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RANA-SM

Active
Private limited company (pre-2019)founded 1998active for 28 yearsRue de la Fontaine 211, 4100 Seraing, BelgiumKBO/BCE: BE 0464.324.647
Summary

The computed 12-month bankruptcy probability of RANA-SM is 1.9% (moderate). The 2024 annual accounts show negative equity (-€12,265) and a net result of €7,343. Equity has been stable since 2018 (±0.9% per year). Its solvency ranks better than 12% of 25,563 sector peers (NACE 47, financial year 2024). The company has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 12-10-1998 Normal situation
Activity
Retail trade NACE 47260
Establishment unit
2.148.070.047 4100 Seraing, since 22-10-1998
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Financial position

54 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
1.9%
Annual accounts 2024
Gross margin
€13,414
Turnover
≈ €220,000
estimated
Profit
€7,343
Equity
-€12,265
▲ 37.4%
Total assets
€23,650
▲ 15.9%
  • Negative equity on 31-12-2024
  • 2025 accounts not filed, 97 days past the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 30-08-2025)1 financial year not filed after the legal deadline; last filed accounts filed 30 days latelowers riskFounded in 1998Size: total assets €23,650Show the evidence

Checked score

Score 2024
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 40% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2023
Weak
Solvency 0=
equity -51.9% of total assets
Liquidity 9-26
short-term debt 151.9% · cash 7.4%
Profitability 76+76
return on assets 31.0%
Bankruptcy probability within 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: 1.1% 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.0%▼ -0.1 percentage points vs 05-2025 07-2025: 1.1%▲ +0.1 percentage points vs 06-2025 08-2025: 1.5%▲ +0.4 percentage points vs 07-2025 09-2025: 0.6%▼ -0.9 percentage points vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.5%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 0.5%● unchanged vs 01-2026lowest value 03-2026: 0.6%▲ +0.1 percentage points vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.2%▲ +0.6 percentage points vs 07-2026 09-2026: 1.3%▲ +0.1 percentage points vs 08-2026 10-2026: 1.9%▲ +0.6 percentage points vs 09-2026highest value 11-2026: 1.9%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.66 (0.5 in 2023), below 1. Short-term debt is 151.9% and cash 7.4% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 10% on liquidity, 63% on profitability and 82% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2024.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 30-08-2025)
NBB · annual accounts
lowers risk · Founded in 1998
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €23,650
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 30 days late
NBB · filings
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 25563 sector peers (2024).
NBB · sector comparison
Position among 25563 sector peers
Solvency
better than 12%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 97 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline05-11-2026 today
raises risk · 2024 accounts filed 30 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
30 days late
2023
30 days late
2022
27 days late
2021
27 days late
2020
59 days late
2019
332 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 84 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2024 -€12,265 View
  • Caution: Lower solvency than 88% of companies in retail tradesector median 32.2% · 25,563 companies -51.9% View

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as RANA-SM: retail trade (NACE 47260). They are comparable in size and age: total assets between €25,000 and €61,500, founded between 1984 and 2011.

CompanyTotal assetsGross margin
RANA-SM Seraing€23,650€13,414
CHATTALA Antwerp€25,026€7,921
LA CARAVANE DU SUD Willebroek€53,734€12,786
CLAMO Eupen€50,373€21,815
SADIK HALAC Kortrijk€46,078€13,277
LALA-MUSA Ghent€35,082€7,530
ATTAWA La Louvière€61,475€27,434
Full comparison

Key facts about RANA-SM

What is the company number of RANA-SM?
The company number of RANA-SM is 0464.324.647. The VAT number is the same number with BE in front: BE 0464.324.647.
Where is RANA-SM based?
The registered office is at Rue de la Fontaine 211, 4100 Seraing.Company details
What does RANA-SM do?
According to the KBO register, the main activity is retail trade (NACE 47260).
What is the legal form of RANA-SM?
RANA-SM is a private limited company (pre-2019) (BVBA).
When was RANA-SM founded?
RANA-SM was founded on 12-10-1998.
Is RANA-SM still active?
Yes, RANA-SM is an active enterprise in the KBO register.
How many employees does RANA-SM have?
RANA-SM had an average of 1 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of RANA-SM?
The turnover in financial year 2024 is ≈ €220,000. This figure is estimated from the gross margin of €13,414 and 93 comparable companies (NACE 472). It probably lies between €100,000 and €450,000. It is a rough estimate.
Is RANA-SM profitable?
In financial year 2024, RANA-SM made a profit of €7,343.
Where can I find the annual accounts of RANA-SM?
RANA-SM filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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