11-2024 01-2025: 1.7%▲ +96.6% vs 12-2024 02-2025: 1.7%● 0.0% vs 01-2025 03-2025: 1.9%▲ +10.3% vs 02-2025 04-2025: 0.8%▼ -56.9% vs 03-2025 05-2025: 0.8%▲ +5.3% vs 04-2025 06-2025: 0.9%▲ +7.4% vs 05-2025 07-2025: 1.1%▲ +15.2% vs 06-2025 08-2025: 1.3%▲ +25.3% vs 07-2025 09-2025: 1.5%▲ +14.5% vs 08-2025 10-2025: 1.9%▲ +26.1% vs 09-2025 11-2025: 1.8%▼ -4.9% vs 10-2025 12-2025: 2.1%▲ +14.0% vs 11-2025 01-2026: 3.4%▲ +66.1% vs 12-2025 02-2026: 3.5%▲ +1.5% vs 01-2026highest value 03-2026: 0.9%▼ -73.9% vs 02-2026 04-2026: 0.9%▲ +1.4% vs 03-2026 05-2026: 1.0%▲ +7.3% vs 04-2026 06-2026: 1.0%▼ -2.3% vs 05-2026 07-2026: 1.1%▲ +10.1% vs 06-2026 08-2026: 1.4%▲ +35.4% vs 07-2026 09-2026: 1.6%▲ +14.3% vs 08-2026 10-2026: 2.0%▲ +20.1% vs 09-2026
  • 1 financial year not filed after the legal deadline; latest accounts 200 days late; 3 of the last 3 late raises the probability
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Figures for FY 2024 (filed 16-02-2026) raises the probability
  • Liquidity: current ratio 0.16, cash €9,647, halved raises the probability
Credit up to €4,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.16 against 0.72 in 2023; short-term debt: 18.7% and cash: 1.6% of total assets), and 86% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 18%, liquidity 21%, profitability 10%, growth against the median 51%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 200 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Figures for FY 2024 (filed 16-02-2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.16, cash €9,647, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 15377 sector peers (2024).
NBB · sector comparison
Position among 15377 sector peers
Solvency
better than 13%
← weakest strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-02-2026, 200 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
200 d late
2023
238 d late
2022
102 d late
2021
32 d late
2020
1 d early
2019
54 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 104 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Weakest financial yearnet €3,808 ▼87%

Key points

  • Caution: Among the weakest 13% on solvencysector median 59.2% · 15,377 companies 14.0% View
  • Caution: Accounts not fileddeadline was 31-07-2026 66 d late View
  • Positive: 7 profitable years in a rowprofit 2024: €6,070 7 years View

By topic

Financials

Fiscal year
2024
Total assets
€612,449
Profit
€6,070
Solvency
14.0%
Total assets▼ 3.9%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2016
  1. 16-02-2026Annual accounts filed
  2. 26-03-2025Annual accounts filed
  3. 31-12-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Certified accountants and tax accountantsNACE 69201
Founded
12-12-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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