Summary
RatandMouse is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €827,905 and a net result of €78,143. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 93% of 5587 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
9 d early
2023
21 d early
2022
46 d early
2021
32 d early
2020
11 d early
2019
51 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€827,905▲ 10.4%
2024 · €749,763
Net result
€78,143▲ 3.6%
2024 · €75,431
Total assets
€854,308▼ 3.0%
2024 · €880,566
Solvency
96.9%▲ 11.8pp
2024 · 85.1%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€30,561▼ 52.8%€66,443▲ 117%€77,467▲ 16.6%€77,714▲ 0.3%€82,884▲ 6.7%
Net result€22,370within the sector's middle half▼ 55.9%€51,837within the sector's middle half▲ 132%€60,593within the sector's middle half▲ 16.9%€75,431within the sector's middle half▲ 24.5%€78,143within the sector's middle half▲ 3.6%
Equity€561,901within the sector's middle half▲ 4.1%€613,739within the sector's middle half▲ 9.2%€674,332within the sector's middle half▲ 9.9%€749,763within the sector's middle half▲ 11.2%€827,905within the sector's middle half▲ 10.4%
Total assets€578,735within the sector's middle half▲ 0.4%€645,457within the sector's middle half▲ 11.5%€700,463within the sector's middle half▲ 8.5%€880,566within the sector's middle half▲ 25.7%€854,308within the sector's middle half▼ 3.0%
Debt€16,833▼ 54.6%€31,718▲ 88.4%€26,132▼ 17.6%€130,803▲ 401%€26,403▼ 79.8%
Working capital€513,371above the sector's middle half▲ 7.0%€577,458above the sector's middle half▲ 12.5%€650,813above the sector's middle half▲ 12.7%€739,680above the sector's middle half▲ 13.7%€743,929above the sector's middle half▲ 0.6%
Solvency97.1%above the sector's middle half▲ 3.5pp95.1%above the sector's middle half▼ 2.0pp96.3%above the sector's middle half▲ 1.2pp85.1%above the sector's middle half▼ 11.1pp96.9%above the sector's middle half▲ 11.8pp
Current ratio31.50above the sector's middle half▲ 17.5719.21above the sector's middle half▼ 12.2925.91above the sector's middle half▲ 6.706.65above the sector's middle half▼ 19.2529.18above the sector's middle half▲ 22.52
Return on assets (ROA)3.9%within the sector's middle half▼ 4.9pp8.0%within the sector's middle half▲ 4.2pp8.7%within the sector's middle half▲ 0.6pp8.6%within the sector's middle half▼ 0.1pp9.1%within the sector's middle half▲ 0.6pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €854,308
Fixed assets
€83,977 ▲ 733%
Current assets
€770,331 ▼ 11.5%
Equity and liabilities €854,308
Equity
€827,905 ▲ 10.4%
Debt
€26,403 ▼ 79.8%
Debt's share of the balance-sheet total falls from 14.9% to 3.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
9.4%▼
2024 · 10.1%
Debt ≤ 1 year
€26,403▼
2024 · €130,803
Income taxes
€21,517▲
2024 · €19,281
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,665 | €13,913 | €13,316 | €13,436 | €19,310 | ▲ 43.7% |
| Other operating charges640/8 | €842 | €675 | €2,203 | €730 | €850 | ▲ 16.4% |
| Gross operating margin9900 | €45,069 | €81,030 | €92,985 | €91,881 | €103,044 | ▲ 12.1% |
| Operating profit (loss)9901 | €30,561 | €66,443 | €77,467 | €77,714 | €82,884 | ▲ 6.7% |
| Financial income75/76B | - | €0 | €556 | €17,126 | €17,425 | ▲ 1.7% |
| Recurring financial income75 | - | €0 | €556 | €17,126 | €17,425 | ▲ 1.7% |
| Financial charges65/66B | €212 | €386 | €409 | €127 | €650 | ▲ 411% |
| Recurring financial charges65 | €212 | €386 | €409 | €127 | €650 | ▲ 411% |
| Profit (loss) for the period before taxes9903 | €30,349 | €66,058 | €77,614 | €94,712 | €99,659 | ▲ 5.2% |
| Income taxes67/77 | €7,980 | €14,220 | €17,021 | €19,281 | €21,517 | ▲ 11.6% |
| Profit (loss) for the period9904 | €22,370 | €51,837 | €60,593 | €75,431 | €78,143 | ▲ 3.6% |
| Transfer from tax-exempt reserves789 | €9,618 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €31,988 | €51,837 | €60,593 | €75,431 | €78,143 | ▲ 3.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €578,735 | €645,457 | €700,463 | €880,566 | €854,308 | ▼ 3.0% |
| Fixed assets21/28 | €48,531 | €36,281 | €23,519 | €10,083 | €83,977 | ▲ 733% |
| Tangible fixed assets22/27 | €48,531 | €36,281 | €23,519 | €10,083 | €83,977 | ▲ 733% |
| Land and buildings22 | €6,774 | €6,774 | €6,774 | €6,774 | €6,774 | = |
| Furniture and vehicles24 | €39,516 | €27,506 | €14,985 | €1,789 | €75,924 | ▲ 4,144% |
| Other tangible fixed assets26 | €2,241 | €2,001 | €1,760 | €1,520 | €1,279 | ▼ 15.8% |
| Current assets29/58 | €530,204 | €609,176 | €676,944 | €870,484 | €770,331 | ▼ 11.5% |
| Stocks and contracts in progress3 | - | - | - | €178,762 | €163,575 | ▼ 8.5% |
| Stocks30/36 | - | - | - | €178,762 | €163,575 | ▼ 8.5% |
| Amounts receivable within one year40/41 | €20,857 | €25,809 | €25,399 | €226,735 | €85,939 | ▼ 62.1% |
| Trade receivables40 | €13,320 | €15,932 | €15,932 | €156,957 | €16,508 | ▼ 89.5% |
| Other amounts receivable41 | €7,536 | €9,878 | €9,467 | €69,778 | €69,431 | ▼ 0.5% |
| Current investments50/53 | - | - | €400,000 | €400,000 | €349,476 | ▼ 12.6% |
| Cash at bank and in hand54/58 | €509,296 | €583,313 | €251,179 | €63,846 | €167,106 | ▲ 162% |
| Deferred charges and accrued income490/1 | €51 | €54 | €366 | €1,141 | €4,236 | ▲ 271% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €578,735 | €645,457 | €700,463 | €880,566 | €854,308 | ▼ 3.0% |
| Equity10/15 | €561,901 | €613,739 | €674,332 | €749,763 | €827,905 | ▲ 10.4% |
| Contributions10/11 | €20,000 | €20,000 | €22,000 | €22,000 | €22,000 | = |
| Reserves13 | €509,913 | €541,901 | €591,739 | €652,332 | €727,763 | ▲ 11.6% |
| Non-distributable reserves130/1 | €2,000 | €2,000 | - | - | - | - |
| Reserves not available under the articles1311 | €2,000 | €2,000 | - | - | - | - |
| Tax-exempt reserves132 | €13,973 | €13,973 | €13,973 | €13,973 | €13,973 | = |
| Distributable reserves133 | €493,941 | €525,929 | €577,766 | €638,359 | €713,790 | ▲ 11.8% |
| Profit (loss) carried forward14 | €31,988 | €51,837 | €60,593 | €75,431 | €78,143 | ▲ 3.6% |
| Amounts payable17/49 | €16,833 | €31,718 | €26,132 | €130,803 | €26,403 | ▼ 79.8% |
| Amounts payable within one year42/48 | €16,833 | €31,718 | €26,132 | €130,803 | €26,403 | ▼ 79.8% |
| Trade debts44 | €3,692 | €1,442 | €1,048 | €125,974 | €4,100 | ▼ 96.7% |
| Suppliers440/4 | €3,692 | €1,442 | €1,048 | €125,974 | €4,100 | ▼ 96.7% |
| Taxes, remuneration and social security45 | €13,141 | €30,276 | €25,084 | €4,830 | €22,303 | ▲ 362% |
| Taxes450/3 | €13,141 | €30,276 | €25,084 | €4,830 | €22,303 | ▲ 362% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,370 | €51,837 | €60,593 | €75,431 | €78,143 | ▲ 3.6% |
| + Depreciation and write-downs630 | €13,665 | €13,913 | €13,316 | €13,436 | €19,310 | ▲ 43.7% |
| Operating cash flow (approximation) | €36,035 | €65,750 | €73,909 | €88,867 | €97,452 | ▲ 9.7% |
| Investment in fixed assets (approximation) | - | -€1,663 | -€554 | €0 | -€93,204 | - |
| Change in cash | - | €74,017 | -€332,134 | -€187,333 | €103,260 | ▲ 155% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €78,143 ▲3.6%
Operating result €82,884, net result €78,143, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 29.18
Current ratio from 6.65 to 29.18; short-term debt falls from €130,803 to €26,403.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €22,370 ▼55.9%
Net result drops to €22,370, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 31.50
Current ratio from 13.93 to 31.50; short-term debt falls from €37,104 to €16,833.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €500,000Eq €539,532 ▲10.4%
3 profitable years in a row build equity to €539,532.
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2012
Ground area
5,943 m²
Building footprint
2,789 m²
Volume, LiDAR
89,457 m³
Parcel 11802B0059/00S002, Flanders · tallest building 77.8 m, ±9 floors. Linked by address, not a title deed.
33
companies at this address
See who is registered here
1 establishment unit
RatandMouse
since 20122.206.371.995
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B0059/00S002 | Flanders | 5,943 m² | 1 · 2,789 m² | 77.8 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,097 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-01-2012
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0843192393
Registered
18-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.