RaphaelRDE
ActiveSummary
RaphaelRDE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €131k and a net result of €62k. Equity is growing by ~73.4% per year across the filed fiscal years. Its solvency ranks better than 68% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency99▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 3.84 against 2.7 in 2023; short-term debt: 26.1% and cash: 85.7% of total assets), and 26.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
41 d early
2022
31 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€131k▲ 90.9%
2023 · €68k
2022: €30klowest in 3 years
2023: €68k▲ +127% vs 2022
2024: €131k▲ +90.9% vs 2023highest in 3 years
2022 → 2024
Total assets
€177k▲ 62.5%
2023 · €109k
2022: €69klowest in 3 years
2023: €109k▲ +56.8% vs 2022
2024: €177k▲ +62.5% vs 2023highest in 3 years
2022 → 2024
Net result
€62k▲ 62.3%
2023 · €38k
2022: €27klowest in 3 years
2023: €38k▲ +41.4% vs 2022
2024: €62k▲ +62.3% vs 2023highest in 3 years
2022 → 2024
Working capital
€131k▲ 90.9%
2023 · €68k
2022: €30klowest in 3 years
2023: €68k▲ +127% vs 2022
2024: €131k▲ +90.9% vs 2023highest in 3 years
2022 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€30k-€68k▲ 127%€131k▲ 90.9%
2022: €30klowest in 3 years
2023: €68k▲ +127% vs 2022
2024: €131k▲ +90.9% vs 2023highest in 3 years
Operating result€34k-€49k▲ 41.0%€80k▲ 65.0%
2022: €34klowest in 3 years
2023: €49k▲ +41.0% vs 2022
2024: €80k▲ +65.0% vs 2023highest in 3 years
Net result€27k-€38k▲ 41.4%€62k▲ 62.3%
2022: €27klowest in 3 years
2023: €38k▲ +41.4% vs 2022
2024: €62k▲ +62.3% vs 2023highest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 65% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €177k
Equity
€131k ▲ 90.9%
Debt
€46k ▲ 14.4%
Debt's share of the balance-sheet total falls from 37.0% to 26.1%. Equity and debt are higher.
Key figures and ratios
Current ratio
3.84▲
2023 · 2.70
Debt to equity
0.35▼
2023 · 0.59
ROE
47.6%▼
2023 · 56.0%
ROA
35.2%▼
2023 · 35.3%
Debt ≤ 1 year
€46k▲
2023 · €40k
Income taxes
€18k▲
2023 · €10k
Staff costs
€8k▲
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet
Code20232024
Assets
Total assets20/58€109k€177k▲
Current assets29/58€109k€177k▲
Amounts receivable within one year40/41€529€25k▲
Trade receivables40€529€19k▲
Other amounts receivable41-€6k
Cash at bank and in hand54/58€108k€152k▲
Equity and liabilities
Total equity and liabilities10/49€109k€177k▲
Equity10/15€68k€131k▲
Contributions10/11€3k€3k=
Reserves13€65k€65k=
Distributable reserves133€65k€65k=
Profit (loss) carried forward14€471€63k▲
Amounts payable17/49€40k€46k▲
Amounts payable within one year42/48€40k€46k▲
Trade debts44-€3k
Suppliers440/4-€3k
Taxes, remuneration and social security45€14k€43k▲
Taxes450/3€14k€43k▲
Other amounts payable47/48€26k-
Income statement
Code20232024
Remuneration, social security and pensions62€8k€8k▲
Gross operating margin9900€56k€88k▲
Operating profit (loss)9901€49k€80k▲
Financial income75/76B€0€186▲
Recurring financial income75€0€186▲
Financial charges65/66B€129€372▲
Recurring financial charges65€129€372▲
Profit (loss) for the period before taxes9903€49k€80k▲
Income taxes67/77€10k€18k▲
Profit (loss) for the period9904€38k€62k▲
Profit (loss) for the period to be appropriated9905€38k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€63k▲
Profit (loss) brought forward from the previous period14P€123€471▲
Transfer to equity691/2€38k-
To other reserves6921€38k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €8k | €8k | ▲ 4.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | - | - | - |
| Gross operating margin9900 | €36k | €56k | €88k | ▲ 56.6% |
| Operating profit (loss)9901 | €34k | €49k | €80k | ▲ 65.0% |
| Financial income75/76B | - | €0 | €186 | ▲ 116,450% |
| Recurring financial income75 | - | €0 | €186 | ▲ 116,450% |
| Financial charges65/66B | €28 | €129 | €372 | ▲ 189% |
| Recurring financial charges65 | €28 | €129 | €372 | ▲ 189% |
| Profit (loss) for the period before taxes9903 | €34k | €49k | €80k | ▲ 65.1% |
| Income taxes67/77 | €7k | €10k | €18k | ▲ 75.7% |
| Profit (loss) for the period9904 | €27k | €38k | €62k | ▲ 62.3% |
| Profit (loss) for the period to be appropriated9905 | €27k | €38k | €62k | ▲ 62.3% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €69k | €109k | €177k | ▲ 62.5% |
| Current assets29/58 | €69k | €109k | €177k | ▲ 62.5% |
| Amounts receivable within one year40/41 | - | €529 | €25k | ▲ 4,677% |
| Trade receivables40 | - | €529 | €19k | ▲ 3,514% |
| Other amounts receivable41 | - | - | €6k | - |
| Cash at bank and in hand54/58 | €69k | €108k | €152k | ▲ 40.0% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €69k | €109k | €177k | ▲ 62.5% |
| Equity10/15 | €30k | €68k | €131k | ▲ 90.9% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Reserves13 | €27k | €65k | €65k | = |
| Distributable reserves133 | €27k | €65k | €65k | = |
| Profit (loss) carried forward14 | €123 | €471 | €63k | ▲ 13,210% |
| Amounts payable17/49 | €39k | €40k | €46k | ▲ 14.4% |
| Amounts payable within one year42/48 | €39k | €40k | €46k | ▲ 14.4% |
| Trade debts44 | €50 | - | €3k | - |
| Suppliers440/4 | €50 | - | €3k | - |
| Taxes, remuneration and social security45 | €12k | €14k | €43k | ▲ 200% |
| Taxes450/3 | €12k | €14k | €43k | ▲ 200% |
| Other amounts payable47/48 | €27k | €26k | - | - |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €27k | €38k | €62k | ▲ 62.3% |
| + Depreciation and write-downs630 | €1k | - | - | - |
| Operating cash flow (approximation) | €28k | €38k | €62k | ▲ 62.3% |
| Change in cash | - | €39k | €43k | ▲ 11.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €62k ▲62.3%
Operating result €80k, net result €62k, both a record.
31-12
Financial
Equity above €100kEq €131k ▲90.9%
3 profitable years in a row build equity to €131k.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2021
Ground area
117 m²
Building footprint
68 m²
Volume, LiDAR
854 m³
Parcel 21013B0378/00A002, Brussels · tallest building 15.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
RaphaelRDE
since 20212.320.588.309
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0378/00A002 | Brussels | 117 m² | 1 · 68 m² | 15.5 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,869 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-08-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.