Summary
Ramudden Global is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €49.8m and a net result of -€8.7m. Equity is shrinking by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 26% of 2444 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
30 d early
2024
8 d early
2023
1 d early
2022
35 d early
2021
3 d early
2020
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#1 company by total assets in Willebroek, Finance and insurance sector#1 company by equity in Willebroek, Finance and insurance sector
Equity
€49.8m▼ 14.9%
2024 · €58.6m
Net result
-€8.7m▲ 2.1%
2024 · -€8.9m
Total assets
€152.3m▼ 7.2%
2024 · €164.1m
Solvency
32.7%▼ 3.0pp
2024 · 35.7%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€1.5m▼ 30.3%€882,870▼ 40.2%€868,417▼ 1.6%€3.4m▲ 295%€3.4m▲ 0.2%
Operating result€51,638€14,146▼ 72.6%-€12,306-€5.8m▼ 47,032%-€5.9m▼ 1.3%
Net result-€610,793below the sector's middle half▲ 92.7%€707,982within the sector's middle half-€130,005below the sector's middle half-€8.9mbelow the sector's middle half▼ 6,754%-€8.7mbelow the sector's middle half▲ 2.1%
Equity€66.9mabove the sector's middle half▼ 0.9%€67.6mabove the sector's middle half▲ 1.1%€67.5mabove the sector's middle half▼ 0.2%€58.6mabove the sector's middle half▼ 13.2%€49.8mabove the sector's middle half▼ 14.9%
Total assets€171.7mabove the sector's middle half▼ 0.3%€170.6mabove the sector's middle half▼ 0.7%€170.7mabove the sector's middle half=€164.1mabove the sector's middle half▼ 3.9%€152.3mabove the sector's middle half▼ 7.2%
Debt€104.8m▲ 0.1%€103.0m▼ 1.8%€103.2m▲ 0.2%€105.5m▲ 2.3%€102.4m▼ 3.0%
Working capital€842,024within the sector's middle half▼ 90.9%€1.2mwithin the sector's middle half▲ 42.4%-€766,999below the sector's middle half€608,704within the sector's middle half€1.5mwithin the sector's middle half▲ 148%
Solvency39.0%within the sector's middle half▼ 0.2pp39.6%within the sector's middle half▲ 0.7pp39.5%within the sector's middle half▼ 0.1pp35.7%within the sector's middle half▼ 3.8pp32.7%within the sector's middle half▼ 3.0pp
Current ratio1.29within the sector's middle half▼ 1.669.61above the sector's middle half▲ 8.320.43within the sector's middle half▼ 9.181.36within the sector's middle half▲ 0.933.70above the sector's middle half▲ 2.34
Return on assets (ROA)-0.4%below the sector's middle half▲ 4.5pp0.4%within the sector's middle half▲ 0.8pp-0.1%below the sector's middle half▼ 0.5pp-5.4%below the sector's middle half▼ 5.4pp-5.7%below the sector's middle half▼ 0.3pp
Staff (FTE)20.9above the sector's middle half11.7above the sector's middle half▼ 44.0%
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5.9m in 2025 against €5.8m in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152.3m
Fixed assets
€150.2m ▼ 7.2%
Current assets
€2.1m ▼ 9.3%
Equity and liabilities €152.3m
Equity
€49.8m ▼ 14.9%
Debt
€102.4m ▼ 3.0%
Debt's share of the balance-sheet total rises from 64.3% to 67.3%. Equity and debt are lower.
Key figures and ratios
ROE
-17.5%▼
2024 · -15.2%
Debt ≤ 1 year
€559,101▼
2024 · €1.7m
Debt > 1 year
€101.9m▼
2024 · €103.9m
Income taxes
-€2,869▲
2024 · -€94,414
Staff costs
€980,351▲
2024 · €838,522
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €1.5m | €882,870 | €868,417 | €3.4m | €3.4m | ▲ 0.2% |
| Turnover70 | €1.5m | €882,870 | €868,417 | €3.4m | €3.4m | ▲ 0.2% |
| Other operating income74 | - | - | - | €5,340 | €5,024 | ▼ 5.9% |
| Operating charges60/66A | €1.4m | €868,724 | €880,723 | €9.2m | €9.3m | ▲ 0.9% |
| Services and other goods61 | €1.4m | €867,754 | €879,753 | €2.5m | €2.4m | ▼ 3.5% |
| Remuneration, social security and pensions62 | - | - | - | €838,522 | €980,351 | ▲ 16.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €5.9m | €5.9m | ▲ 0.4% |
| Other operating charges640/8 | €459 | €970 | €969 | €9,040 | €7,770 | ▼ 14.1% |
| Operating profit (loss)9901 | €51,638 | €14,146 | -€12,306 | -€5.8m | -€5.9m | ▼ 1.3% |
| Financial income75/76B | €3.8m | €5.5m | €7.5m | €4.9m | €3.7m | ▼ 24.3% |
| Recurring financial income75 | €3.8m | €5.5m | €7.5m | €4.9m | €3.7m | ▼ 24.3% |
| Income from current assets751 | €3.8m | €5.5m | €7.5m | €4.9m | €3.7m | ▼ 24.3% |
| Other financial income752/9 | €0 | €402 | €2,213 | €1,008 | €857 | ▼ 14.9% |
| Financial charges65/66B | €4.5m | €4.8m | €7.1m | €8.1m | €6.6m | ▼ 19.0% |
| Recurring financial charges65 | €4.5m | €4.8m | €7.1m | €8.1m | €6.6m | ▼ 19.0% |
| Debt charges650 | €4.5m | €4.8m | €7.1m | €8.1m | €6.6m | ▼ 19.0% |
| Other financial charges652/9 | €100 | €3 | €92 | €1,180 | €481 | ▼ 59.2% |
| Profit (loss) for the period before taxes9903 | -€610,793 | €707,982 | €361,159 | -€9.0m | -€8.7m | ▲ 3.1% |
| Income taxes67/77 | - | - | €491,165 | -€94,414 | -€2,869 | ▲ 97.0% |
| Taxes670/3 | - | - | €491,165 | €30,545 | €1,751 | ▼ 94.3% |
| Tax adjustments and reversals of tax provisions77 | - | - | - | €124,959 | €4,621 | ▼ 96.3% |
| Profit (loss) for the period9904 | -€610,793 | €707,982 | -€130,005 | -€8.9m | -€8.7m | ▲ 2.1% |
| Profit (loss) for the period to be appropriated9905 | -€610,793 | €707,982 | -€130,005 | -€8.9m | -€8.7m | ▲ 2.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €171.7m | €170.6m | €170.7m | €164.1m | €152.3m | ▼ 7.2% |
| Fixed assets21/28 | €168.0m | €169.3m | €170.1m | €161.8m | €150.2m | ▼ 7.2% |
| Intangible fixed assets21 | - | - | - | €53.1m | €47.2m | ▼ 11.1% |
| Tangible fixed assets22/27 | - | - | - | €35,382 | €92,454 | ▲ 161% |
| Plant, machinery and equipment23 | - | - | - | €31,959 | €90,394 | ▲ 183% |
| Furniture and vehicles24 | - | - | - | €3,423 | €2,061 | ▼ 39.8% |
| Financial fixed assets28 | €168.0m | €169.3m | €170.1m | €108.7m | €102.9m | ▼ 5.3% |
| Affiliated companies280/1 | €168.0m | €169.3m | €170.1m | €108.7m | €102.9m | ▼ 5.3% |
| Participating interests280 | €58.0m | €58.0m | €58.0m | €45.1m | €45.1m | = |
| Amounts receivable281 | €110.0m | €111.3m | €112.1m | €63.6m | €57.8m | ▼ 9.1% |
| Current assets29/58 | €3.8m | €1.3m | €582,205 | €2.3m | €2.1m | ▼ 9.3% |
| Amounts receivable after more than one year29 | €1.5m | €0 | - | - | - | - |
| Other amounts receivable291 | €1.5m | €0 | - | - | - | - |
| Stocks and contracts in progress3 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts receivable within one year40/41 | €1.2m | €5,883 | €399,604 | €963,036 | €704,108 | ▼ 26.9% |
| Trade receivables40 | €297,964 | €5,652 | €399,604 | €963,036 | €654,134 | ▼ 32.1% |
| Other amounts receivable41 | €945,021 | €231 | €0 | - | €49,974 | - |
| Cash at bank and in hand54/58 | €1.1m | €1.3m | €182,601 | €1.3m | €1.3m | ▼ 0.6% |
| Deferred charges and accrued income490/1 | - | - | - | €35,940 | €89,794 | ▲ 150% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €171.7m | €170.6m | €170.7m | €164.1m | €152.3m | ▼ 7.2% |
| Equity10/15 | €66.9m | €67.6m | €67.5m | €58.6m | €49.8m | ▼ 14.9% |
| Contributions10/11 | €75.9m | €75.9m | €75.9m | €75.9m | €75.9m | = |
| Capital10 | €75.9m | €75.9m | €75.9m | €75.9m | €75.9m | = |
| Issued capital100 | €75.9m | €75.9m | €75.9m | €75.9m | €75.9m | = |
| Profit (loss) carried forward14 | -€9.0m | -€8.3m | -€8.4m | -€17.4m | -€26.1m | ▼ 50.3% |
| Amounts payable17/49 | €104.8m | €103.0m | €103.2m | €105.5m | €102.4m | ▼ 3.0% |
| Amounts payable after more than one year17 | €101.9m | €102.9m | €101.9m | €103.9m | €101.9m | ▼ 1.9% |
| Financial debts170/4 | €101.9m | €102.9m | €101.9m | €0 | - | - |
| Other loans174 | €101.9m | €102.9m | €101.9m | €0 | - | - |
| Other amounts payable178/9 | - | - | - | €103.9m | €101.9m | ▼ 1.9% |
| Amounts payable within one year42/48 | €2.9m | €139,244 | €1.3m | €1.7m | €559,101 | ▼ 66.6% |
| Current portion of amounts payable after more than one year42 | €2.3m | €0 | - | - | - | - |
| Financial debts43 | - | - | - | €36,823 | €58,240 | ▲ 58.2% |
| Credit institutions430/8 | - | - | - | €36,823 | €58,240 | ▲ 58.2% |
| Trade debts44 | €628,254 | €69,863 | €178,588 | €518,607 | €304,069 | ▼ 41.4% |
| Suppliers440/4 | €628,254 | €69,863 | €178,588 | €518,607 | €304,069 | ▼ 41.4% |
| Taxes, remuneration and social security45 | €50,338 | €69,382 | €502,399 | €438,313 | €196,792 | ▼ 55.1% |
| Taxes450/3 | €50,338 | €69,382 | €502,399 | €336,016 | €39,692 | ▼ 88.2% |
| Remuneration and social security454/9 | - | - | - | €102,296 | €157,099 | ▲ 53.6% |
| Other amounts payable47/48 | - | - | €668,218 | €680,996 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€610,793 | €707,982 | -€130,005 | -€8.9m | -€8.7m | ▲ 2.1% |
| + Depreciation and write-downs630 | - | - | - | €5.9m | €5.9m | ▲ 0.4% |
| Operating cash flow (approximation) | -€610,793 | €707,982 | -€130,005 | -€3.0m | -€2.8m | ▲ 7.1% |
| Investment in fixed assets (approximation) | - | -€1.3m | -€836,172 | €2.4m | €5.7m | ▲ 139% |
| Change in cash | - | €274,460 | -€1.1m | €1.1m | -€7,432 | ▼ 101% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Liquidity triplescurrent ratio 3.70
Current ratio from 1.36 to 3.70; short-term debt falls from €1.7m to €559,101.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet -€8.9m
Net result drops to -€8.9m, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 1.36
Current ratio from 0.43 to 1.36.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €707,982
Net result €707,982 after 2 loss-making years.
31-12
Financial
Liquidity times 7current ratio 9.61
Current ratio from 1.29 to 9.61; short-term debt falls from €2.9m to €139,244.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2019
Ground area
1.8 ha
Building footprint
1.1 ha
Volume, LiDAR
66,122 m³
Parcel 12342C0517/00C002, Flanders · tallest building 16.3 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
FLAKE INVESTMENTS
since 20192.292.375.660
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12342C0517/00C002 | Flanders | 1.8 ha | 1 · 1.1 ha | 16.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 owner · 3 holdings · 5 subsidiaries in the treeOwners 1
- Ramudden Global (Group) GmbHDEparentSourceown accounts 2025100%
Holdings 3
-
100%
-
100%
-
100%
All subsidiaries, including indirect ones 5
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
Fero Group 100%2 subsidiaries
- MEN AT WORK 100%
- Signaroute 100%
- Safety Truck 100%
- SIGNCO 100%
According to the 2025 annual accounts of Ramudden Global and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,800. 2,725 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded23-08-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
E-invoicing
Reachable via Peppol
Peppol ID
0208:0732834505
Registered
29-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.