Skip to content

RANER

Active
Private limited companyfounded 20223 yrs activeMaricolenstraat 25, 9112 Sint-Niklaas, BelgiumKBO/BCE: BE 0794.713.971
Summary

RANER has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €300k and a net result of €89k. Equity is growing by ~41.5% per year across the filed fiscal years. Its solvency ranks better than 78% of 399 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2026
Axes · tick = 2025
Profitability100=
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 10.7 against 7.51 in 2025; short-term debt: 9.2% and cash: 84% of total assets), and 9.2% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
90.8%
Return on assets
26.8%
Age of the figures
3 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 27-08-2026, 157 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2026
157 d early
2025
23 d early
2024
24 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today30-06-2027 close31-01-2028 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 13 December 2022, RANER was incorporated as a Private limited company.1 Total assets went from EUR 168,044 in 2024 to EUR 330,931 in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024 and 2026

Go further with this company

Is this your company? See how customers and banks see it.

Financials · fiscal year 2026, micro schema

Equity
€300k▲ 41.8%
2025 · €212k
Total assets
€331k▲ 35.9%
2025 · €243k
Net result
€89k▲ 1.3%
2025 · €87k
Working capital
€295k▲ 43.4%
2025 · €206k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202420252026
Operating result€158k-€112k▼ 29.0%€111k▼ 1.6%
Net result€121k-€87k▼ 28.0%€89k▲ 1.3%
Equity€124k-€212k▲ 70.3%€300k▲ 41.8%
Total assets€168k-€243k▲ 44.9%€331k▲ 35.9%
Debt€44k-€32k▼ 27.5%€30k▼ 3.7%
Working capital€121k-€206k▲ 69.8%€295k▲ 43.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2024: €158k€158kNet result 2024: €121k€121kOperating result 2025: €112k€112kNet result 2025: €87k€87kOperating result 2026: €111k€111kNet result 2026: €89k€89k202420252026€0€50k€100k€150kOperating result 2024: €158k€158kNet result 2024: €121k€121kOperating result 2025: €112k€112kNet result 2025: €87k€87kOperating result 2026: €111k€111kNet result 2026: €89k€89k202420252026
The operating result has fallen two years in a row; 2026 is 2% below 2025 and is the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €331k
Fixed assets €5k ▼ 13.0%
Current assets €326k ▲ 37.1%
Equity and liabilities €331k
Equity €300k ▲ 41.8%
Debt €30k ▼ 3.7%
Debt's share of the balance-sheet total falls from 13.0% to 9.2%. Equity is higher and debt is lower.
Key figures and ratios
2026 value · change against 2025
EBITDA
€113k▼
2025 · €114k
Cash flow
€91k▲
2025 · €89k
Current ratio
10.70▲
2025 · 7.51
Debt to equity
0.10▼
2025 · 0.15
ROE
29.5%▼
2025 · 41.3%
ROA
26.8%▼
2025 · 35.9%
Interest coverage
79.94▼
2025 · 568.81
Debt ≤ 1 year
€30k▼
2025 · €32k
Income taxes
€24k▼
2025 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 40 lines
Balance sheet Code20252026
Assets
Total assets20/58€243k€331k▲
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€6k€5k▼
Land and buildings22€2k€1k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€3k€3k▼
Current assets29/58€237k€326k▲
Amounts receivable within one year40/41€21k€45k▲
Trade receivables40€12k€13k▲
Other amounts receivable41€9k€31k▲
Cash at bank and in hand54/58€213k€278k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€243k€331k▲
Equity10/15€212k€300k▲
Contributions10/11€3k€3k=
Reserves13€209k€297k▲
Distributable reserves133€209k€297k▲
Amounts payable17/49€32k€30k▼
Amounts payable within one year42/48€32k€30k▼
Trade debts44€530€990▲
Suppliers440/4€530€990▲
Taxes, remuneration and social security45€31k€29k▼
Taxes450/3€31k€29k▼
Remuneration and social security454/9€0-
Accrued charges and deferred income492/3€0-
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€285€556▲
Gross operating margin9900€114k€113k▼
Operating profit (loss)9901€112k€111k▼
Financial income75/76B€436€4k▲
Recurring financial income75€436€4k▲
Financial charges65/66B€200€1k▲
Recurring financial charges65€200€1k▲
Profit (loss) for the period before taxes9903€113k€113k▲
Income taxes67/77€25k€24k▼
Profit (loss) for the period9904€87k€89k▲
Profit (loss) for the period to be appropriated9905€87k€89k▲
Appropriation of the result
Profit (loss) to be appropriated9906€87k€89k▲
Transfer to equity691/2€87k€89k▲
To other reserves6921€87k€89k▲

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202420252026Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k€2k▲ 39.8%
Other operating charges640/8-€285€556▲ 95.3%
Gross operating margin9900€159k€114k€113k▼ 0.8%
Operating profit (loss)9901€158k€112k€111k▼ 1.6%
Financial income75/76B€54€436€4k▲ 800%
Recurring financial income75€54€436€4k▲ 800%
Financial charges65/66B€57€200€1k▲ 604%
Recurring financial charges65€57€200€1k▲ 604%
Profit (loss) for the period before taxes9903€158k€113k€113k▲ 0.5%
Income taxes67/77€37k€25k€24k▼ 2.4%
Profit (loss) for the period9904€121k€87k€89k▲ 1.3%
Profit (loss) for the period to be appropriated9905€121k€87k€89k▲ 1.3%
Line202420252026Change
Assets
Total assets20/58€168k€243k€331k▲ 35.9%
Fixed assets21/28€4k€6k€5k▼ 13.0%
Tangible fixed assets22/27€4k€6k€5k▼ 13.0%
Land and buildings22€2k€2k€1k▼ 34.5%
Plant, machinery and equipment23-€1k€1k▼ 10.5%
Furniture and vehicles24€1k€3k€3k▼ 2.7%
Current assets29/58€165k€237k€326k▲ 37.1%
Amounts receivable within one year40/41€9k€21k€45k▲ 110%
Trade receivables40€3k€12k€13k▲ 10.3%
Other amounts receivable41€6k€9k€31k▲ 240%
Cash at bank and in hand54/58€154k€213k€278k▲ 30.7%
Deferred charges and accrued income490/1€1k€3k€3k▼ 15.0%
Equity and liabilities
Total equity and liabilities10/49€168k€243k€331k▲ 35.9%
Equity10/15€124k€212k€300k▲ 41.8%
Contributions10/11€3k€3k€3k=
Reserves13€121k€209k€297k▲ 42.4%
Distributable reserves133€121k€209k€297k▲ 42.4%
Amounts payable17/49€44k€32k€30k▼ 3.7%
Amounts payable within one year42/48€43k€32k€30k▼ 3.7%
Trade debts44€910€530€990▲ 86.8%
Suppliers440/4€910€530€990▲ 86.8%
Taxes, remuneration and social security45€42k€31k€29k▼ 5.2%
Taxes450/3€41k€31k€29k▼ 5.2%
Remuneration and social security454/9€1k€0--
Accrued charges and deferred income492/3€325€0--
Line202420252026Change
Profit (loss) for the period9904€121k€87k€89k▲ 1.3%
+ Depreciation and write-downs630€1k€2k€2k▲ 39.8%
Operating cash flow (approximation)€123k€89k€91k▲ 2.0%
Investment in fixed assets (approximation)-€-4k€-1k▲ 66.3%
Change in cash-€58k€65k▲ 11.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-01-2028
2026
27-08
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
08-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Weakest financial yearnet €87k ▼28%
Net result drops to €87k, the lowest in the series; recovery starts the following year.
30-06
Financial Equity above €200kEq €212k ▲70.3%
2 profitable years in a row build equity to €212k.
07-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
280 m²
Building footprint
113 m²
Parcel 46019A1359/00B000, Flanders. Linked by address, not a title deed.
1 establishment unit
RANER
Maricolenstraat 25, 9112 Sint-NiklaasActivities of head offices
since 20222.338.949.320
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46019A1359/00B000 Flanders 280 m² 1 · 113 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,710 companies in sector 70100 we hold annual accounts for 3,502. 2,314 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded13-12-2022
Fiscal year end30-06
Activities, NACEBEL 2025
70100Activities of head offices
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services

Scores and ratios are computed by Checked and are not a credit decision.