Raphaella Deuringer
ActiveSummary
Raphaella Deuringer has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,300 and a net result of €10,940. Equity has been shrinking by about 12% per year since 2022. Its solvency ranks better than 25% of 22,817 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 29-10-2021 Normal situation
- Activity
- Other non-specialised retail sale NACE 47120and 3 others
- Establishment unit
- 2.324.375.663 1410 Waterloo, since 29-10-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 17-09-2025
Board and ownership
- DEURINGER,Raphaëlla Erica PaulineDirector · since 29-10-2021
- PINT,MirandaDirector · since 29-10-2021
- DEURINGER, Raphaëlla Erica Paulinefounderdeed of 04-11-2021
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.8%
- Gross margin
- €17,693
- ▼ 10.7%
- Turnover
- ≈ €190,000
- estimated
- Profit
- €10,940
- ▼ 21.6%
- Equity
- €2,300
- ▼ 85.1%
- Total assets
- €53,087
- ▲ 23.3%
Score breakdownraises riskFounded in 2021Equity €2,300 (4.3% of total assets)lowers riskLiquidity: current ratio 1.04, cash €27,788Size: total assets €53,087Show the evidence
Checked score
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 22% of them on solvency, 52% on liquidity, 88% on profitability and 7% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 4 accounts on average 16 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 30-06-2026 at the NBB all 4 filings
Every figure per financial year
The operating result for 2025 is 13% lower than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Staff
| Item | 31-12-2023 |
|---|---|
| Employees at the balance-sheet date | 0 |
| full-time | 0 |
| part-time | 0 |
Source: social balance sheet in the 2023 annual accounts
Investments
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Tangible fixed assets | €1,140 | €2,107 | €663 | €1,173 |
| Depreciation and write-downs of the year | €421 | €418 | €801 | €814 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €421 | €418 | €801 | €814 | ▲ 1.6% |
| Other operating charges640/8 | - | - | €339 | €564 | ▲ 66.5% |
| Gross operating margin9900 | -€6,026 | €10,105 | €19,823 | €17,693 | ▼ 10.7% |
| Operating profit (loss)9901 | -€6,446 | €9,687 | €18,683 | €16,315 | ▼ 12.7% |
| Financial income75/76B | €20 | €11 | €13 | €1 | ▼ 88.8% |
| Recurring financial income75 | €20 | €11 | €13 | €1 | ▼ 88.8% |
| Financial charges65/66B | €201 | €457 | €509 | €1,758 | ▲ 245% |
| Recurring financial charges65 | €201 | €457 | €509 | €1,758 | ▲ 245% |
| Profit (loss) for the period before taxes9903 | -€6,627 | €9,241 | €18,187 | €14,559 | ▼ 19.9% |
| Income taxes67/77 | - | €1,783 | €4,238 | €3,619 | ▼ 14.6% |
| Profit (loss) for the period9904 | -€6,627 | €7,458 | €13,949 | €10,940 | ▼ 21.6% |
| Profit (loss) for the period to be appropriated9905 | -€6,627 | €7,458 | €13,949 | €10,940 | ▼ 21.6% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €18,494 | €31,069 | €43,043 | €53,087 | ▲ 23.3% |
| Fixed assets21/28 | €719 | €2,407 | €1,930 | €1,725 | ▼ 10.6% |
| Tangible fixed assets22/27 | €719 | €2,407 | €1,930 | €1,725 | ▼ 10.6% |
| Furniture and vehicles24 | €719 | €2,407 | €1,930 | €1,725 | ▼ 10.6% |
| Current assets29/58 | €17,775 | €28,662 | €41,113 | €51,362 | ▲ 24.9% |
| Amounts receivable within one year40/41 | €7,336 | €8,876 | €14,005 | €23,445 | ▲ 67.4% |
| Trade receivables40 | €7,336 | €8,409 | €11,076 | €22,064 | ▲ 99.2% |
| Other amounts receivable41 | - | €467 | €2,929 | €1,381 | ▼ 52.9% |
| Cash at bank and in hand54/58 | €10,439 | €19,787 | €27,108 | €27,788 | ▲ 2.5% |
| Deferred charges and accrued income490/1 | - | - | - | €129 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €18,494 | €31,069 | €43,043 | €53,087 | ▲ 23.3% |
| Equity10/15 | €3,373 | €2,491 | €15,451 | €2,300 | ▼ 85.1% |
| Contributions10/11 | €10,000 | €2,300 | €2,300 | €2,300 | = |
| Profit (loss) carried forward14 | -€6,627 | €191 | €13,151 | - | - |
| Amounts payable17/49 | €15,121 | €28,578 | €27,592 | €50,787 | ▲ 84.1% |
| Amounts payable within one year42/48 | €15,121 | €28,578 | €27,392 | €49,298 | ▲ 80.0% |
| Trade debts44 | €5,022 | €142 | - | €31 | - |
| Suppliers440/4 | €5,022 | €142 | - | €31 | - |
| Taxes, remuneration and social security45 | €1,211 | €1,152 | €3,180 | €4,184 | ▲ 31.6% |
| Taxes450/3 | €1,211 | €1,152 | €3,180 | €4,184 | ▲ 31.6% |
| Other amounts payable47/48 | €8,888 | €27,284 | €24,212 | €45,083 | ▲ 86.2% |
| Accrued charges and deferred income492/3 | - | - | €200 | €1,489 | ▲ 645% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6,627 | €7,458 | €13,949 | €10,940 | ▼ 21.6% |
| + Depreciation and write-downs630 | €421 | €418 | €801 | €814 | ▲ 1.6% |
| Operating cash flow (approximation) | -€6,206 | €7,877 | €14,750 | €11,753 | ▼ 20.3% |
| Investment in fixed assets (approximation) | - | -€2,107 | -€324 | -€608 | ▼ 87.8% |
| Change in cash | - | €9,347 | €7,321 | €680 | ▼ 90.7% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 2,153 companies had the same profile as Raphaella Deuringer has now. Two years later, 96.1% were still going and 1.7% had gone bankrupt.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of Raphaella Deuringer itself: 0.8% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for Raphaella Deuringer. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- DEURINGER, Raphaëlla Erica Pauline sole founder · 100% at incorporation
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| DEURINGER,Raphaëlla Erica Pauline |
|
| PINT,Miranda |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Articles of association, deed of 04-11-2021 (in French)
Network & group
Raphaella Deuringer shares no director with another company.
Connections & network
2 current directorsThe network starts from the directors of Raphaella Deuringer. Every other company they run is a node.
Timeline
Deeds, filings and financial milestones
04-11
Gazette deed
IncorporationFounder: DEURINGER, Raphaëlla Erica Pauline · Founding capital of €10,000, 100 shares · Appointments: DEURINGER, Raphaëlla Erica Pauline (director) and PINT, Miranda (director)7 points ▸
- Incorporation, 29-10-2021
- Founder, DEURINGER, Raphaëlla Erica Pauline
- Founding capital, €10,000, 100 shares
- Registered office clause, Avenue de l'Avocat 7, 1410 Waterloo
- Board rule, 2
- Director appointment, DEURINGER, Raphaëlla Erica Pauline (director (not named in the articles))
- Director appointment, PINT, Miranda (director (not named in the articles))
- The deed holds 4 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
7 activities
- Vente de vêtements en ligne
- Influenceur média sociaux
- Activités comme modèle,hôtesse sur évenements,…
- Organisation d’évenements
- Vente de bijoux
- Presentatrice
- La décoration et le parachèvement de tous biens immobiliers en ce compris l'acquisition,la vente et le commerce en général,de biens mobiliers destinés à cette fin.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25110B0569/00B000 | Wallonia | 783 m² | 1 · 163 m² | 9.6 m · 2 |