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RAPHALI

Active Private limited companyfounded 2021active for 5 yearsParelhoenstraat 60, 9000 GhentKBO/BCE: BE 0766.547.943
RAPHALI
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Overview

Lifetime

4 annual accounts with figures on one time axis
peak €88,685 (2022)
€87,780▲ 26.1%
peak €60,199 (2025)
€60,199▲ 27.4%
peak €147,186 (2024)
€67,385▼ 54.2%
€11,807▼ 24.8%
Board1 name since 2021
1 directorBOSSUYT Lucas
Documentsfilings and deeds
08-04-2026114 days before the deadline
2025micro format
Gross margin from €69,596 to €87,780Result from €47,268 to €60,199Dividend €140,000Equity from €147,186 to €67,385Debts from €15,711 to €11,807

Key points

from the 2025 annual accounts

Equity

€67,385 ▼ 54.2%
147,1862024+60,199Profit-140,000Dividend67,3852025

RAPHALI paid out €140,000 in dividends. That is 233% of the 2025 profit.

Turnover

≈ €180,000 estimated

The micro format states no turnover.

Liquidity

5.77 was 9.29 in 2024

Short-term debts fell from €15,711 to €11,807.

Filings

4 annual accounts since 2022
AprilJune31 JulyOctober2022202320242025

The last four annual accounts were filed 30 to 114 days before the end of the period.

Position in the sector

85.1%

Higher solvency than 83% of companies in head offices and management consultancy. Sector median 55.5% · 39,364 companies.

Checked score

96
Excellent
Financially stronger than 68% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 85.1% of total assets
97-1short-term debt 14.9% · cash 66.7%
100=return on assets 76.0%

Score breakdown

lowers risk
Liquidity: current ratio 5.77, cash €52,816
Sector: Activities of head offices; management consultancy activities (NACE 70)
Equity €67,385 (85.1% of total assets)
Size: total assets €79,192
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 91% on liquidity, 84% on profitability and 12% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as RAPHALI has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of RAPHALI itself is lower: < 0.1% within 12 months. It rests on far more data about RAPHALI than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for RAPHALI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €6,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 5.77 (9.29 in 2024), above the usual 1.5. Short-term debt is 14.9% and cash 66.7% of total assets. 14.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 5.77, cash €52,816
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Equity €67,385 (85.1% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €79,192
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-04-2026, 114 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
114 days early
2024
30 days early
2023
30 days early
2022
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 53 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BL
BOSSUYT Lucas
Director, since 09-04-2021
  • BOSSUYT Lucas 250 sharesdeed of 13-04-2021
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0766547943
Registered office moved within Ghent New registered office: Parelhoenstraat 60 te 9000 Gent · Previous registered office: De Pintelaan 21 te 9000 Gent · Board meeting of 24-08-2022 · Gazette deed
Incorporation Founding capital of €2,500, 250 shares · Founder: BOSSUYT Lucas · Appointment: BOSSUYT Lucas (director) · published on 13-04-2021 · Gazette deed
First establishment Parelhoenstraat 60, Ghent
All 11 events

Comparable companies

same main activity, similar in size and age
Company
RAPHALI Ghent €79,192 €87,780 85.1% -
DRIVSZ Erpe-Mere €77,769 €82,904 3.2% -
Bonaki Maldegem €84,446 €88,269 77.8% -
baHRt Destelbergen €82,162 €85,717 70.9% -
Nostos Lochristi €76,688 €81,956 81.0% -
Quilo Services Dendermonde €81,488 €89,262 40.2% -
Argos Ventures Merelbeke-Melle €86,305 €92,090 5.5% -

These companies have the same main activity as RAPHALI: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €76,700 and €86,300, founded between 2020 and 2021.

Official details

Source: KBO
Status
Active since 09-04-2021Normal situation
Activity
Business and other management consultancyNACE 70200and 1 other
Establishment unit
2.315.745.6339000 Ghent, since 09-04-2021
Financial year end
31 December
Peppol
Reachable since 18-11-2025
Company details

Annual accounts 2025

€87,780▲ 26.1%
€60,199▲ 27.4%
€67,385▼ 54.2%
€79,192▼ 51.4%
Filing
Filed on 08-04-2026, 114 days before the end of the filing period
Financials

Insights on RAPHALI

RAPHALI files the micro format. That format states no turnover. The gross margin fell from €88,685 in 2022 to €87,780 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 08-04-2026, 114 days before the deadline
€87,780
▲ 26.1%
€77,594
▲ 31.8%
€60,199
▲ 27.4%
€56,319
▼ 56.8%
85.1%
▼ 5.3 percentage points
5.77
▼ 3.52

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €180,000. Estimated: probably between €130,000 and €230,000.

Balance sheet

balance sheet total €79,192 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

85.1%

Higher than 83% of 39,364 companies in 2025.

5.77

Higher than 81% of 38,048 companies in 2025.

76.0%

Higher than 95% of 38,520 companies in 2025.

RAPHALI Middle half of the sector 80% of the sector Micro accounts in head offices and management consultancy (NACE 70)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022
Balance sheet: assets
20/58 79,192162,896122,50388,751
21/28 11,06516,89726,73825,349
22/27 11,06516,89726,73825,349
24 11,06516,89726,73825,349
29/58 68,127145,99995,76563,402
40/41 14,50613,14811,71113,382
40 13,77613,13910,93812,770
41 7309773612
50/53 070,00050,000-
54/58 52,81661,93933,06649,399
490/1 805912988622
Balance sheet: equity and liabilities
10/49 79,192162,896122,50388,751
10/15 67,385147,18699,91858,234
10/11 2,5002,5002,5002,500
13 64,885144,68697,41855,734
133 64,885144,68697,41855,734
14 0---
17/49 11,80715,71122,58530,517
17 -02,64710,546
170/4 -02,64710,546
42/48 11,80715,71119,93819,460
42 02,6477,8997,835
44 2,8852,6102,8052,128
440/4 2,8852,6102,8052,128
45 7,4298,7227,1716,664
450/3 7,4298,7227,1716,664
47/48 1,4931,7322,0632,833
492/3 --0511
Income statement
9900 87,78069,59663,42388,685
630 9,2829,8408,31013,110
640/8 9048758421,665
9901 77,59458,88054,27173,910
75/76B 192,984486-
75 192,984486-
65/66B 6367828451,288
65 6367828451,288
9903 76,97761,08253,91272,622
67/77 16,77813,81412,22716,888
9904 60,19947,26841,68455,734
9905 60,19947,26841,68455,734
Appropriation of the result
9906 60,19947,26841,68455,734
791/2 140,000---
691/2 60,19947,26841,68455,734
6921 60,19947,26841,68455,734
694/7 140,000---
694 140,000---
Document PDFPDFPDFPDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 08-04-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 08-04-2026 2026-00074445 PDF
31-12-2024 micro format 01-07-2025 2025-00210459 PDF
31-12-2023 micro format 01-07-2024 2024-00201669 PDF
31-12-2022 micro format 22-06-2023 2023-00147442 PDF

Subsidies and aid

Flemish government 2022 to 2025, 4 entries, €334 awarded, €334 paid

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
€334
Year Entries AwardedPaid
2025 1 €152€152
2024 1 €62€62
2023 1 €60€60
2022 1 €60€60

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022
86,87668,72062,58287,020
69,48157,10849,99468,844
3,45009,69937,617
-9,12328,874-16,333-
56,319130,28975,82843,942
85.1%90.4%81.6%65.6%
5.779.294.803.26
0.180.110.230.52
89.3%32.1%41.7%95.7%
76.0%29.0%34.0%62.8%
over 10087.8974.0367.57

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item2025202420232022
Tangible fixed assets€3,450-€9,699€37,617
€9,282€9,840€8,310€13,110

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on RAPHALI

The operating result for 2025 is 32% higher than in 2024 and the highest since 2022. It is the second rise in a row, after the fall in 2023.

Debt's share of the balance-sheet total rises from 9.6% to 14.9%. Equity and debt are lower.

Board & ownership

Board

1 director, since incorporation
BOSSUYT Lucas
Director (not named in the articles)
since 09-04-2021 term without a fixed end
listed in the 2025 annual accounts, filed on 08-04-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 13-04-2021

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
BOSSUYT Lucas
Director (not named in the articles)
Board
Mandates as a list
  • BOSSUYT Lucas
    • Director (not named in the articles), from 09-04-2021 to date

See the board, name and registered office on a given date →

Control

Founder
BOSSUYT Lucas
This company
RAPHALI
Equity €67,385
Profit €60,199 in 2025

Capital

Contribution
€2,500
Shares
250
Contribution per share
€10
Equity per share
€270 in 2025
Source
deed of 13-04-2021

Shareholders

At incorporation deed of 13-04-2021 ↗

Network & group

No group

RAPHALI has no parent and no holdings in its annual accounts. BOSSUYT Lucas is the only director. RAPHALI shares no director with another company.

At the same address

Parelhoenstraat 60, 9000 Ghent · 2 other companies
DR. P. CUIGNIEZ, HUISARTS
registered office since 28-03-2023 · founded in 2023
 total assets €250,697 (2025)
0800.045.805
BEKE ASSOCIATES
establishment since 18-06-1998
 founded in 1998
0463.534.888

Timeline

Timeline

11 events since 2021

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed PDFmicro format · 114 days before the deadline
2025
Highest result from 2022 to 2025 net €60,199 ▲27.4% The operating result of €77,594 and the net result of €60,199 are both a record.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0766547943
Annual accounts 2024 filed PDFmicro format · 30 days before the deadline
2024
Equity above €100,000 equity €147,186 ▲47.3% With a profit in every financial year since 2022, equity grows to €147,186.
Annual accounts 2023 filed PDFmicro format · 30 days before the deadline
2023
Weakest financial year net €41,684 ▼25.2% The net result drops to €41,684, the lowest from 2022 to 2025. It recovers the following year.
Annual accounts 2022 filed PDFmicro format · 39 days before the deadline
2022
Registered office moved within GhentNew registered office: Parelhoenstraat 60 te 9000 Gent · Previous registered office: De Pintelaan 21 te 9000 Gent · Board meeting of 24-08-20222 points ▸
  • Board meeting, 24-08-2022
  • Registered-office move, Parelhoenstraat 60 te 9000 Gent
  • The deed holds 2 more points.

Open the deed in the Belgian Official Gazette

2021
IncorporationFounding capital of €2,500, 250 shares · Founder: BOSSUYT Lucas · Appointment: BOSSUYT Lucas (director) · published on 13-04-20213 points ▸
  • Founder, BOSSUYT Lucas
  • Founding capital, €2,500, 250 shares
  • Director appointment, BOSSUYT Lucas (director (not named in the articles))
  • The deed holds 9 more points.

Open the deed in the Belgian Official Gazette

First establishment Parelhoenstraat 60, Ghent

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

RAPHALI was incorporated on 9 April 2021 as a private limited company by one natural person, with a starting capital of €2,500.12 The registered office was moved to Ghent in 2022.3 Since 2021, BOSSUYT Lucas has served as director.4 Total assets fell from €88,751 in 2022 to €79,192 in 2025.5

  1. 1KBO register
  2. 2Belgian Official Gazette, 13-04-2021
  3. 3Belgian Official Gazette, 21-11-2022
  4. 4National Bank, annual accounts 2025
  5. 5National Bank, annual accounts 2022 and 2025

Company details

Identity

Enterprise number
0766.547.943
VAT number
BE 0766.547.943
Peppol ID
0208:0766547943
Other Peppol ID
9925:BE0766547943
Legal form
Private limited company
Status
Active, normal situation
Founded
09-04-2021
Financial year
ends on 31 December
Peppol
Reachable since 18-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
RAPHALI in Dutch
Entity type
Legal entity
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 13-04-2021 (in Dutch)

Activities

NACEBEL 2025
70200 Business and other management consultancy main activity
82990 Other business support services
Codes under NACEBEL 2008
70220 Business consulting main activity
82990 Other business support services
PurposeThe purpose describes the activities the company may carry out under its articles.
“Alle activiteiten in de ruimste zin van het woord met betrekking tot adviesverlening, consultancy en management in het algemeen, omvattende…”
16 activities
  1. Alle activiteiten in de ruimste zin van het woord met betrekking tot adviesverlening, consultancy en management in het algemeen, omvattende onder meer maar niet uitsluitend:
  2. Het verlenen van juridische diensten, advies en consultancy in het algemeen.
  3. Het verlenen van dienstprestaties met betrekking tot analyse en onderzoek, adviesverstrekking, initiatief en organisatie, beheer, controle en toezicht; deze audit- consulting- en managementprestaties kunnen onder hun meest verschillende vormen voorkomen en dit op alle niveaus van probleembepaling tot het uitoefenen van bedrijfsleiding, zowel voor eigen rekening als voor rekening van of in deelneming met derden, van handels- nijverheids- of andere ondernemingen, bestaande onder het even welke vorm, en dit zonder enige beperking.
  4. Advies op het gebied van bedrijfsvoering en beheer waaronder het verlenen van advies en praktische hulp aan bedrijven in verband met competentie management en ontwikkeling, procesontwikkeling en optimalisering, adviezen inzake customer care, management consulting, public relations, communicatie, sales en marketing.
  5. Het verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op gebied van onder meer planning, organisatie, efficiëntie en toezicht, het verschaffen van informatie aan de bedrijfsleiding, het berekenen van de kosten en de baten van de voorgestelde maatregelen op het gebied van planning, organisatie en efficiëntie, het verlenen van adviezen op het gebied van beheer in het algemeen.
  6. Managementactiviteiten in het algemeen waaronder onder meer het tussenkomen in het dagelijks bestuur en het vertegenwoordigen van bedrijven.
  7. Studie, organisatie en advies inzake financiële, handels-, bedrijfseconomische of sociale aangelegenheden met inbegrip van alle handelingen die verband houden met advies en documentatie.
  8. Het begeleiden van bedrijven op het gebied van handel, commerciële en operationele vraagstukken, nijverheid, administratie en allerhande ondersteunende activiteiten, alsook in het algemeen alles te doen wat voor de oprichting, de uitbating en het beheer van de bedrijven van nut kan zijn.
  9. Het verlenen van diensten van vertegenwoordiging en als commerciële tussenpersoon.
  10. Het vertalen en verlenen van diensten van copywriting.
  11. Het geven van keynotes en presentaties, het organiseren en uitvoeren van workshops, cursussen, opleidingen, technische expertise en bijstand.
  12. Het organiseren van evenementen, beurzen, conferenties en aanverwante activiteiten alsook het organiseren van zakelijke en toeristische reizen en excursies, waaronder de begeleiding en het aanleveren van verzorging (niet-medisch) en diensten bij wielerstages en fietsreizen.
  13. Het coördineren en promoten van sportevenementen, manifestaties, attracties en ondersteunende diensten.
  14. De aan-en verkoop van goederen en diensten in kader van voormelde handelingen.
  15. Het ontwikkelen, kopen, verkopen, in licentie nemen of geven van octrooien, know-how en aanverwante immateriële en materiële activa;
  16. Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend en onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goederen; de aan- en verkoop, huur en verhuur van roerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen, alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen.
deed of 13-04-2021 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Parelhoenstraat 60 registered office 9000 Ghent 09-04-2021 2.315.745.633

Buildings and parcels at the address

Ground area
335 m²
Buildings
103 m²
Volume, LiDAR
879 m³
Tallest building
11.9 m
Buildings to scale, each on its own parcel
103 m², 11.9 m 103 m², 11.9 m

Location

registered office establishment The establishment unit on the map
3 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
44808H0175/00B002335 m² 1 · 103 m² 11.9 m · 3

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