Financials
- Fiscal year
- 2024
- Total assets
- €140,492
- Profit
- €22,755
- Solvency
- 28.4%
Total assets▲ 17.5%
Net result
20232024
RAMO’S
ActiveThe file of RAMO’S contains 2 historical bankruptcy publications, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 6.4% (elevated). The 2024 annual accounts show equity of €39,912 and a net result of €22,755. Its solvency ranks better than 39% of 540 sector peers (fiscal year 2024).
Overview
Activity
Manufacture of furniture
NACE 31002
1 site
Size
€140,492total assets 2024
- Equity
- €39,912
- Profit
- €22,755
Turnover not published (abridged schema)
Structure
Accounts 64 d overdue0 of 2 deeds read
Why 37- 1 financial year not filed after the legal deadline; latest accounts 152 days late; 2 of the last 3 late- Figures for FY 2024 (filed 02-01-2026)- Founded in 2023- Size: total assets €140,492Show the evidence
Checked score
Score 2024
37
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 54% of its sector peers (NACE 31, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
53+14
equity 28.4% of total assets
Liquidity
17+14
short-term debt 71.6% · cash 4.7%
Profitability
78+5
return on assets 16.2%
Bankruptcy probability, 12 months
6.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 5.2%
12-2024: 5.5%▲ +5.2% vs 11-2024
01-2025: 5.6%▲ +2.6% vs 12-2024
02-2025: 5.6%● 0.0% vs 01-2025
03-2025: 5.6%● 0.0% vs 02-2025
04-2025: 5.6%● 0.0% vs 03-2025
05-2025: 5.6%● 0.0% vs 04-2025
06-2025: 5.6%● 0.0% vs 05-2025
07-2025: 3.2%▼ -42.6% vs 06-2025lowest value
08-2025: 7.3%▲ +126% vs 07-2025highest value
09-2025: 7.2%▼ -1.2% vs 08-2025
10-2025: 7.2%● 0.0% vs 09-2025
11-2025: 7.2%● 0.0% vs 10-2025
01-2026: 7.2%
02-2026: 4.5%▼ -37.7% vs 01-2026
03-2026: 4.5%● 0.0% vs 02-2026
04-2026: 4.6%▲ +2.2% vs 03-2026
05-2026: 4.5%▼ -1.1% vs 04-2026
06-2026: 4.3%▼ -3.9% vs 05-2026
07-2026: 4.3%▼ -0.8% vs 06-2026
08-2026: 5.2%▲ +19.5% vs 07-2026
09-2026: 5.0%▼ -3.0% vs 08-2026
10-2026: 6.4%▲ +27.4% vs 09-2026
- 1 financial year not filed after the legal deadline; latest accounts 152 days late; 2 of the last 3 late raises the probability
- Figures for FY 2024 (filed 02-01-2026) raises the probability
- Founded in 2023 raises the probability for this profile
- Size: total assets €140,492 raises the probability for this profile
Credit up to €1,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.26 against 1.03 in 2023; short-term debt: 71.6% and cash: 4.7% of total assets), and 71.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 31, micro). Better than this share of them on solvency 39%, liquidity 14%, profitability 68%, growth against the median 95%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-12-2025, 152 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
152 d late
2023
517 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 335 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (1)
- Bankruptcy reversalOndernemingsrechtbank Gent, afdeling Gent ·…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 4
- Since
- 2025
- 31-12-2025Bankruptcy reversal
- 30-12-2025Annual accounts filed
- 30-12-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Manufacture of furnitureNACE 31002
- Founded
- 09-01-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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