RaMo

Active

Private limited companyfounded 20197 yrs activeTulpenstraat(M) 29, 3630 Maasmechelen, BelgiumKBO/BCE: BE 0728.591.843

RaMo has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €-5k. Equity is growing by ~23.7% per year across the filed fiscal years. Its solvency ranks better than 88% of 11017 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

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Checked score

Score 2025

52 / 100

Fair▼ -48 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-100

Solvency100=

Growth52=

Stability100

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €7k at 30 days acceptable

Liquidity ample (current ratio 8.44 against 7.76 in 2024), and 10.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Sector 46

higher

← fewer bankruptcies more bankruptcies →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

on the day

2024

29 d late

2023

30 d late

2022

31 d late

2021

31 d late

2020

31 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

08-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€141k▼ 3.4%

2024 · €146k

2020: €49k 2021: €77k 2022: €99k 2023: €117k 2024: €146k

2020 → 2025

Total assets

€158k▼ 4.0%

2024 · €165k

2020: €64k 2021: €104k 2022: €134k 2023: €141k 2024: €165k

2020 → 2025

Net result

€-5k

2024 · €30k

2020: €46k 2021: €30k 2022: €24k 2023: €20k 2024: €30k

2020 → 2025

Working capital

€128k▲ 0.7%

2024 · €127k

2020: €39k 2021: €62k 2022: €84k 2023: €99k 2024: €127k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€77k-€99k▲ 28.5%€117k▲ 19.0%€146k▲ 24.4%€141k▼ 3.4%

Operating result€42k-€35k▼ 17.2%€32k▼ 6.7%€42k▲ 29.5%€138▼ 99.7%

Net result€30k-€24k▼ 20.7%€20k▼ 13.3%€30k▲ 48.6%€-5k

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 100% below 2024 and is the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €158k

91.8%

Fixed assets €13k▼ 30.7%

Current assets €145k▼ 0.5%

Equity and liabilities €158k

89.1%

11%

Equity €141k▼ 3.4%

Debt €17k▼ 8.2%

The debt ratio falls from 11.4% to 10.9%: debt falls faster than equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€5k▼

2024 · €48k

Cash flow

€-155▼

2024 · €36k

Solvency

89.1%▲

2024 · 88.6%

Current ratio

8.44▲

2024 · 7.76

Quick ratio

8.28▲

2024 · 7.68

Debt / equity

0.12▼

2024 · 0.13

ROE

-3.5%▼

2024 · 20.7%

ROA

-3.1%▼

2024 · 18.4%

Interest coverage

1.05▼

2024 · 10.71

Debt

€17k▼

2024 · €19k

Debt ≤ 1 year

€17k▼

2024 · €19k

Income taxes

€1k▼

2024 · €9k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€165k€158k▼

Formation expenses20€0€0=

Fixed assets21/28€19k€13k▼

Tangible fixed assets22/27€17k€11k▼

Land and buildings22€6k€5k▼

Plant, machinery and equipment23€10k€6k▼

Furniture and vehicles24€1k€612▼

Financial fixed assets28€2k€2k=

Current assets29/58€146k€145k▼

Amounts receivable after more than one year29€40k€40k=

Other amounts receivable291€40k€40k=

Stocks and contracts in progress3€1k€3k▲

Stocks30/36€1k€3k▲

Amounts receivable within one year40/41€24k€44k▲

Trade receivables40€7k€24k▲

Other amounts receivable41€16k€20k▲

Cash at bank and in hand54/58€80k€58k▼

Deferred charges and accrued income490/1€476€522▲

Equity and liabilities

Total equity and liabilities10/49€165k€158k▼

Equity10/15€146k€141k▼

Contributions10/11€3k€3k=

Reserves13€95k€95k=

Distributable reserves133€95k€95k=

Profit (loss) carried forward14€48k€43k▼

Amounts payable17/49€19k€17k▼

Amounts payable within one year42/48€19k€17k▼

Financial debts43€5k€5k▼

Credit institutions430/8€5k€5k▼

Trade debts44€5k€6k▲

Suppliers440/4€5k€6k▲

Taxes, remuneration and social security45€1k€2k▲

Taxes450/3€1k€2k▲

Other amounts payable47/48€8k€4k▼

Accrued charges and deferred income492/3-€66

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼

Other operating charges640/8€1k€1k▼

Non-recurring operating charges66A€6k€10k▲

Gross operating margin9900€55k€16k▼

Operating profit (loss)9901€42k€138▼

Financial income75/76B€1k€1k▼

Recurring financial income75€1k€1k▼

Financial charges65/66B€4k€5k▲

Recurring financial charges65€4k€5k▲

Profit (loss) for the period before taxes9903€39k€-4k▼

Income taxes67/77€9k€1k▼

Profit (loss) for the period9904€30k€-5k▼

Profit (loss) for the period to be appropriated9905€30k€-5k▼

Appropriation of the result

Profit (loss) to be appropriated9906€49k€43k▼

Profit (loss) brought forward from the previous period14P€19k€48k▲

Profit to be distributed694/7€2k-

Return on contributions (dividend)694€2k-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 8Financial 2Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Weakest financial yearnet €-5k ▼116%

Net result drops to €-5k, the lowest in the series.

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

2024

30-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 30 days late

2023

31-12

Financial Equity above €100kEq €117k ▲19%

4 profitable years in a row build equity to €117k.

31-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 31 days late

2022

31-08

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema · 31 days late

2021

31-08

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema · 31 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Maasmechelen · 1 establishment unit since 2019

exact location from the address register On OpenStreetMap

Ground area

665 m²

Building footprint

204 m²

Volume, LiDAR

1,048 m³

Parcel 73048E0247/00E000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Monique Le Chique

Tulpenstraat(M) 29, 3630 MaasmechelenAgents specialised in the wholesale of other particular products

since 20192.290.532.363

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
73048E0247/00E000	Flanders	665 m²	1 · 204 m²	8.3 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

POPLAR - Innovation, Consultancy, Projects

Of 4,406 companies in sector 46180 we hold annual accounts for 1,872. 1,396 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded18-06-2019

Fiscal year end31-12

Trade name NL "Safety Support Europe" en "Monique Le Chique"

Activities, NACEBEL

46180Agents specialised in the wholesale of other particular products

46190Agents in non-specialised wholesale trade

47715Retail trade

47750Retail sale of cosmetics and toilet articles

82990Other business support services

96022Beauty treatment

96220Beauty care and other beauty treatments

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.